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H B OME Legislators listened to our pleas to vote with our industry with great success! Lobby Day is so important for our industry. “The fact that the Home Builder Association represents the building industries interest on the state and federal government level is one of the biggest reasons companies join the HBA. There is a lot of detrimental legislation directed at the building industry that would have passed had it not been for the action of the Home Builders Association. Builders & Remodelers incur and have endured much frustration because of all the regulation created in the past few decades. Most builders and associates don't realize all the additional grief they have been saved and will never know about because of the efforts of the HBA stopping detrimental regulation. “ -Steve Wilke, HBA member for 46 years Details from Lobby Day inside BIG turnout at the HBA Industry Social! Industry friends came out to introduce their business and sharing their experiences in the HBA. Members expressed experiences and involvement with information about our legislative events, discount programs, Home Show, Committees, activities and pretty much why they joined and still stay in the HBA. There were several new members and non-members that joined in the event to learn more about the importance of how our organization operates and how to take advantage of many programs in place. This event also kicked off the announcement that if members of the HBA bring in 3 new members this year their 2019 membership dues is FREE! More pictures from this event on page ? Eckert’s Florist James Poggi & Family were overwhelmed for many reasons at this pillar event to see the progress of their new moretgage-free home and to find all the notes from across the nation sharing support and love for the sacrafices James has given for our freedoms. Local media were present to capture the moments and shared on KMOV& KSDK along with a segment on KTVI The Thread with Tim Ezell and front page of the BND! More pictures and info to share inside From left to right; Jason Huelsmann (New Tradition Homes) , Art Stumpf (Autco Home Appliances), Robb Treat (Fairway Independent Mortgage Corporation) , Doug Jameson (RE/MAX results), Joe Lanahan (Joe Lanahan Construction Services), Joe Knox (Copious Technologies), Jeff Schmidt (RP Lumber), Tracy Butler (HBA Executive Officer) , Michaela Henderson (HBA Administrative Assistant), and David Padgett (Padgett Building and Remodeling. Co, Inc.) UILDERS A SSOCIATION NEWSBRIEF The Official Newsletter of the Home Builders Association of Greater Southwest IL To promote, educate and advocate for the Residential Building & Remodeling Industry; providing resources that benefit industry professionals and consumers in the communities we serve. May 2018 issue www.hbaswi l .org

Chris Matteo, HBASWIL President sharing his note Bob Dee Sr. stapling up the Notes of Love with his grandkids. Riley Poggi signing one of many of her Notes of Love, while eating a cookie for each one she made. Bob Dee Jr. participating in a interview while Bob Dee Sr. peeks in to see what’s going on. Congressman Bost getting his note in the home Tim Ezell interviewing Rusty Carol with Operation Finally Home for the Thread segment James Poggi signing the stud in his daughter’s room. 2 Bob Dee Jr. welcoming James Poggi into his new home

Bang for your Buck Opportunities Friday, May 18th 2018 8:00 am Registration NILO FARMS 15025 IL-111, Brighton, IL (618) 466-0613 “One of our Nations finest hunting & shooting facilities” $105 each registration “loaded” with: 100 Rounds of Sporting Clays, Ammo, Drinks, Lunch and Friendly Competition (Protective eye wear required) Winchester Super - X3, 3.5” Max 5 Camo Snack/Soda Station Sponsor………....…….$250 Signage & opportunity to meet with all shooters Awards & Contest Sponsor……....…….$250 Logo on awards & run contests to meet shooters Score Sheet Sponsor…………….......…..$150 Logo on all score sheets Station Sponsor…………….….…….. …..$100 Company Name on signage at a station Gun Raffle ($1,000+ value)….……..…..$20-$50 1 ticket for $20 or 3 for $50 ~ limited # of tickets sold or $750 cash for the non-shooting enthusiast Sponsored by Winner does not need to be present to win Registration: complete the following information and return it to the HBA office (please print) ___ $105 per Sport Clay Shooter ___ $250 Snack/Soda Station (3 ONLY) ___ $250 Award & Contest Sponsor ___ $150 Score Sheet Sponsor ___ $100 Station Sponsor ___ 1 Raffle Ticket for $20 ___ 3 Raffle Tickets for $50 ALL SPONSORS welcome to “man their stations” and will receive 1 comp lunch. Company Name: _______________________________________ Contact Name: _______________________________________ Phone#/Email: _________________________________________ Number of Shooters (circle one) 1 2 3 4 5 6 Shirt Sizes __ S __ M __ L __ XL __ XXL __ XXXL (Deadline to guarantee T-Shirt, size must be received by May 1st!) TOTAL DUE $ _______________ Method of Payment: ___Member Invoice ___Check ___Visa/ MasterCard* *credit card payments will include an additional 4% convenience fee Credit Card# _________________________________________________ Expiration: ______ Signature: _________________________________ HBA Policy: Registration for the Sport Clay Shoot is considered confirmation of your participation and will be invoiced if cancellation is not made within 3 days of the event. Home Builders Association of Greater Southwest Illinois 6100 West Main St., Maryville, IL 62062 Office: (618) 343-6331 - Fax: (618)343-6335 www.hbaswil.org ~ Email: hba@hbaswil.org 3

