H B OME UILDERS A HBA LOCKED AND LOADED! The 15th Annual Sport Clay Shoot at Nilo Farms in Brighton, IL had great participation with over 120+ shooters enjoying the friendly competition and fellowship. You can find the team and individual scores, pictures and fun had throughout this issue. 1st Place Team with a score of 269 Yaekel & Associates SSOCIATION NEWSBRIEF The Official Newsletter of the Home Builders Association of Greater Southwest IL The Voice of the Homebuilding and Remodeling Industries in Southwest Illinois. Representing Bond, Calhoun, Clinton, Greene, Jersey, Madison, Monroe, Randolph and St. Clair Counties June 2016 issue www.hbaswi l .org Casey Sweeney, Jerry Yaekel Jr, Bill Dahlman, Dave Isselhard, Marc Frederich and Scott Bauman B Flight Team with a score of 199 Srogus Construction (above back row: Mark Vogt w/Vogt Builders, Jason Huelsmann w/New Tradition Homes, Joe Lanahan w/Joe Lanahan Construction Services, Inc., Heidi and Bob Dee Jr. w/ Homes by Deesign, Art Stumpf w/ AUTCOhome Appliances front row: Jeff Schmidt w/ RLP Development, Jan Johnson w/ Garrett E & Herschel E Johnson RE & Dev., Joe Knox w/Copious Technologies, Gayann Griggs and Edd Knight w/ EA Knight Construction) HBA members took the day to reach out to our local Senators and Representatives to discuss important issues that effect our industry BJ Srogus, Harry Stewart, Jeff Carmack, Nick Neff, and Jeff Robertson HBAI Lobby Day reception visit from Illinois Lt Governor, Evelyn Sanguinetti. Continued on page 9

Sport Clay Shoot T-Shirt Sponsors AUTCOhome Appliance First Clover Leaf Bank Fischer Lumber Company Gershman Mortgage P & A Drywall Supply Padgett Building & Remodeling New American Funding RP Lumber The Appliance Discounters Yaekel & Associates Score Sheet Sponsors Ambassador Floor Champion Waterproofing Station Sponsors Allen Roofing & Siding Arrowhead Building Supply Belleville News-Democrat Broadview Screen CMI Construction Diel & Forguson First American Title Insurance Greener Visions Heartland Turf Farms Himstedt Roofing Light Brite Martin Glass Midwest Block & Brick Shake & Shingle Supply TheBANK of Edwardsville Wilke Window & Door Vogt Builders Yaekel & Associates 2 Award Sponsor Associated Bank Snack/Beverage Sponsor AUTCOhome Appliance Custom Marble Regions Mortgage THE SHOOTERS ActOnEnergy Ambassador Floor Arrowhead Building Supply AUTCOhome Appliances Belleville Supply Company C.A. Jones Custom Marble Copious Technologies First Clover Leaf Bank Henges Interiors Klemme Construction Light Brite Padgett Building & Remodeling Roofers Mart S&S Drywall SCI Engineering Shake & Shingle Sherwin Williams Srogus Construction Tamko Buiding Supply TFH Construction TheBANK of Edwardsville Woolpert Yaekel & Associates 2016 Sport Clay Shoot Committee: Chair: Scott Bauman, Himstedt Roofing Kevin Venhaus, RP Lumber Jerry Yaekel, Yaekel & Associates

ANNUAL Member Appreciation Event Night at the Races FRIDAY, June 17, 2016 6:00pm to the last race Fairmount Racetrack Collinsville This annual event is a great opportunity to enjoy a favorite summer pastime with family, friends and industry colleagues. The HBA staff and representatives will be hanging out in the downstairs outside Party in the Park area for HBA members to have a central location to join together. All attendees are welcome to move around the entire facility to enjoy the races, food and music that is all included in the low cost of $13 per person paid at the gate. 3 PARTY at the PARK $13 admission per person  All you can eat appetizer buffet  $2 Bud/Bud Light/Bud Select  $2 rail drinks and wine   Live Band Sponsored by our 2016 Platinum Sponsors Must be 21 to enter Party at the Park area Home Builders Association of Greater Southwest Illinois 6100 West Main St., Maryville, IL 62062 Office: (618) 343-6331 - Fax: (618)343-6335 Email: hba@hbaswil.org


