THE REVERE ADVOCATE – FRIDAY, NOVEMBER 6, 2026 Page 15 Can my children get Social Security benefits when I retire? Dear Savvy Senior, I’m getting ready to start my Social Security retirement benefits and have two children at home, ages 17 and 15. I’ve heard they may also be eligible for benefi ts on my record while I’m collecting. Is that true, and if so, how does it work? How long would they receive benefits, and is there anything I need to do to apply for them? --Retiring Parent Dear Retiring, Yes! If you’re 62 or older and raising kids, Social Security can put a little extra cash in your family’s pocket. Here’s how it works. When you claim your retirement benefits, each of your children may get up to 50 percent of your primary insurance amount (PIA), which is your benefit at full retirement age. Even if you take a reduced benefit by claiming early, your children’s payments are still based on your full retirement amount, which is 67 if you were born in 1960 or later. You can apply for your children’s benefi ts at the same RevereTV Spotlight L time you fi le your own Social Security retirement claim, or separately afterward if needed, but doing it together is usually the simplest approach. To qualify, children must be unmarried and under 18. If they are 18 or 19 and still in high school, they can receive benefits until they graduate or reach age 19 years and two months, whichever comes first. If they work, the usual earnings test may apply. In 2026, Social Security reduces benefits by $1 for every $2 earned above $22,320. Special rules apply to children with disabilities. Since your youngest is 15, your spouse can also receive benefits on your record — even if she is under full retirement age. This is a “child-in-care” spousal benefit that is available when a spouse is caring for a child under 16. That benefit can be up to 50 percent of your PIA and ends when your youngest child turns 16. It can be especially helpful in houseeading up to Halloween, the Revere Department of Parks & Recreation held its Annual Fright Night at Rumney Marsh Academy. Experience the spookiness all over again by watching RevereTV’s report from the trick-or-treating event with the city and local community. RTV’s youth correspondent, Manique Khessouane, takes the audience by some of the trick-or-treat spots and interviews a few families at the event. Watch Fright Night 2026 on the Community Channel for the next few weeks or on YouTube at any time. Tune in to the latest episode of “What’s Cooking, Revere!” Maria Vincenza and her uncle Tony show you how to make delicious fried zeppole stuff ed with Nutella, fi lled with cream and tossed in sugar. Maria and Tony also share stories about their family traditions in Italy and the recipes that have been passed down through generations. This authentic and versatile Italian treat can be enjoyed in so many ways. Follow along to learn how to make it at home! Watch now on RevereTV’s YouTube, Facebook or local channels. With Thanksgiving just a few short weeks away, a few seasonal repeat episodes of cooking programs will be scheduled to the Community Channel for you to enjoy. Recipes include pumpkin pie, carrot cake, pumpkin scones and butternut squash ravioli. The shows will be of various episodes from “Cooking with the Keefes” and “Fabulous Foods with Victoria Fabbo.” The latest episodes from both programs will also be scheduled. holds where one parent has stepped back from work or is focused on caregiving. There is also a limit on how much Social Security can pay a family, called the family maximum, usually between 150 and 180 percent of your PIA. If total benefits exceed that amount, payments to family members (except yours) are reduced proportionally. For example, if your full retirement benefit is $3,000 per month, the family maximum might be around $5,289. That leaves $2,289 to divide among your children — about $1,144.50 each. If your spouse also qualifies, her benefit would further reduce the amount available to be shared, though the total family payment remains capped. Children can also receive benefits if a parent becomes disabled — usually up to 50 percent of the parent’s disability benefit — or if a parent dies, in which case they may receive up to 75 percent of the deceased Tune in to the Community Channel daily to watch them all November long! The Revere High School Football program held a celebratory ceremony for Coach Cicatelli at last week’s home game