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SPORTS | FROM PAGE 14 into the fi nal stretch of the season with a fi nal home meet next Wednesday, October 16 at Pine Banks Park in Malden (4:00 p.m.) when they host Lynn English. At that meet, Malden will honor its Class of 2025 members with a Senior Night celebration. Malden Boys Cross Country (15) dropped a 24-40 meet to visiting Somerville on Wednesday, October 2 and hosted Revere on October 9 (the result not available before Advocate press time). Malden Girls Cross Country (1-5) fell to Somerville last week, 19-38, and also hosted Revere on Wednesday this week. THE MALDEN ADVOCATE–Friday, October 11, 2024 Both Malden teams will participate in the All-GBL Meet, SPORTS | SEE PAGE 21 Discount Tree Service 781-269-0914 Professional TREE REMOVAL & Cleanups 24-HOUR SERVICE City of Malden Massachusetts Board of Appeal 215 Pleasant Street Malden, Massachusetts 02148 Telephone 781-397-7000 x2104 MALDEN BOARD OF APPEAL PUBLIC HEARING The Malden Board of Appeal will hold a public hearing on Wednesday, November 20, 2024, 6:30 pm Eastern Time (US and Canada) at Malden City Hall, 215 Pleasant St, Room #106 Herbert L Jackson Council Chambers, Malden, MA on Petition 24-011 by Leola Santil seeking a variance under Code of the City of Malden as amended – Title 12.16.060 Table of Intensity Regulations: Specifically: Violation of Side Yard Setback and Both Sides Setback as per Plans Res-064199-2024 at the property known as and numbered 41 Alden St., Malden, MA and also known by City Assessor’s Parcel ID #100 445 514 Additional information, Petition & plans available for public review in the Office of Inspectional Services, 215 Pleasant St., 3rd floor, Malden MA or online at: www.cityofmalden.org or https://maldenma-energovweb.tylerhost.net/apps/SelfService#/home Nathaniel Cramer, Chair October 04, 11, 2024 City of Malden Massachusetts INSPECTIONAL SERVICES 215 Pleasant Street, 3rd Floor Malden, Massachusetts 02148 (781) 397-7000 ext. 2030 MALDEN PLANNING BOARD PUBLIC HEARING The Malden Planning Board will hold a public hearing in the Herbert L. Jackson Council Chamber, Malden City Hall, 215 Pleasant Street, Malden, MA at 7:00 P.M. on Wednesday, October 23, 2024 on the petition of Veris Residential and WinnCompanies LLC on behalf of Overlook Ridge LLC, for the Application for Approval of Definitive Plan of subdivision (Permit Application # CMID-068474-2024) made under the Rules and Regulations of the Malden Planning Board Governing the Subdivision of Land and Massachusetts General Laws, Chapter 41, §81U, to subdivide approximately 14.36 acres of vacant land classified as part of the Rowe’s Quarry Reclamation & Redevelopment District, Subdistrict RQ3, to create four new building lots and one parcel to be used for the future roadway connection of Overlook Ridge Drive and Route 1, at the property known as and numbered, 0 State Highway, Malden, MA, and also known by City of Malden Assessor’s Parcel Identification # 185 575 506; and the request for waivers made under Massachusetts General Laws, Chapter 41, §81R, regarding compliance with the following Rules and Regulations of the Malden Planning Board Governing the Subdivision of Land: Procedure - Section III.D.2.a, Performance Guarantee, Completion Date; Submission Requirements - Section IV.D.1.b, Topography; Section IV.D.1.c, Street Plans and Profiles; Section IV.D.1.d, Utility Plans and Profiles; Section IV.D.2, Traverse Calculations; and Design Standards - Section V.C.3, Frontage for proposed Lots 13B and 14B; and Section V.G.3, Traffic Impact Study. Petition and plans are available for public review in the Inspectional Services Department, Malden City Hall, 215 Pleasant Street, Room 330, Malden, MA and under Permit Application # CMID-068474-2024 at https://maldenma-energovweb.tylerhost.net/apps/SelfService#/home By: Diane M. Chuha Clerk October 4, 11, 2024 Page 19 avy eniior avvy S iorn oro a y avvyavy iori by Jim Miller How SSI Benefits Can Help Struggling Seniors and the Disabled Dear Savvy Senior, What can you tell me about the SSI program and what are the eligibility requirements for seniors? I’m trying to help my elderly aunt who is very low-income. Searching Niece Dear Searching, The SSI program that you’re enquiring about, which stands for Supplemental Security Income, is a program administered by the Social Security Administration (SSA) that provides monthly cash benefi ts to people that are disabled or over 65 based on fi nancial need. Currently, around 7.5 million people are receiving SSI benefi ts, but many more are now eligible as the SSA recently expanded access benefi ts by tweaking some of the rules. Here’s what you should know. Eligibility Requirements To qualify for SSI your aunt must be either age 65 or older, blind or disabled, and must be a U.S. citizen or lawful resident. She must also have limited income and assets. Her income as an individual must generally be under $1,971 per monthly, or $2,915 for couples. Countable income includes wages or any other kind of money your aunt earned from working, plus money she gets from other sources like unemployment, Social Security retirement, or gifts from friends, but also, free shelter. And her assets must also be less than $2,000 or $3,000 for couples. This includes cash, bank accounts, other personal property, and anything else that could potentially be converted to cash. Her home, household goods and one vehicle, along with life insurance policies and burial funds valued under $1,500, do not count towards countable assets. In 2024, the maximum SSI payment is $943 a month for an individual or $1,415 a month for a couple. But, if eligible, the amount your aunt would receive may be lower based on her income, living situation and some other factors. To help you determine if your aunt is eligible for SSI, help her take the Social Security Administration’s benefi ts screening test at SSAbest.benefi ts.gov. This online questionnaire takes approximately 5 minutes to complete and screens for a variety of benefi ts, not just SSI. You should also know that most states – except Arizona, Arkansas, Mississippi, North Dakota, Tennessee and West Virginia – supplement the federal SSI payment with payments of their own. In some of the states that pay a supplement, your aunt may qualify for the state payment even if she doesn’t meet the federal SSI eligibility criteria. How to Apply If you think that your aunt is eligible for SSI, she (or you) can begin the application process and complete a large part of it online at SSA.gov/apply/ssi. If she’s disabled, she can apply for both SSI and Social Security Disability at SSA.gov/disability. Or, if she can’t apply online, call 800-772-1213 and set up an appointment with her local Social Security offi ce. To help make the application process go quickly and smoothly, your aunt will need her Social Security number; birth certifi cate or other proof of age; information about the home where she lives, such as her mortgage, or lease and the landlord’s name; payroll slips, bank books, insurance policies, burial fund records and other information about her income and the things she owns; her proof of U.S. citizenship or eligible noncitizen status; and if she is applying for SSI because she is disabled or blind, the names, addresses and telephone numbers of doctors, hospitals and clinics that have information related to her condition. For more information visit SSA.gov/ssi or see Social Security’s online SSI publication at SSA.gov/pubs/EN-05-11000.pdf. Other Assistance Programs Depending on your aunt’s income, there are other fi nancial assistance programs that may be able to help her like Medicare Savings Programs, prescription drug assistance, food stamps and energy assistance. To locate these programs, and learn how to apply for them, go to Benefi tsCheckUp.org. Send your senior questions to: Savvy Senior, P.O. Box 5443, Norman, OK 73070, or visit SavvySenior.org. Jim Miller is a contributor to the NBC Today show and author of “The Savvy Senior” book.

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