1. Fulford Homes - 1023 Koenig Dr., Godfrey 2. Spencer Homes - 6 Nickel Plate Dr., Edwardsville 3. Remington Properties - 1516 Oglesby Dr., Edwardsville 4. Remington Properties - 504 Lowden Dr., Edwardsville 5. Superior Homes - 1502 Beveridge Ct., Edwardsville 6. Superior Homes - 1515 Beveridge Ct., Edwardsville 7. Superior Homes - 1519 Beveridge Ct., Edwardsville 8. Spencer Homes - 112 Knights Bridge Ln., Edwardsville 9. Carrington Homes - 3321 Drysdale Ct., Edwardsville 10. Spencer Homes - 108 Fountains Dr., Glen Carbon 11. CMG Custom Construction - 7320 Graythorn Ct., Unit B, Troy 5 12. McBride & Son Homes - 100 Forest Oaks Dr., Caseyville 13. McBride & Son Homes - 9320 Camfield Dr., Fairview Heights 14. C.A. Jones, Inc. - 3900 Red Bird Ln., Swansea 15. Fulford Homes - 234 Peoria Ln., O’Fallon 16. Barnes Properties - 404 Vancroft Place, O’Fallon 17. C.A. Jones, Inc. - 2531 Welsch Dr., Shiloh 18. New Tradition Homes - 701 Santa Anna Ct., Shiloh 19. McBride & Son Homes - 2500 Wintercreek Dr., Belleville 20. CMI Construction - 216 Wyndridge Ct., Belleville 21. CMI Construction - 3113 Redrock Ct., Belleville 22. CMI Construction - 6709 Auggies Way Place, Millstadt

Winner of Fur and Feather Ron Hockingly w/ Team Arrowhead with a Score of 12 out of 100 Winner of Top Gun “Shooter” Nick Neff w/ Srogus Construction with a 72 out of 100 Nick also took home the 50/50 winnings Winner of Sharp Shooter Rick Richter w/ Team Belleville Supply Company Winner of Gun Raffle Tony Huff w/ TFH Construction Sport Clay Shoot Teams and their Scores Team ActOnEnergy / SCI Engineering Score 215 Team Arrowhead Building Supply Score 163 Team AUTCOhome Appliances Score 153 Team Belleville Supply Company Score 232 Team C.A. Jones Inc. / Custom Marble Score 189 6 Team Copious Technology / Shake & Shingle Score 215

The Herschel E. Johnson Golf Classic FRIDAY, JULY 15th, 2016 Far Oaks Golf Course 419 Old Collinsville Rd., Caseyville Check-in/Lunch 11:00 am Shot Gun Start 12:00 pm ON COURSE GAMES & CONTESTS ARE ALL INCLUSIVE!  $125 per golfer ~ includes lunch, golf, drinks and dinner (dinner only $25 per person)  1st, 2nd & 3rd place Prizes for A & B flights  Skins & Mulligans sold at $20 per team  Appropriate attire required: Soft Spike facility. Men collared shirts ~ Ladies golf sleeveless shirts permitted.  Personal coolers are strictly prohibited! Volunteers are a must for this event! Please contact the HBA office if you can spend the day with the golfers (meals not included) Primary Contact_____________________________________________ Company Name_____________________________________________ Phone Number______________________________________________ E-Mail____________________________________________________ Total Golfers Team Mulligans Team Skins ___ $125 each ___ $ 20 p/team ___ $ 20 p/team Total Dinner Only ___ $25 each SPONSORSHIPS Give-A-Way Sponsor ___ $250 each Stationary Beverage ___ $200 each Course Contest Hole Sponsor ___ $150 each ___ $100 each Total Amount Due $__________ SPONSORSHIP OPPORTUNITIES (includes 1 meal for company representative) Give-A-Way Sponsor..………….$250 Each golfer will receive a great give-a-way gift with your logo. Stationary Beverage Sponsor…...$200 Be the “go to” stand for all golfers to get their staple refreshments on the course. Course Contest Sponsor………...$150 We provide the game and prize, you send the talent and everyone is a winner. Games such as scattered flags, chip shot contest, sling shot and more will be offered. Hole Sponsor……………..…….$100 Company name and logo on a course sign. Complete the following information to register/sponsor this exciting event Name_____________________________________________________ Name_____________________________________________________ Name_____________________________________________________ Name_____________________________________________________ METHOD OF PAYMENT: ___ Check Enclosed ___ Invoice Member Company ___ Charge to Visa/Mastercard* *credit card payments will include an additional 4% convenience fee Card# _____________________________________________ Exp Date ________________ City/State/Zip ___________________________ Signature____________________________ Cancellation will be accepted 3 days prior to the OUTING No refunds or credits will be given for cancellations or no-shows. Home Builders Association of Greater Southwest Illinois 6100 West Main St., Maryville, IL 62062 Office:7 (618) 343-6331 - Fax: (618)343-6335 - Email: hba@hbaswil.org EVENT SPONSOR

