Page 16 THE SAUGUS ADVOCATE – FRIDAY, JANUARY 27, 2023 OBITUARIES Elizabeth M. (Vezina) Meuse O f Saugus. Formerly of Chelsea, passed away peacefully at the age of 76 on Sunday, January 15th surrounded by her loving family. She was born and raised in Somerville where she attended St. Joseph’s Parochial School and later graduated from Somerville High School. Daughter of the late Ralph and Claire Vezina and sister to the late Claire Rivard. Beth moved her family to Chelsea in the early 80’s where she resided for almost 30 years. She held multiple positions working for the Chelsea Public School System working at both the Mary C. Burke and Williams School before retiring in 2007. She also worked part time at Bradlees in Chelsea for several years up until it closed in 2001. Beth loved animals of all kinds. Over the years she had many pets and loved them all unconditionally. It was imO f Saugus. Age 75, died on Tuesday, January 17th at the Kaplan Family Hospice House in Danvers. She was the beloved wife of Charles Perry with whom she shared 43 years of marriage. Born in Lynn and a lifelong resident of Saugus, Mrs. Perry was the daughter of the late Frank E. and Helena F. (Kelly) Carter. A graduate of Saugus High School and Salem State College, Patricia was a former accountant for Gulf Oil. She was an avid bowler and Red Sox and Patriots fan. In addition to her husband, THE SOUNDS | FROM PAGE 15 Scholarship available to Saugus High students Greater Lynn Senior Services (GLSS) is accepting applications from high school seniors through the Lique Human Services Scholarship. Two $5,000 scholarships will be awarded to students who have an interest in or are considering a career in human services and who have made an impact in their community or the world through community service. The Lique Human Services Scholarship will be awarded to two seniors who attend one of the eight high schools located in GLSS’ service area — including Saugus High School. The scholarship is named in memory of Vince Lique, the Agency’s long-time Executive Director, who devoted his career to helping others, particupossible for her to cross paths with any animal, especially a dog, and not stop to say ‘hi’ and give a rub behind the ear. She always said if she won the lottery, the fi rst thing she would do is open an animal sanctuary to help animals in need. In her later years, post retirement, she enjoyed just relaxing, spending time with family, taking care of her cat, shopping and watching old game shows from the 70’s. She was the loving mother to Donna Baumann and her husband Robert of Saugus, Barbara Luiso and her husband Carlo of Salem, NH, Stacy Meuse and her partner John Solio of Reading and Michael Stell of Bradford, MA. Former spouse of the late Donald Meuse of Malden. Cherished ‘Nana’ to her grandchildren Vinnie, Gina and Cassie and loving ‘Gigi’ to her great grandchildren Paisley, Riley, Vincent Jr. and Mia Elizabeth. Patricia A. (Carter) Perry Mrs. Perry is survived by her brother, Frank Carter, Jr. of AZ; two sisters, Janis Long and Frances H. Kramich both of Saugus; nieces and nephews, Kathleen Toth, William Kramich, Greg Long and Chamin Higgins along with many grand nieces and nephews. She was predeceased by her nephew Christopher Long. Relatives and friends were invited to attend an hour of visitation in the Bisbee-Porcella Funeral Home in Saugus on Saturday January 21 followed by a funeral mass in Blessed Sacrament Church, Saugus. Inlarly vulnerable senior citizens and people of all ages with disabilities, demanding that all people be treated with dignity and respect. “Vince’s legacy is fi rmly rooted in his compassion for people. He measured success by the quality of his service to and advocacy for others,” said Kathryn C. Burns, GLSS’ Chief Executive Officer. “I believe in Vince’s theory that one’s individual success is directly related to the benefi ts received by those around us. The Lique Human Services scholarship honors the man and his service by encouraging others to do the same.” Applications are available through each high school’s guidance offi ce or can be completed online at www.glssnet/ LiqueScholarship. Completed applications are due on or before Friday, April 7. terment in Riverside Cemetery in Saugus. In lieu of fl owers, donations in Patricia’s memory may be made to Blessed Sacrament Church, 14 Summer St., Saugus, MA 01906. Local author publishes on Amazon Brunislaw (Benji) Wozniak, a Lynn resident and member of Sharon’s Sneaker Crew out of Saugus, recently published a book on Amazon. His book — “Hodge-Podge: Short Stories and Poems” — centers around historical locations in Lynn, such as Dungeon Rock. Healthy