LOBBY DAY Lobby Day started with a briefing of issues presented by HBAI Executive Vice President, Bill Ward, to members from all over the state. After the bills were discussed, HBAI President, Pat Frantz, said a few words to inspire the day. HBAI President Pat Off to the Capitol for our appointments for the afternoon, but soon found out that many of them had been called to session. We quickly changed gears towards the floor to see if we could pull some of our representatives off of the floor. The first to come visit us was State Representative Monica Bristow. Shortly after, State Representative Avery Bourne came off of the floor as well and had a great conversation with the group. Even though moments were not captured, we also visited with State Representatives Hoffman and Greenwood and discussed our issues. While our amazing men were waiting for an elevator in between meetings, the rest of us caught up with State Representative Jerry Costello Jr. on our way back in to the Capitol. 4

You belong to THREE HBA organizations with your single membership. All 3 entities run Political Action Committees (PAC) to support our businesses locally, statewide and nationally. And all three PACs need the support of the entire membership! Every year you budget for expenses. So ask yourself: What’s your budget for staying in business? Creating a better business climate? Keeping lawmakers aware and in check??? THIS IS WHAT YOUR PACs DO FOR YOU But that takes continuing annual donations!!! HBA PAC Pledge Local HBA PAC __$25 Annual donation We’re your watchdog and voice for the New Construction and Remodeling Industry __ $50 Annual donation __ $100 Annual donation __ $500 Annual donation includes 1 Gov’t Official Reception ticket ($250 Local; $150 State; $100 National) __ $1,000 Annual donation Includes 2 Gov’t Official Reception tickets and 3 PAC 50/50 raffle tickets. ($500 Local; $300 State; $200 National ) __ Other amount, based on suggestions above $___________________________________________________ Name & Company Name: ________________________________________________________________________________ Phone# & Email: _____________________________________________________________________________________ ___Amount enclosed (payable to Southwest IL HBA PAC) Home Builders Association PAC 6100 West Main St., Maryville, IL 62062 Office: (618) 343-6331 - Fax: (618)343-6335 www.hbaswil.org ~ Email: hba@hbaswil.org 5 ___Invoice company A copy of our report is (or will be) filed with the State Board of Elections

To end our busy day inside the State Capitol, we visited with State Representatives Charlie Meier, Terry, Bryant, and Dave Severin, in Charlie’s office. After the long and successful day, everyone headed to the HBAI Lobby Day Reception. State Senator Paul Schimpf stopped by and listened to our concerns about bill HB382 that prohibits home rule municipalities from collecting a real estate transfer tax on homes for which an impact fee has been assessed and collected. While enjoying the reception, we conversed about bill HB504 that mandates a restrictive scheduling policy that arbitrarily imposes a “one-size-fits” all scheduling mandate on all industries that reduces flexibility for employees. Restrictive scheduling ignores the business location and makes it impossible for employees and employers to adapt to change. We expressed our opposition to this bill. To end the reception we had a group discussion with State Representative Natalie Finnie, our Effingham members and HBA member Kyle Finnie (Rosecreek Lumber), caught up with us for the group picture. BIG ABOUT BOND! We discussed bill HB4531, regarding reversal of Authority for Public Construction Bonds removing the option of Cash Bonds was defeated with 62 NO votes, 45 YES votes and 4 not voting. ALL of our local Republican & Democrat Representatives voted in opposition to this bill because of our efforts at Lobby Day! 6

TALK AROUND THE TOWNS Fishing Tournament is delayed until a new date can be confirmed. Edwardsville Mayor Consumer calls have ramped up at the HBA office ! Make sure we know what our members have to offer…. Patton shared his support, publicly, that he is in favor of removing the School Impact Fee and reducing the sewer tap fee by $1,750….but Edwardsville is also on a devastating path for our industry to increase their greenspace buyout requirement to $41K per acre...that’s right $41,000 per acre! HBA Remodelers are purchasing a home in Fairview Heights to renovate! The home exterior is in great condition and the interior needs a lot of work. The HBA Remodelers will be reaching out to members interested in being part of this project thru donations, deep discounts and on hand help to fix up the home.

