Page 18 THE SAUGUS ADVOCATE – FriDAy, JUnE 7, 2024 SOUNDS| FROM PAGE 17 2024, at Polcari’s Restaurant (92 Broadway-Route 1 North, Saugus). Social time starts at 6:30 p.m.; dinner buffet begins at approximately 7:00 p.m. The public is cordially invited and we hope you can join us for the mixed buffet consisting of garden salad, chicken & broccoli penne, cheese ravioli, assorted pizzas, rolls and butter, dessert, coffee and tea. A cash bar will be available. Tickets are $35 per person. Payment can be made by check or Venmo. For a printable copy of the registration form, please visit the https://saugussave. wordpress.com website on the “News & Events” page. Please make payment as soon as possible (but no later than Wednesday, June 12) either via mail to SAVE Treasurer, Mary Kinsell, 11 Sunnyside Ave., Saugus, MA 01906, with a check payable to SAVE, Saugus, or make your payment by Venmo to @ SAVE-org and complete your forms here: https://tinyurl.comSAVE6-28. You may also contact Ann at adevlin@aisle10. net or Mary at Mkinsell@verizon.net or, for further information, please visit our website at http://www.saugussave.org. Please let us know if you are able to join us for a fun and informative evening, as well as a wonderful buffet dinner, as soon as possible. Our guest speaker for the evening, Scott A. Brazis, Saugus’ Solid Waste/Recycling Coordinator, will give a brief update on new initiatives and future plans for the Saugus Recycling/CHaRM Center. Free parking is available onsite, and the facility is accessible for persons with disabilities. week. Beetle Juice at Kowloon on July 11 The Saugus Lions Club will be presenting Beetle Juice at Kowloon on July 11. Doors open at 6 p.m. Cost per ticket is $35 and all profit will go to Lions Eye Research and community charities. Contact: Tom Traverse at 781-727-5629. Summer track is coming Coach Christopher Tarantino’s popular Summer Track for youths ages five through 18 begins on July 1. The program is scheduled for 6 to 8 p.m. at the track outside Belmonte STEAM Academy. Registration will run from June 24-28. Here is the schedule: July 1-5: first formal week. July 8-11: second formal July 12, 10 a.m.-12 p.m.: makeup practice (if necessary). July 12, 6 p.m.: pasta dinner at Prince. July 13, 9 a.m.: in-house meet at Serino Stadium. July 15-18: retrain week. July 20: Summer Showdown, Cranston, R.I. July 24: wrap up. Cost: $250 first year, $200 returning with uniform, $150 if three years or more in summer program; includes pasta dinner, t-shirt, uniform and entry into Summer Showdown. Please note that these programs are not being offered through the town’s Youth & Recreation Department. Please contact Coach Christopher Tarantino directly with questions at 781-854-6778 or christophertarantino24@gmail. com. CHaRM Center is open The Town of Saugus recently announced that the CHaRM Center is open Wednesday and Saturday from 8 a.m. to 2 p.m. Residents will be required to buy a $25 Sticker to use the Compost Facilities as well as to recycle hard plastics. The rest of the Facility’s features are free to use for any Saugus resident. Residents are also allowed three TVs or computers/CRT monitors for free per household each year. The Town of Saugus reserves the right to refuse any material if quantity or quality is questionable. The final date the CHaRM Center will be open for the season is December 14. However, the Facility will be open the following winter dates, weather permitting: January 18, 2025, from 8 a.m. to 2 p.m.; February 15, 2025, from 8 a.m. to 2:00 THE SOUNDS | SEE PAGE 19 - LEGAL NOTICE - MASSACHUSETTS ANTI-LAPSE STATUTE W hen it comes to a well-drafted Last Will and Testament, the drafter should always specify whether a legacy will lapse if the beneficiary does not survive the testator, and whether there is an alternate beneficiary in default. It is also a very good idea to have contingent beneficiaries on your IRA, 401(k), life insurance policy, annuity policies, etc. Under Massachusetts General Laws (MGL) Chapter 190B, Section 2-603, commonly known as the “anti-lapse” statute, if a legacy is to a grandparent or a lineal decedent of a grandparent of the testator, and that beneficiary predeceases the testator, the issue (i.e. children or grandchildren) of the deceased beneficiary will take the legacy. If they are all of the same degree of kinship, then they will all take equally. If they are not all of the same degree of kinship, those of the more remote degree take by right of representation. Lineal descendants of a grandparent include adopted children. If a beneficiary is “not” related by blood or adoption to the testator, and there is no alternate taker in default, the legacy