vs. Whittier Tech. Watch this ceremony and the whole game now replaying on television on RTV. The studio has been covering all home games this season, but all of the YouTube recordings are removed after each game until after Thanksgiving. RevereTV will, of course, be streaming the Annual Thanksgiving Game vs. Winthrop at 10 a.m. even though the game is in Winthrop. If you cannot support the Patriots at the away game, cheer them on from the comfort of your couch by watching on the RTV Community Channel and YouTube on Thanksgiving morning. parent’s basic benefit. These benefits won’t cover everything, but even modest support can make a meaningful difference for a family. Keeping benefits on track Social Security automatically stops children’s benefi ts when they age out or graduate. Knowing when payments start and stop can help you plan your budget and make the most of this support. If your children’s circumstances change — such as graduating early, getting married, or starting full-time work — be sure to notify Social Security so payments stay accurate. For more details, see SSA Publication No. 05-10085, “Benefi ts for Children” at ssa. gov/pubs/EN-05-10085.pdf. Send your questions or comments to questions@ savvysenior.org, or to Savvy Senior, P.O. Box 5443, Norman, OK 73070. RevereTV and the City of Revere are working together to negotiate agreements with the cable providers in the city. Public input is needed! Please participate in this online survey for RevereTV: surveymonkey.com/r/Revere-Survey. You can also find this link posted to the City of Revere and RevereTV Facebook and Instagram pages. The information gathered in this survey will help to determine if existing local cable and community programming services in Revere are adequate, and identify changes that might be made to meet the current cablerelated needs and interests of Revere residents. If you fill out this survey, you will be entered into drawings to win one of four $50 Visa gift cards. The survey closes tonight, November 6! 1. On Nov. 6, 2025, the Canadian Supreme Court denied an appeal and ordered that a farm of what very large bird had to cull them due to detection of a virus? 2. How are Beaver, Blue and Harvest similar? 3. Guinness World Records recently awarded “Largest Food Truck” for what type of food (Texan)? 4. On Nov. 7, 1991, what basketballer announced that he was HIV-positive and retiring? 5. Do all wild turkeys gobble? 6. What ship’s sinking precipitated the founding of the International Ice Patrol (IIP)? 7. On Nov. 8, 1910, William H. Frost got a patent for an electric zapper that did what? 8. What country is cheddar cheese native to? 9. Who was nicknamed “Mr. Twist” and recorded the popular song “The Twist”? 10. On Nov. 9, 1872, what city’s largest fi re started on Summer Street? 11. How are Bermuda, love and isosceles similar? 12. What is the source of the term “full-court press”? 13. On Nov. 10, 1891, the First Convention of the World’s Women’s Christian Temperance Union started in what city (nicknamed “Beantown”)? 14. In Greek mythology, what were Jason and the Argonauts searching for? 15. What color were dinosaurs? 16. What soup is commonly served to U.S. Senators and Representatives? 17. Nov. 11 is Veterans Day; what was it originally called? 18. On what show would you find “Bones,” Captain Kirk and “Scotty”? 19. In 1758 what Boston native wrote “Silence is not always a sign of wisdom, but babbling is ever a mark of folly”? 20. On Nov. 12, 1954, what New York Harbor island (once famous for oyster beds) closed? Answers 1. Ostrich (Infl uenza A virus subtype H5N1) 2. Words used to describe moons 3. Smoked BBQ (The Ultimate Smoker & Grill — approximately 76 x 11 feet) 4. Earvin “Magic” Johnson 5. No; just the males 6. RMS Titanic (IIP sent an annual message including “Rest in Peace”) 7. Electrocute insects 8. England (the village of Cheddar in Somerset) 9. Ernest Evans, who had the pseudonym Chubby Checker 10. Boston (In 1852 the city had been the fi rst to install fi re alarm boxes, but they were locked to prevent false alarms.) 11. Types of triangles 12. Basketball 13. Boston (It supported women’s suff rage and “the protection and exaltation of our homes.”) 14. The Golden Fleece 15. Unknown 16. Bean Soup has been on the menu, with variations, such as what state the beans come from 17. Armistice Day 18. “Star Trek” 19. Benjamin Franklin in “Poor Richard’s Almanack” 20. Ellis Island
16 Publizr Home