Beth Jacob, Joe Knox, Jacob Family Enterprises Copious Technologies Coy Mullenix, CMI Construction The membership social was exciting and some important news was shared with the crowd. To start the social off, we expressed how well Lobby Day went earlier that week and had individuals who attended, share their experiences. The news didn’t end there, we also shared details of Discount programs, builder and Remodeler 20 Clubs, The International Builder Show, and upcoming HBA events. Anna Tilley, NAHB Advisory Services Consultant Aaron Klemme, Klemme Construction

INVITE YOUR INDUSTRY FRIENDS TO JOIN TODAY! • WE ARE the only organization that watches over our industry. • Most companies not involved in the HBA have not been asked! • You are a member so why shouldn’t those you “work with” belong? • Strengthening our numbers will give us more clout with Government Officials. • Every Builder started with 1 home, no business is too small to be part of the HBA. • Not just for Builders & Remodelers - our HBA is made up of professionals in finance, real estate, suppliers, specialty services and sub-contractors along with Builders/Remodelers/Developers. 11

Jobs: They’re Not What They Used to Be During every business cycle, economies experience job losses followed by subsequent job gains such that, in time, all job losses are made up, and then some. Between January 2008 and February 2010, almost nine million jobs were lost, but by January 2013 the number of employed Americans had almost fully recovered. The typical good news story, right? Not so fast; the educational attainment of the persons employed in the “recovered” jobs were dramatically different than those in the “lost” jobs. This has profound social and economic implications. While total employment was virtually unchanged on January 2008 and January 2013, millions of workers without college degrees lost jobs and never regained them. For example, the number of employed Americans with less than a high school diploma fell by roughly 1.6 million; the number of high school graduates with jobs fell by about 2.8 million; and the number employed with some college, but no B.A. fell by 225,000. Over that same five years, the number of college-educated Americans with jobs increased by more than 4.3 million! In the next five years of the expansion, years 2013 through 2017, job growth improved; 10.7 million jobs were created. While every educational group saw gains, the distribution was again severely skewed towards those with more education. Those with less than a high school diploma picked up 744,000 jobs, those with a high school diploma added 720,000 jobs, and employees with some college saw employment gains of 1.6 million. However, college graduates scooped up 7.6 million jobs, or 71% of all new employment, despite being just 36.5% of the labor force in January 2013. In short, college graduates gained twice as many jobs as predicted by their share of total jobs in January 2013. And that percentage was already meaningfully higher than the 33.6% that it was on December 2007, the eve of the Great Recession. As a result, the share of jobs held by the other three educational groupings declined. It fell by a whopping 22% for those with less than a high school diploma, 11% for those with a high school diploma, and by just 4% for those with some college (and this includes those with two-year degrees). More education clearly mitigates these negative employment trends. What is so troubling is that Americans without college degrees, who currently comprise 60% of the labor force, lose employment opportunities regardless of where we are in the business cycle. Worse, many of the less educated men who lose their jobs drop out of the labor force, depriving the economy of millions of workers. At the same time, the national unemployment rate is at a generational low, and employers are desperate for skilled labor. We will soon reach a point where GDP slows simply because of a lack of available workers. Even though a college education is immensely helpful, pushing all high schoolers to go is a disservice. Worse, telling those that do not go to college that they are failures just compounds the problem. As a result, more students go to college than ever before, but only 57% of college freshmen complete their degree within six years; many never finish. College should be seen as one option among many. Another approach is to increase the number of apprenticeship programs. At present, just 0.3% of the total US workforce is in a registered apprentice program, while in Germany it’s almost 4%, 12 times higher! These jobs pay well, and their graduates are far more likely to be fully employed. The nature of work is changing, and new jobs increasingly demand better skilled workers. Earning nothing more than a high school diploma all but guarantees low wages and long spells of unemployment. While college is an excellent solution, stigmatizing those that do not go is harmful. To that end, giving high school graduates who are not interested in college a wider variety of ways to gain vocational skills and demonstrate employability is critical. Elliot Eisenberg, Ph.D., President GraphsandLaughs, LLC Email: Elliot@graphsandlaughs.net His daily 70 word economics and policy blog can be seen at www.econ70.com 13