Team First Clover Leaf Bank / Yaekel & Associates Score 222 Team Henges Interiors Score 220 Team Light Brite /Red-E-Mix Score 201 Team Padgett Building & Remodeling Score 235 Team Sherwin Williams Score 226 Team 2 Srogus Construction Score 144 Team Tamko Building Supply / S&S Drywall Score 175 Team TFH Construction Score 104 Team TheBANK of Edwardsville Score 196 Team 2 Yaekel & Associates Score 212 Team 3 Yaekel & Associates Score 172 Team 4 Yaekel & Associates Score 249 Team 5 Yaekel & Associates Score 183 From left to right: Brittney Ragsdale w/ C.A. Jones, Shari Newby w/ IKO, Marty Woodrome w/ Associated Bank, Art Stumpf w/ AUTCOhome Appliances, Joanne Gamblin w/ Custom Marble, Leah Comley w/ Martin Glass and Roy Mueller w/ Regions Bank 8

Our HBA Members stood strong on the issues shared with our state Legislators: Jan Johnson, Heidi Dee, Rep. Avery Bourne & Tracy Butler Opposing the reversal of Authority for Public Construction Bonds (SB3053). The law in place allowing cities & counties to require developers to post a cash bond to insure that the public improvements on new developments are completed is already in place and has worked well for many years. This is not a broken law and there Is no need to “fix it”. This bill has been held from consideration. Opposing Mandatory Paid Sick Leave (HB3297 & SB2147) would place a hardship, especially on small business owners, like builders and remodelers who operate on the slimmest of margins. The HB is dead and the SB was not called for consideration. Support Government Consolidation (HB4501) a bill to increase county governments authority to make local government more effective. Currently in its 2nd reading but probably will not move in time. Group picture with Senators Kyle McCarter & James Clayborne Opposition to Expand State Sales Tax onto Construction Contractors proposed. This expansion would affect primarily transactions between remodeling contractors and home owners. HBAI presented a NAHB estimate that in 2015, $5.2 billion in residential remodeling activity in IL would have been affected and the devastating impact it would have on both business and consumers. This proposal will not move forward. That all being said, all HBA’s in the state were very successful with their efforts to address these concerns with our state Legislators. Kristina Rasumussen with the Illinois Policy Institute, Rep. Terri Bryant along with Jan Johnson & Tracy Butler A special THANK YOU to Kyle Anderson with the Illinois Association of REALTORS for helping our staff set up our own room to meet with the Legislators! Senator Sam McCann, Senator Luechtefeld, and Representatives Charlie Meier & Dwight Kay took time to hear our concerns with all the bills and discuss the other happenings at the Capitol. 9

