Page 14 THE SAUGUS ADVOCATE – FriDAy, OCTObEr 18, 2024 SOUNDS | FROM PAGE 13 Health and Wellness Fair Oct. 21 The Saugus-Everett Elks and the Saugus Senior Center are teaming up to cosponsor a Health and Wellness Fair on Monday, Oct. 21, from 10 a.m. to 1 p.m. at the Saugus Senior Center (466 Central St., Saugus). There will be a variety of health organizations that will off er free health screenings, educational tables, giveaways, raffl es and much more. This is a free event and open to the public for all ages. Household Hazardous Waste Day The town will host a Household Hazardous Waste Day on Saturday, Oct. 26, from 9 a.m. to noon at Belmonte STEAM Academy (25 Dow St.). There is no cost to Saugus residents who discard allowed items at the Household Hazardous Waste Day. The following items can be disposed of at this event: Household Materials: Acids (Corrosives); Aerosol Cans; Art Supplies; Batteries; Chemistry Set and Photography Chemicals; Fiberglass Resins; Furniture, Floor and Metal Polishers and Strippers; Mercury Containing Devices; Moth Balls/Crystals; Oil Paint; Paint Thinners; Varnish; Stain/Shellac (NO Latex); Rug and Upholstery Cleaners; Solvent Adhesives; Turpentine and Paint Solvents; Wood Preservatives; Hair Dye; Nail Polish Remover; Toilet Cleaners; Brighteners; Chlorine Bleach; Spot Removers; Spray Starch; Whiteners; Drain and Oven Cleaners (Note: Latex paint can be dried out and disposed of with your curbside trash.); Lawn and Garden Materials; Cesspool Cleaners (Corrosives); Flammable Liquids/Gasoline; Flea and Tick Powders; Fire Starters; Herbicides and Pesticides; No-Pest Strips; Poisons; Pool Chemicals; Propane Tanks, Empty or Up to 20 lbs.; Automotive Products; Antifreeze; Batteries; Brake Fluid; Carburetor ~ LEGAL NOTICE ~ SAUGUS BOARD OF SELECTMEN PUBLIC HEARING Notice is hereby given that the Saugus Board of Selectmen will conduct a public hearing for a Special Permit on the request of owners Adam Dion, 27 Suffolk St, Chelsea, MA & Ilya Gluskin, 1 Marblehead St., North Reading, MA. Name of proposed business: Plunge Boston Wellness & Recovery Studio for cold plunge, sauna, red light, normatec compression & body work physical therapy. Business location: 880 Broadway, Saugus, MA. This Public Hearing will be held at the Saugus Town Hall, Second floor auditorium, Saugus, MA on November 19, 2024, at 7:05 PM. Debra Panetta, Chairman Meredith K. Casagrande Clerk October 18, 25, 2024 RON’S OIL Call For PRICE MELROSE, MA 02176 NEW CUSTOMER’S WELCOME ACCEPTING VISA, MASTERCARD & DISCOVER (781) 397-1930 OR (781) 662-8884 100 GALLON MINIMUM Cleaner; Oil (used) and Radiator Flush Solvents and Degreasers; Tire Cleaners; Transmission Fluid. Please contact Town of Saugus Recycling Director Scott Brazis at 781-231-4036 with any questions. Halloween at Town Hall Saugus will offi cially welcome its children for a Trick-or-Treat event on Oct. 31. Town Manager Scott C. Crabtree said recently that he plans on opening Town Hall to Saugus children for 90 minutes on Halloween afternoon for a special trick-or-treat event. Children and their parents or guardians are invited to stop by Town Hall on Thursday, Oct. 31, from 2:30-4 p.m. They will be greeted by Town Hall employees, who will hand out candy and assorted treats to the visitors. “We’d love to see Saugus families join us for this fun – and free – Halloween celebration,” the town manager said in a press release issued by his offi ce. Saugus Town Hall is located at 298 Central St. in Saugus. Saugus DAR prepares for Veterans Day Field of Flags Preparations for the Fourth Annual Veterans Day Field of Flags to be placed on the lawn of the Saugus Town Hall to honor and remember all veterans on Nov. 11 is underway. The Parson Roby Chapter of the Daughters of the American Revolution is sponsoring this event to honor all veterans, living or deceased, including those currently serving. American fl ags may be sponsored through the Parson Roby Chapter DAR at a cost of $5 each. The fl ags will be placed on the Saugus Town Hall lawn prior to Nov. 11 and will wave throughout the week until Nov. 12 with your veteran’s name on the fl ag. Flags may be sponsored to