Filed in Capitol Hill, Land Development by NAHB Now on April 17, 2018 • New Tax Law May Increase Developers’ Sewer and Water Costs Even after a significant reduction in their corporate tax rate, some utility companies are interpreting a little-known tax change in a way that is forcing developers to pay substantially more for contributions in aid of construction (CIACs). Under the old tax law, some CIACs — such as sewage infrastructure or cash payments made to utilities for extending water lines — were not included in the utility’s gross income. This valuable shelter was established for CIACs in legislation enacted in 1996. The tax reform law enacted last year removed this exception, making these contributions taxable to the utility—if the utility is a privately-owned, for-profit entity. In some states, affected utilities have begun to notify developers that the utility will pass this new tax liability to the builder. In Pennsylvania, for example, some developers have reported that their utility has begun requiring a 40% CIAC surcharge. A utility in South Carolina, meanwhile, is seeking a 31.8% CIAC surcharge. In other states, the utilities are turning to the relevant public utility commission for guidance on how to implement these tax changes. It is likely that the surcharges seen in Pennsylvania and South Carolina will arise in other states. NAHB urges developers who build in an area served by a private, for-profit water utility to closely monitor their state public utility commission. The intent of this tax change was not to impose a new fee on development, but rather to put for-profit utilities on parity with any other business. Unfortunately, some utilities are abusing their market power to pass this charge to the developer—despite the fact that the utility received a net tax cut from the new tax law. NAHB is actively working with affected states and engaged in conversations with Congress to remedy the situation. If left unchecked, this unintended consequence of the new tax law will only put more strain on the housing market and push more and more families further from the dream of homeownership. Drone Use Among Builders Continues its Ascent Filed in Business Management, Economics, Labor, Safety and Health, Land Development by NAHB Now on April 16, 2018 • A recent NAHB survey discovered that the popularity of drones within the housing industry is not only growing — it’s skyrocketing. Two years ago, a similar survey revealed 22% of single-family builders had used a drone for business purposes. That portion has since soared to 46% of builders. The growth comes as no surprise to people like Jim Schaefer, owner of RealReach Marketing and Productions in Tampa, Fla. His company started flying drones about four years ago as an additional marketing tactic to offer his builder/ developer clients. But that “premium” service, which was once a standalone product, has since become a standard feature of his company’s photography package. “When we started, we were just about the only business in Tampa that was [operating drones], mostly because they were so expensive at that time,” Schaefer said. “Now, the prices have come down considerably and there are tons of people out there who are either doing it as a business or amateurs doing it on their own.” But even if everyone is doing it, not everyone is doing it well. Schaefer says many people underestimate how difficult it is to fly a drone, especially when the ultimate goal is to gather professional-quality aerial video footage. Even though he’s been operating drones for the better part of a decade, Schaefer admits it can sometimes be a struggle to get the right shot. And yes, there’s the occasional crash, too. He knows several people who own a drone but who admit they’re too afraid to fly them. Those apprehensions are somewhat justified: Just last week, one of Schaefer’s more expensive drones got into a scuffle with a nearby tree and had to be taken in for some costly repairs. “There’s a lot of risk involved, and it goes well beyond just the potential damage to the drone,” Schaefer said. “It’s not uncommon for drones to fall onto cars or damage other property, which is why we have a large insurance policy. You never know when something like that might happen.” those who aren’t properly licensed to operate one could face heavy fines. . Even if no accidents or injuries occur, a word of caution: The FAA regulates the commercial use of drones, and 14