ActOnEnergy / SCI Engineering ActOnEnergy / SCI Engineering ActOnEnergy / SCI Engineering ActOnEnergy / SCI Engineering Arrowhead Building Supply Arrowhead Building Supply Arrowhead Building Supply Arrowhead Building Supply Arrowhead Building Supply AUTCOhome Appliances AUTCOhome Appliances AUTCOhome Appliances AUTCOhome Appliances Belleville Supply Belleville Supply Belleville Supply Belleville Supply Belleville Supply Belleville Supply C.A. Jones, Inc./Custom Marble C.A. Jones, Inc./Custom Marble C.A. Jones, Inc./Custom Marble C.A. Jones, Inc./Custom Marble C.A. Jones, Inc./Custom Marble C.A. Jones, Inc./Custom Marble First Clover Leaf Bank/Yaekel & Assoc. First Clover Leaf Bank/Yaekel & Assoc. First Clover Leaf Bank/Yaekel & Assoc. First Clover Leaf Bank/Yaekel & Assoc. First Clover Leaf Bank/Yaekel & Assoc. First Clover Leaf Bank/Yaekel & Assoc. Henges Interiors Henges Interiors Henges Interiors Henges Interiors Henges Interiors Henges Interiors Light Brite / Red-E-Mix Light Brite / Red-E-Mix Light Brite / Red-E-Mix Light Brite / Red-E-Mix Light Brite / Red-E-Mix Padgett Building & Remodeling Padgett Building & Remodeling Padgett Building & Remodeling Padgett Building & Remodeling Padgett Building & Remodeling Padgett Building & Remodeling S&S Drywall S&S Drywall S&S Drywall S&S Drywall Shake & Shingle/Copious Tech Shake & Shingle/Copious Tech Shake & Shingle/Copious Tech Shake & Shingle/Copious Tech Shake & Shingle/Copious Tech Antonio Williams Dave Dillow Jason Willenborg Mike Hartoin Pete Kofarago Richard Shemwell Ronald Hockingly Ronnie Eiskant Scott Darr Dave Augsberger Denny Trimble John Roth Paul Harris Dan Kramper David Thomas Kevin Brumitt Mike Strumpel Rick Richter Trent Ketchum Brian Orr Buddy Brewer Chris Jones Jessie Lopez Lowell Powell Matt Kraft John Barlow Brent Phelps Chad Abernathy Kevin Benson Lendell Phelps Scott Gruber Aaron Klemme James Brown Jon Edler Kevin Long Mark Gau Mark Potthast Chris Cooper Jason Burton Keith Reinneck Pat Floweus Scott Giffhorn Adam Peters Dan Fietsom Don Padgett Gaines Smith Matt Steely Zec Bishop Collin Becker Don McClain Dwayne Edgar Jacob Scaggs Brian Dawson Joe Knox Kurt Kloba Paul Sieberlich Tom Bickman 36 54 57 68 36 49 12 16 62 23 41 47 42 64 52 30 56 60 45 34 38 34 32 66 51 49 57 29 38 54 62 63 50 62 48 54 50 54 49 49 49 49 47 61 52 48 52 70 34 36 45 43 60 50 56 49 43 Sherwin Williams Sherwin Williams Sherwin Williams Sherwin Williams Sherwin Williams Sherwin Williams Brad Perraut Joe Swingle Matt Darr Rocky Eveans Srogus Construction Srogus Construction Srogus Construction Srogus Construction Srogus Construction Srogus Construction Srogus Construction Srogus Construction Srogus Construction Tamko Building Supply/TFH Const. Tamko Building Supply/TFH Const. Tamko Building Supply/TFH Const. Tamko Building Supply/TFH Const. Tamko Building Supply/TFH Const. TheBANK of Edwardsville TheBANK of Edwardsville TheBANK of Edwardsville TheBANK of Edwardsville Yaekel & Associates Yaekel & Associates Yaekel & Associates Yaekel & Associates Yaekel & Associates Yaekel & Associates Yaekel & Associates Yaekel & Associates Yaekel & Associates Yaekel & Associates Yaekel & Associates Yaekel & Associates Yaekel & Associates Yaekel & Associates Yaekel & Associates Yaekel & Associates Yaekel & Associates Yaekel & Associates Yaekel & Associates Yaekel & Associates Yaekel & Associates Yaekel & Associates Yaekel & Associates Yaekel & Associates Yaekel & Associates Yaekel & Associates Yaekel & Associates Yaekel & Associates Yaekel & Associates Rocky Lee Eveans Rodney Eveans BJ Srogus Harry Stewart Jeff Carmack Jeff Robertson Nick Neff Dave Scott Frank Srogus John Goodwin Tom Whitehill Chris Huff Mike Schaal Pat Conder Rocky Shemwell Tony Huff Cale Henke Paul Millard Aaron Royals Paul Hanson Bill Dahlman Sr Bob Mann Eric Pointez Greg Brown Jerry Yaekel Sr Larry Muskopf Bill Dahlman Jr Casey Sweeney Dave Isselhard Jerry Yaekel Jr. Marc Frederich Scott Bauman Chris Slago John Meurer Josh Meurer Matt Paule Neil Rakers Bob Ketrow Bryan Dodd Chris Berry Jason Spengler Jim Lynch Kent Dickeman Brian Oeltjen Mark Eichholz Mark Homann Mark Vasquez Scott Behrmann Tim Pruett 48 63 45 49 36 55 28 50 43 34 72 49 21 33 41 52 40 38 47 52 52 61 53 24 35 28 53 40 46 49 40 63 62 69 70 67 51 55 40 50 56 36 43 40 43 46 36 62 53 62 57 46 68 10

