SOUNDS | FROM PAGE 15 Page 16 cling for as long as she can remember. She has served on her town’s Waste Reduction Committee for the past 10 years and is active in community events promoting sustainability. She lives in Ipswich, Mass. In October 2022, she took Judith Enck’s master class on plastic pollution and was stunned by the extent not only of plastic waste but of the health issues faced by humans as a result. She joined the Speakers’ Bureau to do her part in educating as many people as possible. Her talks at libraries in Eastern Massachusetts have been very popular. Saugus High Class of 1965 reunion The Saugus High Class of THE SAUGUS ADVOCATE – FriDAy, NOVEmbEr 14, 2025 1965 will be celebrating its 60th Reunion on Saturday, Nov. 29, at Prince Pizzeria on Route 1 South in Saugus. Cost is $50 per person. You can contact Ellen Santosuosso at 781-666-3470 or esantosuosso@gmail.com for more details. Come join your friends and classmates for our 60th Reunion. There’s a bonus for those alumni who attend the reunion: The new Saugus Middle-High School will be open on that Saturday from 10 a.m. to noon. It will be a great opportunity to see the new campus. Saugus High Class of 1980 Reunion is Nov. 29 The 1980 Saugus High Class will observe its 45th Reunion on Saturday, Nov. 29, at the Saugus Elks Hall. Hello everyone. Although our 1980 SHS Class is not merging with any other classes, we wanted to extend the invitation to our friends and family members that would like to join us. I (Pete Nicolo) have several friends that did not graduate in our year (1980) that will be attending. Most of us have kept in touch with some of our classmates / friends throughout the years. But what about the classmates / friends that you would love to see and have not seen in decades? I’ve recently reconnected with a couple of Classmates that I really hung out with and had a lot of laughs with in High School – hadn’t seen them in over 40 years. It has been quite a wonderful experience for me to reconnect with them. This is an opportunity to reconnect or simply have some laughs with old friends. Come see your SHS friends and be a part of making this a memorable event. We expect a good turnout – you’ll have a Blast! Some of the people we have sent / extended the invitation to are: • Invites were extended to our entire 1980 Saugus High Class (over 90% of 1980 Classmates contacted – including Classmates living overseas) • Saugus Jr. High Classmates SOLE BENEFIT TRUSTS hese types of Trusts are typically utilized when a family member is going into a nursing home and there has been no advanced planning. An example would be if you owned your own home and had not placed it into an irrevocable Trust. Furthermore, you need to be admitted into a nursing home and have a disabled child, disabled grandchild or some other disabled individual that you would like to leave the house to. If you transferred your home T to this type of trust, you would still be able to qualify for MassHealth benefits. The transfer would not be subject to the five year look-back period due to this Trust solely benefitting the disabled child, grandchild or other disabled individual. Also, upon your death after MassHealth having paid for most of your nursing home level care, there would be no payback requirement to MassHealth from the assets in the Trust. The assets would be protected for the disabled beneficiary. The assets in this Trust must only benefit the disabled benTransfers made to such a eficiary and no one else. The Trust will not interfere with any governmental benefits the disabled individual may already be receiving. However, the terms of the Trust must provide for repayment of those benefits upon the death of the disabled beneficiary. If such a provision does not exist in the Trust, the Settlor of the Trust (for example, the parent) will not qualify for MassHealth benefits. If there are assets remaining in the Trust upon the death of the disabled child and upon repayment of all of the governmental benefits, distributions of those remaining assets can be made to family members. Trust would be considered a completed gift. There is no gift tax in Massachusetts and the federal exemption will be $15millionper individual as of January 1, 2026. Therefore, even though technically a gift tax return would be required to be filed, no gift tax would have to be paid.If there are income producing assets in this type of Trust, the Trust would have to file for a new federal identification number and would have to file a Trust income tax return using Form 1041. If the Trustee were to make distributions of income to the disabled beneficiary, the Trustee would claim a distribution deduction on the tax return by issuing a Schedule K-1 form to the disabled beneficiary. The disabled beneficiary would then report the taxable income on his or her individual income tax return. Joseph D. Cataldo is an estate planning/elder law attorney, Certified Public Accountant, Certified Financial Planner, AICPA Personal Financial Specialist and holds a masters degree in taxation. that left and graduated from other High Schools • Saugus High family members (1 Classmate has 2 sisters that graduated a couple of years earlier and later) • Saugus High School teachers and coaches attending (Babcock, Volpe, Melvin, Ward and others) – please feel free to reach out / invite your favorite teachers that you may keep in touch with and want to see there • People move, addresses change, friends from other classes may want to attend – please help us extend our invitation to them. • If you are one of our classmates that hasn’t attended in a long while, you are the people we look forward to seeing. Long Lost Friends! There already appears to be much interest in this event. Make checks ($45 per person) payable to: Pete Nicolo - 15 Tilden Lane, York, Maine 03909 or Venmo: Pete Nicolo@Pete-Nicolo Any questions, please feel free to reach out to: Andrea Saunders (1980 Class President) or Pete Nicolo (Class 1980) at: Andrea Saunders: PaulGreens@aol.com or 978-4825787. Peter Nicolo: Peter.S.Nicolo@RTX.com or 978-815-8234 (new email address). About The Saugus Advocate We welcome press releases, news announcements, freelance articles and courtesy photos from the community. Our deadline is 6 p.m. on Tuesday. If you have a story idea, an article or a photo to submit, please email me at mvoge@comcast.net or leave a message at 978-6837773. Or send your press release to me in the mail at PO Box 485, North Andover, MA 01845. Let us become your hometown newspaper. The Saugus Advocate is available in the Saugus Public Library, the Saugus Senior Center, Saugus Town Hall, local convenience stores and restaurants throughout town. ~ School Bus Drivers Wanted ~ 7D Licensed School Bus Drivers Malden Trans is looking for reliable drivers for the new school year. We provide ongoing training and support for licensing requirements. Applicant preferably lives local (Malden, Everett, Revere). Part-time positions available and based on AM & PM school hours....15-30 hours per week. Good driver history from Registry a MUST! If interested, please call David @ 781-322-9401. CDL SCHOOL BUS DRIVER WANTED Compensation: $28/hour School bus transportation company seeking active CDL drivers who live LOCALLY (Malden, Everett, Chelsea and immediate surrounding communities). - Applicant MUST have BOTH S and P endorsements as well as Massachusetts school bus certificate. Good driver history from Registry a MUST! - Part-time hours, BUT GUARANTEED 20-35 HOURS PER WEEK depending on experience. Contact David @ 781-322-9401.
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