StudentsHealthy Saugus (Editor’s Note: The following info is from an announcement submitted by Julie Cicolini, a member of the Board of Directors for Healthy Students-Healthy Saugus.) Who we are: Healthy Students-Healthy Saugus (HS2) is a nonprofi t group of volunteers who are helping to off - set food insecurity in households. HS2 provides students/ THE SOUNDS | SEE PAGE 17 by Jim Miller Ji What Happens if You Work While Receiving Social Security? Dear Savvy Senior, I started drawing my Social She is also lovingly survived by several cousins, nieces, nephews, and friends. Family and friends were invited to attend Visiting Hours in the Carroll Funeral Home, Malden on Saturday, January 21st. Committal Services were private. In lieu of fl owers, the family suggests a memorial contribution be made to MSPCA at Nevins Farm in Methuen, 400 Broadway, Methuen, MA 01844 or at www.mspca.org/adoption-centers/nevins-farm-adoption-center. Security retirement benefits back in 2021 when I was forced to retire early, but I’m now interested going back to work part-time. Will this aff ect my benefi ts, and if so, how much? Back to Work Dear Back, You can collect Social Security retirement benefi ts and work at the same time but depending on how old you are and how much you earn, some or all of your benefi ts could be temporarily withheld. Here’s how it works. SSA Earning Rules Social Security says that if you’re under your full retirement age and are collecting benefits, then you can earn up to $21,240 in 2023 without jeopardizing any of your Social Security if you don’t reach your full retirement age this year. But if you earn more than the $21,240 limit, you’ll lose $1 in benefits for every $2 over that amount. Full retirement age is 66 for those born between 1943 and 1954, but it rises in two-month increments every birth year to age 67 for those born in 1960 and later. You can fi nd your full retirement age at SSA.gov/benefi ts/retirement/planner/ageincrease.html. In the year you reach your full retirement age, a less stringent rule applies. If that happens in 2023, you can earn up to $56,520 from January to the month of your birthday with no penalty. But if you earn more than $56,520 during that time, you’ll lose $1 in benefi ts for every $3 over that limit. And once your birthday passes, you can earn any amount by working without your benefi ts being reduced at all. Wages, bonuses, commissions, and vacation pay all count toward the income limits, but pensions, annuities, investment earnings, interest, capital gains and government or military retirement benefi ts do not. To fi gure out how much your specifi c earnings will aff ect your benefi ts, see the Social Security Retirement Earnings Test Calculator at SSA.gov/OACT/ COLA/RTeff ect.html. It’s also important to know that if you do lose some or all of your Social Security benefi ts because of the earning limits, they aren’t lost forever. When you reach full retirement age, your benefi ts will be recalculated to a higher amount to make up for what was withheld. For more information on how working can aff ect your Social Security benefi ts see SSA.gov/benefi ts/retirement/ planner/whileworking.html. Be Mindful of Taxes Too In addition to the Social Security rules, you need to factor in Uncle Sam too. Because working increases your income, it might make your Social Security benefi ts taxable. Here’s how it works. If the sum of your adjusted gross income, nontaxable interest, and half of your Social Security benefi ts is between $25,000 and $34,000 for individuals ($32,000 and $44,000 for couples), you have to pay tax on up to 50 percent of your benefi ts. Above $34,000 ($44,000 for couples), you could pay on up to 85 percent, which is the highest portion of Social Security that is taxable. About a third of all people who get Social Security have to pay income taxes on their benefi ts. For information, call the IRS at 800-829-3676 and ask them to mail you a free copy of publication 915 “Social Security and Equivalent Railroad Retirement Benefi ts,” or you can see it online at IRS. gov/pub/irs-pdf/p915.pdf. f In addition to the federal government, 12 states – Colorado, Connecticut, Kansas, Minnesota, Missouri, Montana, Nebraska, New Mexico, Rhode Island, Utah, Vermont and West Virginia – tax Social Security benefi ts to some extent too. If you live in one of these states, you’ll need to check with your state tax agency for details. Send your senior questions to: Savvy Senior, P.O. Box 5443, Norman, OK 73070, or visit SavvySenior.org. Jim Miller is a contributor to the NBC Today show and author of “The Savvy Senior” book.
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