Overtime Rule Doubles Salary Threshold, Takes Effect Dec. 1 NAHB today blasted the Department of Labor (DOL) after it issued its final overtime rule, stating that the regulation will hurt the workers it is intended to help while also causing major harm to the nation’s small business owners. In a hard-hitting official statement, NAHB Chairman Ed Brady said: “The sheer arrogance displayed by the Department of Labor in failing to heed the concerns of the nation’s small business community will result in severe repercussions that will harm workers, small businesses, housing affordability, job growth and the economy. “By radically doubling the current overtime salary limit of $23,660 to $47,476, this blatant regulatory overreach will essentially hurt many of the workers the rule was meant to help. Small business owners across the land, including the vast majority of home building firms, will be forced to scale back on pay and benefits, as well as cutting workers’ hours in order to avoid overtime requirements and remain in business. “Congress can play a constructive role by moving quickly to pass the Protecting Workplace Advancement and Opportunity Act (House bill H.R. 4773 and Senate bill S. 2707), legislation that 11 would force the agency to withdraw this rule until it has considered the effects it would have on small businesses, consumers, workers and the economy.” The rule, which will take effect Dec. 1, indexes the salary threshold to inflation every three years, forcing employers to go through this process on an ongoing basis. Moreover, the huge spike in the overtime threshold could force many employers to convert salaried employees to hourly workers in order to remain solvent. These workers could wind up earning less money than they were making previously, and lose the workplace flexibility that comes with being a salaried employee.. This 100% increase to the salary threshold for overtime eligibility will hit the home building industry particularly hard and harm housing affordability. It will reduce job-advancement opportunities and the hours of full-time construction supervisors, leading to construction delays, increased costs and less affordable housing options for consumers. NAHB estimates more than 96,000 construction supervisors would become overtime eligible under this rule. “Given the huge economic disruption this rule will cause, the Department of Labor needs to start over and produce a sensible plan that will gradually raise the overtime threshold from its current rate and properly take into account the regional variations in wages and cost of living,” said Brady. For more information, please contact NAHB’s Suzanne Beall at 800-368-5242 x8407.

Governor Rauner hears from Metro East business owners about financial hardships Governor Rauner held a small roundtable discussion in May with local business owners from the Metro East, including Bob Dee Jr. with Homes by Deesign. Discussion was mainly focused on needed reforms such as works comp reform and lowering property taxes. Bob Dee was able to address the workers compensation cost concerns stating they are twice as high as they would be in Missouri, Above is photo of roundtable discussion via News Channel 4. Photo to the right is Bob Dee Jr. w/ Homes by Deesign standing with Governor Rauner. adding that an improved business environment would help the construction industry. “If people are going to build new homes they need to feel there is confidence in the area and stay in Illinois” All participants spoke up on the high costs for workers comp with a collective message shared with Governor Rauner. 2016 Building Industry Laws You Should Know Book! We are excited to announce the 2016 Building Industry Laws You Should Know book. This publication is the result of your local and state Home Builders Associations working together to provide you with valued information of Illinois Building Laws put into this reference book. Laws included are as follows:  Builder & Remodeler Laws  Consumer Protection Laws  Illinois Energy Conservation Code  Land Development Laws  Tax Policy Laws  Elected Officials 99th General Assembly As a member of the HBA and as one of the many benefits you will be receiving this book complimentary in the mail soon. In addition to the book we have included the HBA logo decal so you can proudly display your membership status on your store or vehicle window, hardhats etc. If you would like additional copies please contact the HBA office at (618) 343-6331. 12

Illinois Supreme Court Supports Waiver of Implied Warranty of Habitability: In 1979, the Illinois Supreme Court held that a homebuyer received an implied warranty of habitability, as a matter of public policy. This meant that the home they bought must be built sufficient for its intended purpose as a residence; and the builder would be responsible for latent defects for a “reasonable” period of time after construction. Petersen v. Hubschman Construction Co., 76 Ill. 2d 31 (1979). By: Sue Schultz, Sandberg Phoenix & von Gontard P.C. resident not sold the home quickly (i.e., original buyer had not waived the implied warranty and would have had the benefit of the warranty, had they continued to live in the home when the latent defect was discovered. Redarowicz v. Ohlendorf, 92 Ill. 2d 171 (1982). The Illinois Supreme Court did hold, however, that the buyer and the builder could contract for the buyer to waive the implied warranty, but required that strict requirements be followed, to establish a knowing waiver for which consideration was given. Consideration has, frequently, been given in the form of an express warranty that was for a specified duration (typically, one or two years), and/or a lower purchase price for the home. In 1982, the Supreme Court expanded the benefit of the implied warranty to a subsequent purchaser who purchased the house from the original resident within a short period of time (in the actual case, approximately 1 year), because the builder was in the same position as they would have been, had the original In 2015, the 1st District Appellate Court ruled that the implied warranty of habitability protected a second purchaser, even when the original purchaser had executed a knowing waiver for which the builder provided consideration and the second buyer bought the house “AS IS” from the original buyer. Fattah v. Mirek Bim et al, 2015 IL App (1st) 140171, para. 41. In an opinion filed May 19, 2016, the Illinois Supreme Court reversed this ruling of the appellate court, and held that the implied warranty of habitability does not continue to apply to a second purchaser, if the original purchaser had given a proper waiver for which the builder provided adequate consideration. The Court noted that to hold otherwise would alter the contract for which the builder had bargained. This decision restores the basis for builders to 13 prudently enter express warranties, in consideration for a knowing waiver of the implied warranty by the original purchaser. The ruling is a good reason for all builders to review the contracts and practices you use, to ensure you are properly obtaining a knowing waiver of the implied warranty, if you do offer an express warranty and/or a lower purchase price, in exchange for a waiver of the implied warranty. It is an even better reason for builders who are not presently obtaining waivers to discuss the practice with qualified legal counsel. For those who build in Missouri, it should be noted that Missouri, also, recognizes the implied warranty of habitability – but did not join with Illinois in expanding the protection to a second buyer and limits the warranty to benefit only the first purchaser who had directly contracted with the builder. John H. Ambruster & Co. v. Hayden Company – Builder Developer, Inc., 622 S.W.2d 704, 705 (Mo. App. E.D. 1981) and Clark v. Landelco, Inc., 657 S.W.2d 634 (Mo. App. W.D. 1983). Similar to Illinois, Missouri allows a knowing waiver by the first purchaser; but strict requirements must be followed.