Addition, Basement, Bathroom, Exterior, Kitchen, Outdoor Living Space, Whole House The HBA will produce professional video footage into a 1 to 2 minute custom video showcasing the project and Remodeler to include logo/contact information graphics. From there the HBA will promote the digital videos on social media and other media outlets throughout the year. Remodeler will own the video for their own promotion. Type of Video __ All In __ All In w/sponsors __ Simplified __ Simplified w/sponsors __ Shout Out (sponsors) Cost Pricing Schedule: Before per video $750 $600 $500 $350 $200 each • HBA will schedule before and after video footage appointment (approximately 1/2 hour each) and interview the Remodeler to get basic information for the video/script. • Shout Out of suppliers/sub-contractors/service providers will be available with the Remodeler approval to allow these companies (3 max.) to have a mention and logo share in the video. The “shout out” company will pay $200 to HBA for their part in the video. If 2 “shout out” companies are obtained the Remodeler will receive a $150 discount. • Video and drone footage is done by C4 Aerial. C4 Aerial cannot guarantee every requested shot, background, location or group arrangements due to changes in weather, safety concerns, etc., but will provide the best alternative options X X X X Video Pictures Footage X X X X Script Voice Over X X X X Sponsors Release X X X X X X X available. C4 Aerial will not be held liable to make corrections to deliverables after the Customer has agreed that the content is correct and accurate and should be posted, published or broadcast. C4 Aerial productions holds general liability insurance (up to $1M) over the property being filmed and is FAA Compliant. • The HBA will coordinate video footage editing with Production company to include 2D graphics, voice over, 3D animation and soundtrack approved by Remodeler. • Once approved the video will be included in the HBA Home Envy campaign that will be promoted in media outlets to include Social Media, You Tube, HBA website and any other digital media outlets available within budget funds. _____________________________________________________________________________________________________ Company Contact Name _____________________________________________________________________________________________________ Company Phone Mobile Phone Authorized Signature Email Address _____________________________________________________________________________________________________ Date Title ⌂ Payment Enclosed ⌂ Invoice Company ⌂ Charge to credit card * 4% convenience fee will be added to credit card payments Charge to Visa/Master Card# ___________________________________ Exp date: ________ Signature: ____________________________ The individual completing this contract warrants that he/she has been duly authorized to execute this binding agreement and the HBA Member Company Home Builders Association of Greater Southwest Illinois 6100 West Main St., Maryville, IL 62062 SEND COMPLETED FORM TO: Office: (618) 343-6331 - Fax: (618)343-6335 - Email: hba@hbaswil.org www.hbaswil.org 15

Madison County, IL Jan Feb 2007 2008 2009 2010 2011 2012 2013 2014 2015 2016 2017 2018 56 59 31 40 14 9 18 29 11 13 14 10 21 24 11 11 10 21 14 19 11 24 19 20 top Unincorp. Troy Godfrey Edwardsville Glen carbon 2018 LOCAL NEW HOME START PERMIT REPORTS YTD Totals 115 71 23 47 24 24 45 22 31 33 35 39 13 7 6 5 4 Monroe County, IL Jan Feb 2007 2008 2009 2010 2011 2012 2013 2014 2015 2016 2017 2018 21 17 13 10 3 7 11 9 5 7 7 6 8 8 2 6 12 8 12 8 6 11 6 7 top Columbia Waterloo Unincorp. YTD Totals 38 23 10 20 12 13 16 8 20 20 17 13 7 3 3 2007 2008 2009 2010 2011 2012 2013 2014 2015 2016 2017 2018 top O'fallon Shiloh Belleville Mascoutah Unincorp. St. Clair County, IL Jan Feb 93 87 63 60 17 30 50 49 26 41 27 30 30 30 34 24 28 15 32 30 32 27 32 23 YTD Totals 180 123 47 99 67 57 60 58 43 62 59 55 18 8 8 8 7 MarketGraphics provides the HBA with these permit reports. MarketGraphics offers many other housing and subdivision analysis reports. Contact them today to see how that can be of service to you directly. Joe Zanola zanola@zanolaco.com 314.918.7200 www.zanolaco.com How long have they been members of the HBA? 1 Year: Market Place Magazine Cecil Management group, Inc. DRS Construction and Landscaping Quality Installation and Home Improvement Woods Basement Systems, Inc. 2 years: RSI Kitchen and Bath Sherwin-Williams Co. Mr. handyman of the Metro East 4 years: E. A. Knight Construction, Inc. L. D. C. Homes, Inc. 5 years: Landscapes Unlimited Heartland Turf Farms Illinois Title and Escrow 7 years: Throm Construction 8 years: Germantown Seamless Guttering & Siding, Inc. 10 years: Scott Credit Union 16 11 years: Arrowhead Building Supply Fence & Deck Depot, Inc. 12 years: Dossett Installation, Inc. Munie Greencare Professionals 13 years: Halloran Construction, Inc. John Bender, Inc. 14 years: McCullough’s Flooring Enterprise 16 years: Vogt Builders, Inc. 18 years: Coach House Garages 19 years: Trost Plastics, Inc. 21 years: Rehkemper and Son Building Components and P&A Drywall 26 years: Providence Bank 32 years: R.P. Lumber Co., Inc. 46 years: Regions Bank

