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1. Theodore Roosevelt 2. Wallpaper 3. Elephant 4. “57 Varieties” 5. Sonar 6. Charles Lindbergh 7. Mozzarella 8. Jane Swift of Massachusetts 9. The Navajo 10. Hogwarts wizarding exams 11. Sahara 12. The fi rst operable laser 13. “Dr. Strangelove” 14. School segregation 15. Crane 16. Paul McCartney 17. The Ritz-Carlton 18. 1933 19. Absent WithOut Leave 20. Lynn THE SAUGUS ADVOCATE – FRIDAY, MAY 13, 2022 Page 19 MA 01906. Online donations can also be made at: https:// givebutter.com/HealthySaugus Food Pantry still open The Saugus United Parish Food Pantry continues to remain open on Fridays between 9:30 a.m. and 11:00 a.m. despite concerns over the Coronavirus. They have made adjustments to protect their core of volunteers and the needy people who receive the food. For the protection of volunteers & clients, and to limit personal contact and crowding/gathering, the food pantry has been distributing pre-bagged groceries. Even though clients may receive items they don’t want or need, food pantry organizers feel this is the best course of action to mitigate the potential spread of COVID-19. Those in need, even for shortterm or one-time assistance, are encouraged to come. The food pantry is located in the basement of Cliftondale Congregational Church at 50 Essex St. in Saugus. Let’s hear it! Got an idea, passing thought or gripe you would like to share with The Saugus Advocate? I’m always interested in your feedback. It’s been six years since I began work at The Saugus Advocate. I’m always interested in hearing readers’ suggestions for possible stories or good candidates for “The Advocate Asks” interview of the week. Feel free to email me at mvoge@comcast.net. Do you have some interesting views on an issue that you want to express to the community? Submit your idea. If I like it, we can meet for a 15- to 20-minute interview over a hot drink at a local coff ee shop. And I’ll buy the coff ee or tea. Or, if you prefer to continue practicing social distancing and be interviewed from the safety of your home on the phone or via email, I will provide that option to you as the nation recovers from the Coronavirus crisis. If it’s a nice day and the temperature is 50 degrees or better, my preferred site for a coff ee and interview would be the picnic area of the Saugus Iron Works. Savvy Seniory Senior BY JIM MILLER How Medicare Covers Alzheimer’s Disease Dear Savvy Senior, What exactly does Medicare cover when it comes to Alzheimer’s disease? My husband was recently diagnosed with early-stage Alzheimer’s, and we would like to find out what’s covered and what isn’t. Planning Ahead Dear Planning, I’m very sorry to hear about your husband’s diagnosis, but you’ll be happy to know that most medical costs to treat benefi ciaries with Alzheimer’s disease are covered by Medicare. Unfortunately, longterm custodial care costs that most patients eventually need are not. Here’s a breakdown of what Medicare does and doesn’t cover when it comes to Alzheimer’s disease, along with some tips that can help you plan ahead. Medical care: For the most part, ongoing medical care to diagnose and treat Alzheimer’s disease is covered by Medicare Part B, including visits to primary care doctors and specialists, lab tests, speech and occupational therapy, home health care and outpatient counseling services. Medicare pays 80 percent of these costs, and you will be responsible for the remaining 20 percent after you’ve met your annual $233 Part B deductible. Sixty days of inpatient hospital care is also covered under Medicare Part A after you pay a $1,556 deductible. Beyond 60 days, a daily coinsurance fee is added. Medications: Most Alzheimer’s medications are covered under Medicare’s Part D prescription drug gan? 10. Where would you fi nd quizzes with grades that include Outstanding, Acceptable, Poor and Dreadful? 1. On May 13, 1908, what president delivered an opening address called “Conservation as a National Duty” at the Governors’ Conference on the Conservation of Natural Resources”? 2. Play-Doh was invented to clean what interior decoration? 3. What is the largest animal that can recognize itself in a mirror? 4. On May 14, 1919, Henry John Heinz died, who had founded H.J. 5. Heinz Co. and invented what slogan that included a number? Sound Navigation Ranging is more commonly called what? 6. What pilot was Time’s fi rst Man of the Year? 7. What cheese has a variety called fi or di latte (fl ower of the milk)? 8. On May 15, 2001, what Acting Governor in New England had twin girls? 9. What Indian tribe traditionally lived in a ho11. The men of the Tuareg tribe traditionally wear indigo veils; in what desert do the Tuareg live? 12. May 16 is International Day of Light; on May 16, 1960, what synthetic ruby crystal instrument was fi rst operated? 13. What 1964 film has the subtitle “or: How I Learned to Stop Worrying and Love the Bomb”? 14. On May 17, 1954, what did the U.S. Supreme Court outlaw? plans, but coverage varies so check his plan’s formulary. The only exception is Aduhelm, the controversial new drug that is estimated to cost $28,200 per year. Medicare Part B will only cover this drug if your husband is enrolled in a clinical trial. Long-term custodial care: It’s important to understand that original Medicare does not cover longterm custodial care. This includes nursing home care, the costs of assisted living facilities and adult day care. Medicare does, however, pay for some shorter-term nursing home care, but only up to 100 days following a three-day inpatient hospital stay. Hiring home help for bathing, toileting and dressing (this is known as custodial care) is not covered by Medicare either unless your husband is also receiving skilled-nursing care or physical or occupational therapy. To help with these costs, you may want to look into getting a longterm care insurance policy or shortterm care plan (see aaltci.org/stc) if possible, or if your income and assets are very limited, you may qualify for Medicaid. To investigate your fi nancial options for long-term care, go to PayingForSeniorCare.com. Hospice: In the final stages of the disease, Medicare Part A covers nearly all aspects of hospice care, including doctor services, nursing care, drugs, medical equipment and supplies, physical and occupational therapy, homemaker services, counseling and respite care. To qualify, a doctor must certify that a patient has six months or less to live. 15. Per Japanese tradition, folding 1,000 of what type of origami bird will make someone’s wish come true? 16. Which Beatle was inspired to sing about his mother, who was named Mary? 17. On May 18, 1927, what hotel that then required a dress code opened in Boston? 18. When did building of the Golden Gate Bridge start: 1899, 1912 or 1933? 19. What does AWOL mean? 20. On May 19, 1885, in what Massachusetts city did African American Jan Matzeliger begin the fi rst mass production of shoes? Other Insurance and Assistance If your husband is enrolled in original Medicare and he doesn’t have a supplemental insurance (Medigap) policy, you should consider getting him one. A Medigap plan will help pay for things that aren’t covered by Medicare like copayments, coinsurance and deductibles. To search for plans in your area, go to Medicare.gov/ plan-compare and click on “Medigap policy only.” If you’re enrolled in a Medicare Advantage plan (like an HMO or PPO), his plan must provide him at least the same coverage as original Medicare does. Some advantage plans may also off er additional coverage for home care services. If you can’t aff ord your Medicare out-of-pocket costs or need help with medication expenses, there are Medicare Savings Programs and the Extra Help program that provide fi nancial assistance for medications. To learn more, see Medicare.gov/your-medicare-costs/gethelp-paying-costs. You can also get help through your State Health Insurance Assistance Program (see ShipHelp. org or call 877-839-2675), which provides free Medicare and longterm care counseling.. Send your senior questions to: Savvy Senior, P.O. Box 5443, Norman, OK 73070, or visit SavvySenior.org. Jim Miller is a contributor to the NBC Today show and author of “The Savvy Senior” book. ANSWERS

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