Government Assistance Increases Wages! All too frequently the argument is made that government assistance programs subsidize low wage employers. That is, firms like Wal-Mart, McDonalds and Target, to name just a few, are able to pay very low wages precisely because management knows that their low paid employees will qualify for Medicaid, food stamps (officially known as the Supplemental Nutritional Assistance Program) and other such public assistance. As a result, it’s assumed that these public programs allow firms to pay lower wages than would be possible were these programs not to exist. To be blunt, this position is completely wrong. Rather than subsidizing low-wage employers, public assistance programs generally reduce the supply of low-skilled workers who are willing to work for low pay and poor benefits. This is because in many cases, benefits are more generous when family incomes are very low or zero. As family income rises, benefits are frequently cut back or eliminated entirely. By reducing the pool of workers willing to take poorly paying jobs, Medicaid and most public assistance programs tend to increase, rather than decrease, wages at the bottom of the pay scale. Were these programs not to exist, the unemployed would be more eager to work than they currently are, and thus more willing to work at a lower wage. Again, the availability of health insurance, food stamps, and other assistance when work is not a requirement means that paid employment is somewhat less attractive than would otherwise be the case. Moreover, the fact that in many cases benefits are reduced as earnings rise means that work is financially less rewarding to these households than it is to unsubsidized households. In short, programs that offer more generous payments to those with no earnings than to those with higher incomes reduces the supply of workers willing to work at very low pay. This is quite the opposite of a subsidy to lowwage paying firms. Two programs that are exceptions to the above are the Earned Income tax Credit (EITC) and childcare subsidies targeted at working families with low incomes. Because benefits are only paid to families with a parent who is employed, these programs encourage work. By boosting the supply of low-wage labor, these programs increase labor supply and thus decrease wages. However, these programs are not really subsidies to low-wage employers. Rather, they are programs that offer inducements for low-wage workers to enter the job market and take jobs that do not offer adequate pay by making it financially advantageous to do so. The goal of the EITC is to improve the standard of living of low-income families and encourage work, without fear that as a result of a rise in earned income, public benefits will be lost. In this way the EITC makes work pay. In conclusion, public assistance programs that offer benefits to non-working Americans reduce the incentive to work, thus boosting wages. Similarly, programs that dramatically reduce benefits as household income rises also boost wages by making work less attractive. There are no subsidies here. While programs that incentivize work, like the EITC, increase the supply of workers and thus decrease wages slightly, calling such programs employer subsidies is essentially mistaking the bathwater for the baby. 14 Elliot Eisenberg, Ph.D. is President of GraphsandLaughs, LLC and can be reached at Elliot@graphsandlaughs.net. His daily 70 word economics and policy blog can be seen at www.econ70.com.

May 2016 Renewed Members Associated Bank Brennan Building & Remodeling Central Bank of St. Louis CertaPro Painters Champion Waterproofing, Inc. CMG Custom Construction Faber Contracting Fulford Construction, Inc. Henges Interiors Kappert Construction Co., Inc. Liese Lumber Co., Inc. Light Brite Distributing LS Building Products O’Fallon Belo Plumbing & Mechanical Rebel, Inc. Srogus Construction, Inc. Wells Fargo Home Mortgage Remodelers Council AutoHome Appliances Copious Technologies Sutton Siding & Remodeling Green Building Council AutoHome Appliances Greener Visions LLC RP Lumber Company Professional Women in Building Council Sandberg Phoenix & von Gontard PC HBA MEMBERSHIP UPDATE! NAHB Report for April 2016 shows that we are 191 members strong and have a retention rate of 90.5%! We are also ranked #3 in the state and not far behind the top two! #2 - Springfield with 200 members #1 - Northern with 202 members 15 TFH Construction Ltd 518 Ace Road Collinsville, IL 62234 Phone: (618) 345-7965 Email: shuff@tfhconstruction.com Website: www.tfhconstruction.com Knock-Out Homes 408 Franklin Ave Troy, IL 62294 Phone: (618) 781-8208 Email: klongshorty@yahoo.com May 2016 New Members Josh Brown Superior Homes 3470 Vicksburg Dr Edwardsville, IL 62025 Phone: (618) 781-5046 Email: josh@superior-homes.net Website: www.superior-homes.net Kevin Long Sue Huff