will “lapse” and fall into the residue of the estate. Wellman v. Carter, 286 Mass. 237, 255 (1934). Under MGL Chapter 190B, Section 2-604(b), if a residuary gift to a residuary beneficiary fails, then such share will pass to the other residuary beneficiaries proportionally. As is usually the case with statutory presumptions, the statutory presumptions found in the anti-lapse statute are designed to approximate what the legislature believes the testator’s intent most likely would have been if the testator had specifically addressed the subject. It is better practice in drafting a Will to specify, for each gift, whether the gift is to pass to the beneficiary’s issue if the beneficiary does not survive the testator, or whether the gift is to be only “if he or she survives me”. Issue would include children and grandchildren. For example, “I give the sum of $100,000 to Davie Crocket, if he survives me”. If Davie does not survive the testator, the $100,000 legacy will lapse. The testator could also include the following provision: “I give the sum of $100,000 to Davie Crocket, if he survives me. If Davie Crocket is not living at the time of my death, I give the sum of $100,000 to his children who survive me, the issue of any deceased child to take their parent’s share by right of representation”. If Davie does not survive the testator, and has one son living at the time of his death, his son will receive the $100,000 legacy. If both Davie Crocket and his son are not living at the time of the testator’s death, but Davie’s grandson is living, his grandson will receive the $100,000 legacy. In this instance the gift will not lapse and fall into the residuary estate. The residuary estate is that part of the testator’s estate that is not specifically bequeathed or devised to an individual or entity or that part of the testator’s estate that includes bequests or devises to individuals or entities that have “lapsed”. Right of representation (or “per stirpes” as the two phrases are used interchangeably) means that each “branch” of your descendants will share equally. For example, if you die having had three children, with one child having 2 children, one child having 3 children and the third child having 4 children, but one child had predeceased you, your estate will still be divided equally among 3 “branches” or “stalks”. If the child who predeceased you was the one with 4 children, his 4 children will share equally in 1/3 of the estate. Joseph D. Cataldo is an estate planning/elder law attorney,Certified Public Accountant, Certified Financial Planner, AICPA Personal Financial Specialist and holds a masters degree in taxation. COMMONWEALTH OF MASSACHUSETTS THE TRIAL COURT PROBATE AND FAMILY COURT Essex Probate and Family Court 36 Federal Street Salem, MA 01970 (978) 744-1020 Docket No. ES24P1611EA Estate of: MARION A. RAGUSA Date of Death: 04/28/2024 CITATION ON PETITION FOR FORMAL ADJUDICATION To all interested persons: A Petition for Formal Appointment of Personal Representative has been filed by Christopher M. Ragusa of Newburyport, MA requesting that the Court enter a formal Decree and Order and for such other relief as requested in the Petition. The Petitioner requests that: Christopher M. Ragusa of Newburyport, MA be appointed as Personal Representative(s) of said estate to serve Without Surety on the bond in unsupervised administration. IMPORTANT NOTICE You have the right to obtain a copy of the Petition from the Petitioner or at the Court. You have a right to object to this proceeding. To do so, you or your attorney must file a written appearance and objection at this Court before: 10:00 a.m. on the return day of 07/01/2024. This is NOT a hearing date, but a deadline by which you must file a written appearance and objection if you object to this proceeding. If you fail to file a timely written appearance and objection followed by an affidavit of objections within thirty (30) days of the return day, action may be taken without further notice to you. UNSUPERVISED ADMINISTRATION UNDER THE MASSACHUSETTS UNIFORM PROBATE CODE (MUPC) A Personal Representative appointed under the MUPC in an unsupervised administration is not required to file an inventory or annual accounts with the Court. Persons interested in the estate are entitled to notice regarding the administration directly from the Personal Representative and may petition the Court in any matter relating to the estate, including the distribution of assets and expenses of administration. WITNESS, Hon. Frances M. Giordano, First Justice of this Court. Date: May 29, 2024 PAMELA A. CASEY O’BRIEN REGISTER OF PROBATE June 7, 2024

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