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that issue, which required the end of the state second it is a major undertaking that will affect almost everyone in pension, was probably the most fundamental reform to our pension system for over 100 years. the country and although the reforms were started in 2012 they are still being rolled out today in 2016… …and will not be completed until we get into the early 2020s. those …to reforms were considered important enough to merit … …an expensive and high-profile national advertising campaign… ensure people hear about them. but even so, I still meet plenty of people today who have never heard of autoenrolment. the fact is getting messages out about pensions isn’t easy at the best of times... …and it certainly hasn’t been easy over the last twenty years as we’ve seen such a quick succession of fundamental changes coming one after the other. by the first decade of the 21st century the government must have thought that the equalisation of pension ages was something that people weren’t too bothered about...

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