HBA at Busch Stadium! Thank you to everyone that was able to attend the HBA Cubs vs. Cardinals Day Game. Even though we may not have brought home a winner - fun was still had by all! Professional Women in Building Council Announces one of the Professional Women in Building Scholarship Recipients for 2016 Heather Schulte is a senior at Mater Dei Catholic High School in Breese, IL and is an incredible student who has a 3.98 GPA and is ranked 17th in her class. Her academic awards, leadership and recognition include: Noon Chorus Award, Student of the Quarter, Theology Award, National Honor Society for 3 years, High Honor Roll for 4 years, Placed 3rd in Engineering Graphics at the World Youth in Science & Engineering, Student Ambassador for 3 years, Student Teacher in Operation Safe Kids Program and Class Representative in Student Council. Cherity Freeze w/ Wells Fargo Home Mortgage and Heather Schulte She has also participated in many extracurricular activities including 4 years of Soccer and MVP her Junior year, Head Captain of Club Soccer Team, Dance Team, Future Business Leaders of America and School Choir just to name a few. With all of these activities still finds time to be an active member of her parish’s youth ministry as well as volunteering in many community activities. Heather plans to become a certified architect specializing in sustainability with her determination, drive and experience in rebuilding homes, being a part of the set crew for plays and musicals and designer for homecoming parade float there is no doubt she will reach any goal she sets. Congratulations it is an honor for the Professional Women in Building Council to grant Heather this award! 16

2016 Fall Home Show at St. Louis Regional Airport 8 Terminal Drive, East Alton, IL (618) 259-2531 Exhibitor & Sponsorship Packet Available at www.hbaswil.org ONE DAY ONLY EVENT! The St. Louis Regional Airport Wings & Wheels combined all of their events into one day! Our new Fall Home Show date and time is Saturday - September 24th from 9 am - 4 pm New Booth Costs: $225 to $375 HBA Fall Home Show Plan download the current floor plan at www.hbaswil.org 17

There are currently over 45 of the country’s leading Manufacturer Brands participating in the Member Rebate Program. HBA members are eligible to receive a rebate thru 4 easy steps:  Register - provide your company information  Claim form - report the products you used every quarter along with the project address with several options to report online, customized excel spreadsheet or rebate fax form.  Deadlines to submit quarterly purchases: Feb, May, Aug & Nov  Claims Process - receive your remittance statement and your rebate check www.HBArebates.com 18

No Receipts necessary ~ Use 1 or all Manufacturers to claim your rebate If your Subcontractor provided the materials/product you can still claim them for your project as the Manufactuers know you are affecting the sale and therefore qualify for the rebate. 3 different forms you can chose from for your convenience  Rebate Claim Form lists all participating Manufacturers in the program for you to choose from with a separate form to list the address of the projects and fax, scan to email or mail.  Customized Excel Claim form will prompt you to enter your company name and select the manufacturers you would like to add to your template, then click “download template” to save a copy to your computer and enter the information required. Once completed submit via email to info@hbarebates.com.  Online Claim Form will prompt you to enter your company name, address of the home/ project and choose the manufacturer(s) from a dropdown box, click submit and repeat for each home/project. 19

