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Member Benefits Looking for affordable health insurance coverage? Marsh can help! Marsh, LLC (Marsh), the world’s largest global insurance broker and risk management advisor, has collaborated with NAHB to give members exclusive access to affordable health care insurance coverage through the Health Insurance Services affinity program at http://Marsh.NAHBExchange.com. Launching November 2, 2015 this secure website allows you and your family to shop for a range of benefits options—from major medical, short-term medical, and Health Savings Account plans, to income protection, critical illness, dental, vision, life insurance (including term and whole policies), and accidental death and dismemberment plans. Use decision-support tools available on the site to compare plan options and costs. Then dial a toll-free number, or click online to receive a call to the number of your choice, to talk to a licensed counselor for personalized support. The counselor will answer your questions, walk you through your options, and hold your hand through the decision-making and benefits enrollment process. All plans offered through the Individual Exchange are compliant with the Affordable Care Act (ACA), and meet the requirements of the law’s individual mandate (which states that most Americans must have health insurance coverage or pay a tax penalty). Open enrollment, your once a year opportunity to enroll in medical insurance coverage for 2016, begins November 1, 2015 and runs through January 31, 2016. If individuals do not enroll in coverage during the open enrollment window, they will have to wait until the fourth quarter of 2016 to enroll in medical coverage for 2017. Members, employees, and families can check out the health insurance solutions available by visiting http://Marsh.NAHBExchange.com or calling 1-855-292-8849 to speak with a licensed health insurance counselor. NAHB Welcomes the Gecko GEICO and NAHB are proud to be working together to offer exceptional insurance products and a great savings opportunity for members of NAHB. As a member of NAHB, you could qualify for an exclusive discount on GEICO auto insurance. When you consider the fact that new GEICO policyholders report average annual savings of over $500, you could be saving a lot of money. But there's more to GEICO than just great rates. GEICO policyholders receive 24/7, professional, courteous service. When it comes to claim handling, GEICO is able to settle many claims within 48 hours of being reported, and sometimes a check can even be written on the spot. That's why GEICO customers report a 97% customer satisfaction rate. As a subsidiary of Warren Buffett's Berkshire Hathaway Inc, GEICO has the stability of a company you can trust. Savings, service, and reliability? They can all be yours. Visit www.geico.com/disc/NAHB or call 800-368-2734 and mention NAHB, for a simple, no-obligation rate quote to see how much you could save with your exclusive member discount. GEICO can also help you obtain competitive rates on homeowner's, condo, motorcycle and more insurance coverage. 22 | HBRA of Fairfield County | December 2015

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