Page 18 THE SAUGUS ADVOCATE – FriDAy, April 25, 2025 SOUNDS | FROM PAGE 17 charge when visiting the C.H.a.R.M. Center. By purchasing a $25 sticker that is valid for the entirety of the season, residents will be permitted to dispose of yard waste and brush at the C.H.a.R.M. Center. The $25 sticker also covers the cost to dispose of hard/rigid plastics at the facility. The C.H.a.R.M. Center accepts CHECKS ONLY, no cash or cards. Please note that the C.H.a.R.M. Center does not accept any household trash or construction materials and debris. The Town of Saugus reserves the right to refuse any material if quantity or quality is questionable. Go to https://www.saugus-ma.gov/ solid-waste-recycling-department and click on “Recycling Guide” for a comprehensive list of items that are accepted or not accepted at the C.H.a.R.M. Center, in addition to guidelines for how to prepare different items for disposal at the facility. The C.H.a.R.M. Center will remain open on Wednesdays and Saturdays through the season until the winter. Please contact Solid Waste/Recycling Coordinator Scott A. Brazis at 781-2314036 with any questions. THE SOUNDS | SEE PAGE 20 - LEGAL NOTICE - COMMONWEALTH OF MASSACHUSETTS THE TRIAL COURT PROBATE AND FAMILY COURT Essex Probate and Family Court 36 Federal Street Salem, MA 01970 (978)744-1020 Docket No. ES25P1200EA Estate of: EMILY L. PACILLO Date of Death: 06/11/2017 CITATION ON PETITION FOR FORMAL ADJUDICATION To all interested persons: A Petition for Late and Limited Formal Testacy and/or Appointment has been filed by: Anthony F. Pacillo, III of Plaistow, NH requesting that the Court enter a formal Decree and Order and for such other relief as requested in the Petition. IMPORTANT NOTICE You have the right to obtain a copy of the Petition from the Petitioner or at the Court. You have a right to object to this proceeding. To do so, you or your attorney must file a written appearance and objection at this Court before: 10:00 a.m. on the return day of 05/19/2025 This is NOT a hearing date, but a deadline by which you must file a written appearance and objection if you object to this proceeding. If you fail to file a timely written appearance and objection followed by an affidavit of objections within thirty (30) days of the return day, action may be taken without further notice to you. UNSUPERVISED ADMINISTRATION UNDER THE MASSACHUSETTS UNIFORM PROBATE CODE (MUPC) A Personal Representative appointed under the MUPC in an unsupervised administration is not required to file an inventory or annual accounts with the Court. Persons interested in the estate are entitled to notice regarding the administration directly from the Personal Representative and may petition the Court in any matter relating to the estate, including the distribution of assets and expenses of WITNESS, Hon. Frances M. Giordano, First Justice of this Court. Date: April 18, 2025 PAMELA A CASEY O’BRIEN REGISTER OF PROBATE April 25, 2025 ADVANCE PREMIUM TAX CREDIT T he premium tax credit, isa refundable tax credit that helps eligible individuals as well as families that have low or moderate income afford the cost of health insurance purchased through the Health Connector for Massachusetts residents.In order to be eligible for the tax credit, taxpayers must meet certain conditions: • Have household income that falls within a certain range • You cannot file a “married filing separate” tax return • You cannot be claimed as a dependent on someone else’s tax return • In the same month (a coverage month), you or a family member: a. Must enroll in coverage through the Health Connector b. Are not able to obtain affordable coverage through an eligible employer-sponsored health insurance plan that provides minimum value c. Are not eligible for coverage through a government program, such as MassHealth(i.e. Medicaid), Medicare, CHIP or TRICARE d. Must pay the share of premiums not covered by advance tax credit payments Dur i ng en r o llmen t through the Health Connector, the Health Connector will determine if you are eligible for advance payments of the premium tax credit, also called to your tax return to either claim the tax credit or to reconcile the advance credit payments made to your health insurance carrier. If you do not file this Form with your return, your tax return will not be accepted by the IRS when you go to electronically file your tax return. Furthermore, you will not be entitled to future advance credit payments. The Health Connector advance credit payments. Advance credit payments are amounts paid directly to your insurance company on your behalf to lower your out of pocket cost for your health insurance premiums. It is the federal government that is funding the Advance Premium Tax Credit. TheMassachusetts website is: www.mahealthconnector.org. When you enroll in coverage through the Health Connector, you can choose to have monthly advance credit payments sent directly to your insurance company. If you get the benefit of any advance credit payments in any amount or if you wish toclaim the premium tax credit itself, you must file a federal income tax return, even if you are usually not required to file one. You must attach Form 8962, Premium Tax Credit, will provide you with Form 1095-A, Health Insurance Marketplace Statement. This form is necessary for you or your tax preparer to complete Form 8962. It contains all of the relevant information. Keep this in mind for the 2025 tax filing year. Every tax season, so too often, taxpayers do not submit Form 1095-A to their tax preparer. In this situation, the preparer cannot possibly prepare Form 8962 in order to attach to Form 1040. In fact, the preparer wouldn’t necessarily even know that the taxpayer had received advanced premium tax credits during a particular calendar year. The electronic filing will be rejected if no Form 8962 is included with the tax filing. Form 8962 can be prepared once the tax preparer has Form 1095-A. Joseph D. Ca taldo is an esta te planning/elder law a ttorney,Certified Public Accountant, Certified Financial Planner, AICPA Personal Financial Specialist and holds a masters degree in taxation.
19 Publizr Home