THE MALDEN ADVOCATE–Friday, September 16, 2022 Page 11 PROGRAM | FROM PAGE 1 housing security caused by the disproportionate economic impact of COVID-19. Mayor Gary Christenson noted, “Any program that helps our residents unlock the doors to home ownership opportunities should be fully explored. Many of our residents experience housing instability because they are cost burdened. This new program with its sizable down payment off ering may help them achieve their dreams of owning a home.” The MassDREAMS grant, which is administered by MassHousing, currently has around $40 million in funding available. To see the list of lenders currently approved by MassHousing, please visit https://www.masshousing.com/en/home-ownership/homebuyers/massdreams. The program requires the borrower to be a fi rst-time homebuyer, which MassHousing defines as not having owned a home for at least three years. To qualify, at least one of the borrowers must currently reside in one of the 29 Disproportionately Impacted Communities – also known as Gateway Cities. These are Attleboro, Barnstable, Boston, Brockton, Chelsea, Chicopee, Everett, Fall River, Fitchburg, Framingham, Haverhill, Holyoke, Lawrence, Leominster, Lowell, Lynn, Malden, Methuen, New Bedford, Peabody, Pittsfield, Quincy, Randolph, Revere, Salem, Springfi eld, Taunton, Westfi eld and Worcester. There is no set limit for how long a borrower must reside in a DisproporMalden GID Bike Path Clean-Up a Great Success Gary Christenson Mayor tionately Impacted Community, but the borrower must provide documents for residency. Properties purchased – condos or one to four family homes – can be located anywhere in the Commonwealth of Massachusetts to receive the grant but must be the homebuyer’s primary residence. The borrower must receive a MassHousing or Massachusetts Housing Partnership (MHP) fi rst mortgage loan in conjunction with this grant program. The borrower can also layer MassDREAMS with the MassHousing Down Payment Assistance (DPA) program, Workforce Advantage loans and other loans/grants. To qualify for MassDREAMS, the homebuyer’s annual income must not exceed 135% Average Median Income (AMI). Assistance is available up to $50,000 if the borrower’s income is at or below 100% AMI, and up to $35,000 for incomes falling between 100.1%-135% AMI. Furthermore, the MassDREAMS grant is forgivable and does not PROGRAM | SEE PAGE 15 - LEGAL NOTICE - COMMONWEALTH OF MASSACHUSETTS THE TRIAL COURT PROBATE AND FAMILY COURT Middlesex Division Docket No. MI22P4732EA Estate of: JOANNE A. BRAMANTE Also known as: JOANNE BRAMANTE Date of Death: 08/09/2021 INFORMAL PROBATE PUBLICATION NOTICE To all persons interested in the above captioned estate, by Petition of Petitioner Victoria R. Bramante of Derry, MA a Will has been admitted to informal probate. Victoria R. Bramante of Derry, MA has been informally appointed as the Personal Representative of the estate to serve without surety on the bond. The estate is being administered under informal procedure by the Personal Representative under the Massachusetts Uniform Probate Code without supervision by the Court. Inventory and accounts are not required to be filed with the Court, but interested parties are entitled to notice regarding the administration from the Personal Representative and can petition the Court in any matter relating to the estate, including distribution of assets and expenses of administration. Interested parties are entitled to petition the Court to institute formal proceedings and to obtain orders terminating or restricting the powers of Personal Representatives appointed under informal procedure. A copy of the Petition and Will, if any, can be obtained from the Petitioner. September 16, 2022 2.25 %APY* With rates like this, earning while you save is easier than ever. Ask about our in-home or office concierge service. EARN INTEREST WITHOUT RESTRICTIONS FROM A NEW MILESTONE SAVINGS ACCOUNT. Saving is hard. We get it. Life gets in the way. That’s why we created the Milestone Savings Account. With an amazing 2.25% APY* and no restrictions, reaching those financial goals gets a lot easier. Stay liquid. Earn while you save. And do it easily with a New Milestone Savings Account. Go to everettbank.com for details. Mayor Gary Christenson joined investment company GID on Wednesday morning to clean up the Malden bike path. Volunteers cleaned up the Malden bicycle path on Wednesday. (Advocate photos by Tara Vocino) * This account is available to all new customers and for existing customers with new monies of $50,000. Annual Percentage Yield (APY) is accurate as of the date posted and are subject to change without notice. Offer may be withdrawn at any time. Minimum of $50,000 is required to open a Milestone Savings and earn the advertised Annual Percentage yield. Fees could reduce earnings.
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