Modern Woodmen representative Jamont McRae (pictured here) first met with Terrance Ford nearly two years to the day before his death. Terrance worked with Jamont to protect the entire family with life insurance. Once hesitant, now Angel leans on Jamont for financial guidance too. Questions? Contact your local Modern Woodmen of America representative: “To be honest, I didn’t know why we had to have life insurance and car insurance and this insurance and that insurance,” Angel remembers. “I’m so glad Terrance didn’t listen to me.” Time in If not for the generous support of her community and the protection her husband left in the form of life insurance, Angel’s not sure where her family would be right now. “Actually, I could tell you where we’d be, but I wouldn’t want to be there,” she says. “I’d be living with my parents. I’d be struggling and living paycheck to paycheck. Or I’d be on some kind of public assistance.” But she’s not. She doesn’t have to ask anyone for anything. “No, I’m not riding around in a Mercedes, but I’m comfortable and my kids are comfortable,” she says. Angel used a portion of the life insurance proceeds to pay off her house. She later added on to the house – something she and Terrance had been planning to do. She told Jamont to invest the rest of the money back with Modern Woodmen. She did the same thing with the life insurance Terrance had had through work. Angel also worked with Jamont to make sure she has enough life insurance coverage for herself and her children. “Not just enough to cover a funeral, because that’s never enough,” she says. “I want to have enough life insurance that if something happened to me, my kids wouldn’t have to struggle or worry about anything in life. “You never know what the future might bring,” she says. “Listen to your representative. Take advice you can trust and make good investments.” Rebounding Today, when you drive to Cheraw High, you could be travelling along Coach Ford Road. If you’re a Cheraw athlete who maintains a good grade-point average and stays out of trouble, you could earn the coveted Coach Terrance Ford Award. Or you could be one of many students to play in the annual Terrance Ford Basketball Tournament. “It’s a blessing to my kids … especially the youngest one,” says Angel. Unlike her older siblings, Heavenly and T.J., little Torrance Ford has no memory of the man everyone loved. She was only 7 months old when her daddy died, but these tributes will someday help her understand what Terrance meant to the community. And the life insurance, well, that’s a reminder of the love Terrance had for his family. He made sure his favorite team could make a comeback … even after his game had ended. P 8953-52-C Kelly C. King, FIC Suite 305 4150 Westown Parkway Des Moines, IA 50266 B 515-238-3208 kelly.c.king@mwarep.org Registered representative. Securities offered through MWA Financial Services Inc., a wholly owned subsidiary of Modern Woodmen of America. Member: FINRA, SIPC. Founded in 1883 as a fraternal benefit society, Modern Woodmen of America offers financial services and fraternal member benefits to individuals and families throughout the United States. The URBAN EXPERIENCE | 2021 35
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