Page 22 THE SAUGUS ADVOCATE – FriDAy, NOVEMbEr 21, 2025 Welcome to Beyond Financing, Inc. Your Local Mortgage Company – Licensed, Trusted, and Here to Serv At Beyond Financing, we believe every dream home deserves more than a loan — it deserves the right program. We specialize in: Home Purchase Loans – First-time buyers, move-up buyers, and second homes Refinancing – Lower your rate, shorten your term, or access your equity Investment Property Financing – From single-family to multi-unit portfolios Self-Employed & Alternative Income Loans – Bank statement, 1099, DSCR programs, and ITIN #s F FHA, VA, USDA, and Conventional Loans Jumbo & Non-QM Solutions for complex income and high-value homes With hundreds of lenders and investors nationwide, we deliver the most competitive options — all under one roof. Whether buying, refinancing, or investing, our Certified Mortgage Advisors guide you beyond rates and paperwork toward true financial freedom. Beyond Financing, Inc. Licensed in CA-CT-FL-MA-NH-NC-RI-SC-TX 999 Broadway, Suite 500-N, Saugus-MA 01906 www.BEYONDFINANCING.COM 857.410.1391 IN CA, CT & MA: Mortgage Broker Only, not a Mortgage Lender or Mortgage Correspondent Lender. In FL, NH, NC, RI, SC & TX: Mortgage Broker and Correspondent Lender. Loans are available fairly and equally regardless of race, color, religion, sex, familial status, national origin, military status, disability, or ancestry. ve ! NMLS ID: 2394496
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