Do you need a tool to help with:  Marketing  Selling your new home or remodeling project  Promoting confidence in you & your company  Resolving Customer Concerns  Avoiding misunderstandings  “Nit-Picking” Customers Provide your Customers with an Illinois Quality Assurance Builder Standards Book! $30.00 ea. + shipping & taxes Each 200 page book includes Quality Standards for the most prevalent issues that arise between the Builder/ Remodeler and the Customer. Below is a sample of a common issue in Illinois, exterior concrete cracking. The standard is explained to define the expectations of quality craftsmanship for the Customer. These books will help eliminate problems before the project even begins! Only Members can buy these books! A Measurable Difference The Illinois Quality Assurance Builder Standards provides, new homebuyers and remodeling homeowners a way to measure the quality of the project against an industry approved set of standards. These standards create a series of performance standards that the builders and the homeowners can use to communicate and understand one others' expectations regarding the building or remodeling project. The standards address the most prevalent issues that arise between the builder and the customer before the project, and, most importantly, after the project is completed. All too often it is the undefined expectations that create the majority of the problems encountered in the building and remodeling processes. The standards will help eliminate problems before the project even begins. 6100 West Main Street – Maryville, IL 62062 or 618-343-6331 - tbutler@hbaswil.org 20 Sample of an Issue in the QA book. 4.4 Cracks in Exterior Concrete Observation: Exterior concrete - sidewalks, porches, patios, drive- ways, etc. - are cracked. Standard: Some random cracking of exterior concrete will occur and is to be expected. If settling causes cracks that exceed 1/4 inch width or 3/16 inch in vertical displacement, it is considered excessive. Builder’s Responsibility: The builder is responsible for correcting only those cracks that exceed the standard. An appropriate joint or crack filler can be used and is acceptable for a crack up to 1/2 inch in width or vertical displacement. Homeowner’s Responsibility: For aesthetic purposes, smaller cracks may be filled with a waterproof concrete caulk. While this may reduce the appearance of the crack, it should be noted that there will be a color and texture variance between the original concrete and the caulking. Discussion: Driveways, patios, and sidewalks should have expansion and contraction joints which help to control surface cracking. Refer to definition number 5 on page 9. Contained in the 200 pages of the QA Book are 22 section of the most prevalent issues encountered in the construction process. Each section contains numerous sub-sections of specific items. An example is the above 4.4 Cracks in Exterior Concrete. For more information or to order, contact Tracy Butler @ HBASWIL

2016 HBA Home Show Corporate Sponsors OFFICERS President, Jeff Schmidt - RLP Development 1st Vice President, Dave Padgett - Padgett Building & Remodeling Co., Inc. 2nd Vice President, Joe Lanahan - Joe Lanahan Construction Services Associate Vice President, Mindy Shafer - Wells Fargo Home Mortgage 2016 Home Builders Association Platinum Annual Sponsors Secretary, Jerry Yaekel, Jr. - Yaekel & Associates, Inc. Treasurer, Robb Treat - New American Funding Immediate Past President, Chris Jones - C.A. Jones, Inc. 2016 HBA Gold Annual Sponsors 2016 HBA Silver Annual Sponsors DIRECTORS Jason Klein - Ameren Illinois Michelle Null - Benchmark Title Company Art Stumpf- AUTCOhome Appliances Joel Keel - Custom Floors & More Robert Dee Jr. - Homes by Deesign Joe Knox - Copious Technologies Beth Jacob - Jacob Sunrooms, Exteriors & Baths Aaron Klemme - Klemme Construction Jason Huelsmann - New Tradition Homes Barbara Markham - RE/MAX Preferred, The Markham Network Mike Rathgeb - Spencer Homes Mark Vogt - Vogt Builders, Inc. 2016 HBA Bronze Annual Sponsors OFFICER REPRESENTATIVE DIRECTORS Ken Diel - Diel & Forguson Mark Fulford - Fulford Construction Chris Matteo - Fulford Homes, LLC 21 John Snapat, CAPS, CGR - Fulford Home Remodeling Ron Padgett - Padgett Building & Remodeling Norm Etling - Village of Shiloh

6100 West Main Street Maryville, IL 62062-6688 Office (618) 343-6331 Fax: (618) 343-6335 Email: hba@hbaswil.org WWW.HBASWIL.ORG June 2016 Sun 5 12pm - 4pm 12 12pm - 4pm 19 20 2:00 pm Finance Committee 26 27 28 4pm Strategic Planning 22 29 30 21 11:30 am PWB Council 13 14 3:00 pm Remodelers Council 22 3:00pm PAC Meeting 6 Mon 7 Tue 1 8 3:30 pm GBC Council 15 3:30 pm Home Show Committee 16 3:30 pm Membership Committee 23 Wed 9 3:00 pm Golf Committee 17 Night at the Races 6pm Fairmount Racetrack 18 10am - 5pm Thu 2 3:30 pm Board of Directors 3 10 Fri 4 10am - 5pm 11 Sat 24 25

1 Publizr


  1. 1
  2. 2
  3. 3
  4. 4
  5. 5
  6. 6
  7. 7
  8. 8
  9. 9
  10. 10
  11. 11
  12. 12
  13. 13
  14. 14
  15. 15
  16. 16
  17. 17
  18. 18
  19. 19
  20. 20
  21. 21
  22. 22

You need flash player to view this online publication