honor a family member, friend, neighbor or employee who has served or is currently serving our country. The deadline to sponsor fl ags is Oct. 30. You may send a check ($5 per fl ag) made payable to Parson Roby Chapter along with the information of the veteran – Name/Rank/Branch of Service/ Years or War, if known – to TreaTHE SOUNDS | SEE PAGE 15 Sa nir Sa a nior y Senior Seni by Jim Miller How to Find a Cheaper Medicare Prescription Drug Plan Dear Savvy Senior, What’s the easiest way to compare Medicare Part D prescription drug plans? My Part D premium is increasing again in 2025, so I would like to use the fall open enrollment to fi nd and sign up for a cheaper plan. Shopping Around Dear Shopping, I’m happy to hear you’re comparing your Medicare coverage options this fall! Research shows that many Medicare benefi ciaries with Part D coverage can lower their prescription drug costs by shopping among plans each year during the open enrollment season, which runs Oct. 15 to Dec. 7. There could be another Part D plan in your area that covers the drugs you take with fewer restrictions or with lower costs. You never know until you look. You’ll also be happy to know that thanks to the Infl ation Reduction Act, in 2025 annual outof-pocket costs will be capped at $2,000 for all Medicare Part D benefi ciaries. Here are some tips and tools to help you shop and compare Part D plans. Plan Finder Tool If you have internet access and are comfortable using a computer, you can easily shop for and compare all Medicare drug plans in your area and enroll in a new plan online, and it only takes a few minutes. Just go to Medicare’s Plan Finder Tool at Medicare.gov/fi nd-aplan. You can do a general search on the right side of the page, under the title “Continue without logging in.” If you wish to save your drugs and pharmacy information, you can log into or create your Medicare account on the left side of the page. Next, type in your ZIP code and choose the type of coverage you’re looking for, enter the drugs you take, choose the pharmacies you use, and indicate whether you are interested in a mail order option. The plan fi nder will then display results for plans in your area. Be aware that a plan may not cover all the drugs you take, but it may cover alternatives. It will also tell you if the plan has a deductible and how much the monthly premium is. Initially, the plans will be sorted by “lowest drug + premium costs.” This is the closest estimate to what you may pay out of pocket for your Part D coverage for the year. You can select “plan details” to fi nd out more specifi cs about coverage, including any coverage restrictions that might apply to your drugs. Before enrolling, it is a good idea to call the plan directly to confirm any information you read on plan fi nder, as information may not be completely up to date. If you need help, you can call Medicare at 800-633-4227 and they can do this for you over the phone. Or contact your State Health Insurance Assistance Program (SHIP), which provides free unbiased Medicare counseling. To fi nd a local SHIP counselor call 877-839-2675 or see ShipHelp.org. Any changes to coverage you make will take eff ect Jan. 1, 2025. If you take no action during open enrollment, your current coverage will continue next year. Extra Help If you’re lower-income and having a hard time paying your medication costs, you may be eligible for Medicare’s “Extra Help” program. This is a federal low-income subsidy that helps pay Part D premiums, deductibles and copayments. To be eligible, your annual income must be under $22,590 or $30,660 for married couples living together, and your assets (not counting your home, personal possessions, vehicles, life insurance policies or burial expenses) must be below $17,220 or $34,360 for married couples. For more information or to apply, call Social Security at 800-772-1213 or visit SSA.gov/medicare/partd-extra-help. Send your senior questions to: Savvy Senior, P.O. Box 5443, Norman, OK 73070, or visit SavvySenior.org. Jim Miller is a contributor to the NBC Today show and author of “The Savvy Senior” book. ior
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