D aniel O’Bryan loves old cars. If you visited his home in Stagecoach, Texas, in spring 2016, you would have had the opportunity to see some beauties. A 1935 Hudson Terraplane. A 1962 Lincoln Continental convertible. A ’69 Volkswagen. A ’55 school bus. But by late spring, those beauties were all destroyed when a massive flood rushed through his tiny town. “That’s just the way the world works sometimes,” Daniel says. When “the way the world works” isn’t so great, Daniel knows he can rely on friends to lend a helping hand. That’s what he’s come to appreciate about his Modern Woodmen membership, too. When life happens, he feels Modern Woodmen is there for him and his family. Growing up Modern Woodmen Daniel has been a Modern Woodmen member since childhood. He has fond memories of fall festivals, tree plantings and attending other local Modern Woodmen chapter activities with his family. Once Daniel started a family of his own, his relationship with the fraternal financial services organization deepened. “I started to realize I had a lot more things I needed to think about financially,” he says. He still had the life insurance his parents purchased for him as a kid, but he knew he needed more. He worked with Modern Woodmen representative Ted Laws to increase his coverage. His wife, Madison, also purchased coverage. “It’s better to be protected and make sure your family is taken care of if something bad happens,” he says. “Hopefully it doesn’t, but you never know.” When “you never know” happens In 2010, Daniel and Madison faced a parent’s worst nightmare. Their son, Ewan, was born with a dysplastic kidney. He died just 6 days later. Through Modern Woodmen’s Newborn Benefit, the O’Bryans received money to help with their son’s burial expenses. “We lost pretty much everything we had in a matter of two days.” – Modern Woodmen member Daniel O’Bryan, Stagecoach, Texas Fast-forward to late spring 2016 when 55 inches of water invaded the family’s house. The flood destroyed those classic cars Daniel loved as well as a majority of the family’s possessions. “We lost pretty much everything we had in a matter of two days,” Daniel says. Their homeowners’ insurance didn’t cover the losses, but Modern Woodmen came through in the family’s time of need. The organization paid their life insurance premiums for three months through the Fraternal Aid Fund. “Every little bit helps when you have to start all over,” says Daniel. Shared values Daniel appreciates that Modern Woodmen’s values align with his own. A former Eagle Scout, he says having Modern Woodmen and the Boy Scouts in his life helps him continue to be involved in his community. It helps him plant the seed of service in his kids too. “Modern Woodmen is not a company that’s just taking your money to make a profit,” he says. “Being a Modern Woodmen member means having people who think about you, who want to help and who actually care about what’s going on in your life.” P 8953-61-C Founded in 1883 as a fraternal benefit society, Modern Woodmen of America offers financial services and fraternal member benefits to individuals and families throughout the United States. Subject to change, fraternal member benefits are not part of the contract and may have specific eligibility requirements. Some benefits are not available to all members. Kelly C. King, FIC Suite 305 4150 Westown Parkway Des Moines, IA 50266 B 515-238-3208 kelly.c.king@mwarep.org Questions? Contact your local Modern Woodmen of America representative: Registered representative. Securities offered through MWA Financial Services Inc., a wholly owned subsidiary of Modern Woodmen of America. Member: FINRA, SIPC.
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