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Page 18 THE MALDEN ADVOCATE–Friday, October 11, 2024 OBITUARIES Daniel J. Cadogan, Jr. Of Malden, formerly of Cambridge . Passed away on Sep t ember 28th. Beloved husband of the late Joan (Rego) Cadogan. Father of Joseph Cadogan of Carver, Karen White of Southbridge, James Cadogan of Weare, NH, Janice Lanni of Malden and Daniel Cadogan of Plympton. Brother of Nancy Farren and Alice McGonagle, both of Stoneham. He is also survived by thirteen $$ I PAY CASH $$ for World War II military items. Top prices paid for helmets, swords, daggers, uniforms, etc. Call 617-719-1698 IRS OFFER IN COMPROMISE SCAMS T he Internal Revenue Service has recently warned of scam artists claiming that their services are necessary in order to resolve outstanding federal income tax issues. Often times, these “mills” charge excessive fees many times with no results. These mills will often make false statements of their ability to settle IRS debts for pennies on the dollar. They will also make the claim that there is not much time provided to the taxpayer in order to compromise the debt with the IRS. The Off er in Compromise (OIC) program is a legitimate program offered by the IRS. A taxpayer will need to meet all of the requirements in order to be able to settle with the IRS for a reduced amount of federal income taxes owed. IRS Form 656, Off er in Compromise, needs to be completed and submitted to the IRS. In addition, Form 433-A, Collection Information Statement for Individuals and Form 433-B, Collection Information for Businesses (if applicable) would also have to be submitted to the IRS. The OIC program is not an easy program to quality for. The IRS will review your income and assets in order to determine your ability to pay. If a taxpayer was unemployed with very little assets, that individual would be a good candidate to submit off er in compromise paperwork to the IRS. You can learn more about the Offer In Compromise program by visiting www. irs.gov. The IRS has an Off er In Compromise Pre-Qualifi - er Tool that you can use in order to determine if you might initially qualify for a reduction in your tax liability. You can also apply for a payment plan on the irs.gov website. For taxpayers that owe less than $100,000, a short-term payment plan will provide the taxpayer with an extra 180 days to pay the tax in full. For taxpayers that owe less than $50,000, a long-term payment plan will provide the taxpayer the opportunity to make monthly payments over a period of up to 72 months. So be careful with these companies that promise you the world. I’ve seen instances where more money gets paid to these companies than gets paid to the IRS in order to reduce the amount of taxes owed. Joseph D. Cataldo is an estate planning/elder law attorney, Certifi ed Public Accountant, Certifi ed Financial Planner, AICPA Personal Financial Specialist and holds a master’s degree in taxation. grandchildren and many nieces and nephews. Dan was a proud member of Teamster's Local 25, retiring in 2001 after 36 years of service. At the request of his family, services and interment were private. Paul H. Collins A longtime resident of Malden. Passed away in his home on Sunday, September 29th, with his loving family by his side. Paul was born in Cambridge in 1934, the son of Charles and Mary Collins. He was also raised and educated in Cambridge. Paul moved to Malden over 50 years ago where he raised his family. He worked at the Polaroid Corporation for many years in diff erent rolls, including as the warehouse foreman and manager of the mailroom. He retired when the company closed down. After his retireMUSINGS | FROM PAGE 6 drive after line drive through the Bandstand just to annoy us. • Eddie Rideout: Chiefs; football stud – check! Baseball stud – check! Really cool guy – check! • Joe DiSarcina: Player/Manager (Augustine’s A’s); slick fi elding shortstop who anchored all those great A’s teams. • Steve Freker: Media (Medford Mercury/Malden Evening News); baseball lifer! Football lifer! Malden lifer! A member of so many Halls of Fame, my head spins! And a guy who just gets things done for Malden and the youth of Malden. As Peter Falk’s iconic TV character Columbo would say, “Just one more thing, sir” – another 9/11 has come and gone. Hope all had a moment to refl ect on that day for those who died so