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www.hbaswil.org ADVERTISING GUIDE 1st National Bank of Waterloo Arrowhead AUTCOhome Appliances Chesley Fence CMI Construction Copious Technologies Eagle Flooring FCB Banks/FirstCo Mortgage First Clover Leaf Bank Fischer Lumber Fulford Home Remodeling Gershman Mortgage Helitech Waterproofing & Foundation Repair Homes by Deesign Jacob Sunrooms, Exteriors and Baths Joe Lanahan Construction Services, Inc. J.T. McDermott Remodeling Contractors LifeStyle Kitchens & Baths Light Brite Distrubuting McBride & Son Homes National Bank New American Funding S&S Drywall pg 14 pg 26 pg 5 pg 12 pg 5 pg 11 pg 2 pg 1 pg 16 pg 10 pg 24 Garrett E. & Herschel E. Johnson Real Estate & Development pg 27 pg 14 pg 19 pg 7 pg 12 pg 6 pg 25 pg 11 pg 17 pg 9 pg 32 pg 17 Padgett Building & Remodeling pg 6 & 24 R.P. Lumber TheBANK of Edwardsville Village of Shiloh Wells Fargo Home Mortgage Wilke Window & Door Yaekel & Associates Insurance pg 10, 13, 20, 26 & 28 pg 13 pg 7 pg 31 pg 3 pg 28 pg 20 when building your new home Private Mortgage Banking Enjoy peace of mind You’ve got enough on your mind while building a home without worrying about the changing financial market. With the Builder Best® Extended Rate Lock program, buyers can lock in rates up to 24 months. A non-refundable extended lock fee is required1 For more information contact us today. Mindy Shafer Cell: 618-696-9635 mindy.shafer@wellsfargo.com www.wfhm.com/mindy-shafer NMLSR ID 400429 Jessica Waeltz Cell: 618-960-6043 jessica.waeltz@wellsfargo.com NMLSR ID 448533 1. If the property appraisal report does not satisfy the Lender’s requirements or the Lender denies the application as not creditworthy, the extended lock fee is refundable. In all other events, the extended lock fee is non-refundable. The extended lock fee is based on the lock period and the rate lock option that is selected. The program is allowed with qualified products with lock features ranging up to 24 months. Information is accurate as of the date of printing and is subject to change without notice. Wells Fargo Home Mortgage is a division of Wells Fargo Bank, N.A. © 2012 Wells Fargo Bank, N.A. All rights reserved. NMLSR ID 399801. AS1529279 Expires 02/2016 About The HBA Our Mission: To be the Voice of the Homebuilding and Remodeling Industry in Southwest Illinois. The Home Builders Association (HBA) of Greater Southwest Illinois is an organization made up of firms in the building industry that includes builders, remodelers, developers, and associated businesses. The association serves the Bond, Calhoun, Clinton, Greene, Jersey, Madison, Monroe, Randolph, and St. Clair counties. This Association is dedicated to improving the local housing industry through legislation, education and services for the benefit of our members and local communities. The HBA office is located at: 6100 West Main Street, Maryville, Ill. 62062 (618) 343-6331 (office); (618) 343-6335 (fax) www.hbaswil.org Page 3

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