April Renewed Members 1st National Bank of Waterloo (10 years) Associated Bank (4 years) Belleville Supply Company (42 years) Benchmark Title Company (20 years) Brennan Building & Remodeling, Inc. (16 years) City of Troy (1 year) Crown Roofing & Exteriors (7 years) Custom Marble, Inc. (32 years) D.M.I. Plumbing, Inc. (8 years) Drake Construction (4 years) FCB Banks / FirstCo Mortgage (18 years) Fulford Construction, Inc. (3 years) Henges Interiors (18 years) J.T. McDermott Remodeling (20 years) Kaskaskia Mechanical Insulation (10 years) Landscapes Unlimited (5 years) Lantz Homes (58 years) MDB Electric (17 years) O’Fallon Belo Plumbing & Mechanical (16 years) Padgett Building & Remodeling (24 years) Quantum Homes, Inc. (5 years) Spencer Homes (5 years) Wade Sales and Service, Inc. (3 years) Wells Fargo Home Mortgage (28 years) Yaekel & Associates, Inc. (15 years) Professional Women in Building Council Autco Home Appliances - NEW Ambassador Floor Company D&F Home Builders / Century 21 Advantage Homes by Deesign Remodelers Council Sutton Siding & Remodeling April 2018 New Members Gershman Mortgage Bradley McCartney 603 Pierce Blvd. Ofallon, IL 62269 Phone: (618)-222-1300 Cell: (618)-799-1551 Fax: (618)-222-1400 Email: Bmccartney@gerhman.com Website: Bmccartney.gerhman.com Jarvis Electric Brian Jarvis 118 Old Collinsville Rd. Collinsville, IL 62232 Phone: (618) 806-0217 Cell: (618) 410-8764 Email: bjarvis@jarvis-electric.com Website: Jarvis-electric.com 17

Visit nahb.org/ma to view complete list of member advantages 18

2018 HBA Home Show Corporate Sponsors OFFICERS President, Chris Matteo - Fulford Homes, LLC 1st Vice President, Beth Jacob - Jacob Family Enterprises 2nd Vice President, Aaron Klemme - Klemme Construction Associate Vice President, Mindy Shafer - Wells Fargo Home Mortgage 2018 Home Builders Association Platinum Annual Sponsors Secretary, Jerry Yaekel, Jr. - Yaekel & Associates, Inc. Treasurer, Ken Diel - Kerber, Eck & Braeckel, LLP Immediate Past President, Dave Padgett - Padgett Building & Remodeling Co., Inc. DIRECTORS Jason Klein - Ameren Illinois Art Stumpf- AUTCOhome Appliances Michelle Null - Benchmark Title Company Coy Mullenix - CMI Construction Joe Knox - Copious Technologies Joel Keel - Custom Floors & More Robb Treat - Fairway Independent Mortgage Corp. Mark Fulford - Fulford Construction 2018 HBA Gold Annual Sponsors 2018 HBA Silver Annual Sponsors John Snapat, CAPS, CGR - Fulford Home Remodeling Steve Macaluso - Halloran Construction Jon Edler - Henges Interiors Robert Dee Jr. - Homes by Deesign Josh McDermott - J.T. McDermott Remodeling Contractors Jason Huelsmann - New Tradition Homes Ron Padgett - Padgett Building & Remodeling Barbara Markham - RE/MAX Preferred, The Markham Network Ryan Butler - Remington Properties Jeff Schmidt - RLP Development Sue Schultz - Sandberg Phoenix & von Gontard P.C. Mike Rathgeb - Spencer Homes Mark Vogt - Vogt Builders, Inc. 2018 HBA Bronze Annual Sponsors 19 ADVISORY DIRECTORS Chris Jones - C.A. Jones Garrett Johnson - Garrett E. & Herschel E. Johnson R.E. & Dev. Scott Jacob - Jacob Sunroom & Exteriors Bruce Riedel - RLP Development

6100 West Main Street Maryville, IL 62062-6688 Office (618) 343-6331 Fax: (618) 343-6335 Email: hba@hbaswil.org WWW.HBASWIL.ORG 20

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