tragically. And heroically – especially United Flight 93 passengers – for the everyday working heroes of that day, the brave fi rst responders who were downright supermen and women. I sat in shock that morning as an employee of Hewlett Packard and listened as coworker Betty wept uncontrollably next cubicle over as the morning unment, Paul began wintering in Naples Florida. Although a quiet person, he made many friends in the Naples community. At his home in Malden, Paul loved working in his backyard. He is survived by his children, Karen Collins of Malden, Paul J. Collins Jr. of Tampa, Florida, Patricia Collins of Peabody, and John Collins of Bellingham, 7 grandchildren and 1 great grandchild, and many nieces and nephews. Paul was preceded in death by his siblings, Margaret Kanode, Nancy McCarthy, Geraldine Tessman, Mary Abrams, Charles Collins, Viola Powers, Lorraine Nash Visitation were held at the Weir – MacCuish Golden Rule Funeral Home, Malden on Thursday, October 3rd. Funeral services were held on Friday, Oct 4th, followed by a Mass of Christian Burial in the Immaculate Conception Church, Malden. Committal was private. Donations in Paul's memory may be made to Housing Families Inc, 919 Eastern Ave, Malden, MA 02148 folded. Frantic, I tried to connect with youngest brother, David, who lived not far from the horror. Here is another remembrance of that infamous morning. Former MHS Principal Dana Brown who always has the best words articulated on the day as only Dana Brown can: “I was at the Emerson School in a Community Schools meeting with (the late great) Brendan Duff y, Bailey Weiss and others. Someone came running into the meeting and told us to turn on the TV...we watched in shock. The meeting quickly adjourned, and I found a phone. I called my wife, and we devised the ‘if another plane attacks’ plan. She would go to the Salemwood and pick up my youngest. I was to go to the high school and pick up my eldest daughter. We would then meet at home and wait. Confused, dumbstruck; no one could say with certainty what was happening. The next hours, days, and weeks would prove to be at once sobering, uplifting, and challenging for our local community and our country. We found heroes and villains. We found some hope. Some lessons were learned. Some have already been forgotPhilip R. Derrick Of Malden. On October 2, 2024, at age 69. Beloved husband of Mary V. (Gibbons) Derrick, with whom he shared 43 years of marriage. Devoted father of Philip Derrick, Jr. of Santa Fe, NM and Brian Derrick and his partner, Martin Burke of Everett. Dear brother of Charles D. Derrick and his wife, Frances of NC, Steven D. Derrick and his partner, Kathy Browne of E. Walpole and the late Carol Stiegel. Relatives and friends were invited to gather in honor of Philip's life during Visiting Hours at Robinson Funeral Home, Melrose, on Monday, October 7, and again on Tuesday, for his Funeral Service. Private interment at Forest Dale Cemetery, Malden. In lieu of fl owers, gifts in memory of Philip may be made to Beth Israel Deaconess Medical Center, Offi ce of Philanthropy, 529 Main St., 4th Floor, Charlestown, MA 02129 and designate gift for the Bone Marrow Transplant Program. ten. Life changed for sure. Pray for all the survivors, the victims, the responders, and their families. Pray for our enemies.” Postscript 1: On a Stella Pinkham personal note, I have known Stella, basically, my entire life. We moved to Malden in 1963 and shortly after entering Emerson we were introduced to the many friends and neighbors we called friends and neighbors for many, many years – Stella along with Nancy Cagno, Anna Magistro, Laura Damiano and Pat O’Conner becoming part of that close-knit Edgeworth community. A sweetheart of a woman – Stella, she of that sparkling personality – has never failed to make me smile. Her Sicilian Pizza? Fuhgeddaboudit! Top 3 Sicilian slices: Dorothy Drago Levine’s, Umberto Galleria in the North End and Stella Pinkham’s! Happy birthday, Stella, and many, many more. I’ll see you next year during the San Rock Procession! Zay gezunt. —Peter is a longtime Malden resident and a regular contributor to The Malden Advocate and can be reached at PeteL39@aol.com for comments, compliments or criticisms. Like us on Facebook advocate newspaper Facebook.com/Advocate.news.ma

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