17

THE REVERE ADVOCATE – FRIDAY, NOVEMBER 4, 2022 Page 17 NORTH SHORE NAVIGATORS TO HOST 2023 NECBL ALL-STAR GAME What You’ll Pay for Medicare in 2023 Dear Savvy Senior, I’ve read that retirees will be getting a nice cost-of-living increase in our Social Security benefi ts next year but what about Medicare? What will our Medicare Part B monthly premiums and other Medicare costs be in 2023? Planning Ahead Dear Planning, From an entitlement program standpoint, 2023 is going to be a very good year for retirees! Not only will you receive a nice 8.7 percent cost-of-living increase in your Social Security retirement benefi ts – the largest since 1981 – the Centers for Medicare and Medicaid Services also recently announced that your Medicare Part B standard monthly premium will be lowered 3 percent ($5.20) from the current rate of $170.10 per month, to $164.90/ month in 2023. The reason for the reduction is a correction to last year’s hefty Part B premium increase, which was larger than it needed to be. The 2022 premium hike of about 14.5 percent was announced amid uncertainty about the potential impact of a new Alzheimer’s drug called Aduhelm, which threatened to explode Medicare costs. That didn’t happen. The cost of the drug was cut roughly in half from an original $56,000 a year and Medicare sharply limited coverage. This created a large fi nancial reserve for Part B, allowing the program to reduce next year’s premium. You’ll also be happy to know that in addition to the premium reduction, the annual deductible for Medicare Part B will also be lowered $7 from $233 in 2022, to $226 in 2023. And if you have a Medicare Part D prescription drug plan, the average premium in 2023 will be about $31.50, which is a 1.8 percent decrease from $32.08 in 2022. But the news isn’t all rosy. The deductible for Medicare Part A (hospital coverage) per benefi t period (which generally starts when you are admitted to the hospital) will be $1,600 in 2023, up $44 from this year’s $1,556. That applies to the fi rst 60 days of inpatient care. For the 61st through 90th day, the coinsurance will be $400 per day, up from $389 this year. And for days 91 to 150, the charge will be $800 per day (up from $778 in 2022). And the skilled nursing facility coinsurance for days 21-100 will also increase to $200 per day, up from $194.50 in 2022. Wealthy Benefi ciary Breaks High earning Medicare benefi ciaries, which makes up about 7 percent of all Medicare recipients, will also receive a break in 2023. Medicare surcharges for high earners are based on adjusted gross income from two years earlier, which means that 2023 Part B premiums are determined by 2021 annual income. So, if your 2021 income was above $97,000 up to $123,000 ($194,000 up to $246,000 for married couples fi ling jointly), your 2023 Part B monthly premium will be $230.80, down from $238.10 in 2022. Monthly premiums for singles with an income between $123,000 and $153,000 ($246,000 and $306,000 for joint fi lers) will decrease from $340.20 to $329.70 in 2023. Individuals earning above $153,000 up to $183,000 ($306,000 to $366,000 for joint fi lers) will see their monthly premium decrease from $442.30 to $428.60 in 2023. Those with incomes above $183,000 up to $500,000 ($366,000 to $750,000 for joint fi lers), your 2023 Part B premium will be $527.50, down from $544.30 in 2022. And single fi lers with income of $500,000 or more ($750,000 or more for joint fi lers) will pay $560.50 per month next year, versus this year’s premium of $578.30. High-income benefi ciaries with a Medicare Part D prescription drug plan will also pay a little less next year. If your income was over $97,000 ($194,000 for joint filers) you’ll pay a $12.20 to $76.40 monthly surcharge on top of your regular Part D premiums based on your income level. For more information on Medicare’s 2023 costs see Medicare.gov/ basics/costs/Medicare-costs. Send your senior questions to: Savvy Senior, P.O. Box 5443, Norman, OK 73070, or visit SavvySenior. org. Jim Miller is a contributor to the NBC Today show and author of “The Savvy Senior” book. Like us on Facebook advocate newspaper Facebook.com/Advocate.news.ma LYNN, Mass. -- For the second time in franchise history, the North Shore Navigators will be hosting the New England Collegiate Baseball League (NECBL) All-Star Game at historic Fraser Field during the summer of 2023. The NECBL’s showcase event is set to take place on Sunday, July 23, 2023, marking the fi rst time it will be held in Lynn since 2011. The event will be a highlight of next summer’s activities in Navs Nation. “The Navigators are honored to host the 2023 NECBL All-Star Game,” Navigators President Derek January said. “We look forward to putting on a fi rst-class show for all the baseball fans of New England. The City of Lynn is making some signifi cant upgrades to Fraser Field this off season, and there’s no better way to show off our great facility than to host the All-Star Game. Our staff will be ready for an amazing event!” The All-Star Game annually features some of the top talent the New England League has to off er, with players from all 14 NECBL organizations showcasing their skills in front of scouts from every Major League Baseball (MLB) team. Commissioner Sean McGrath ELECTION | FROM Page 1 require that a dental insurance carrier meet an annual aggregate medical loss ratio for its covered dental benefit plans of 83 percent. A yes vote would regulate dental insurance rates, including by requiring companies to spend at least 83 percent of premiums on member dental expenses and quality improvements instead of administrative expenses, and by making other changes to dental insurance regulations. A no vote would make no change in the law relative to the regulations that apply to dental insurance companies, according to the state Web site. Question 3 would increase the statewide limits on the combined number of licenses for the sale of alcoholic beverages for off -premises consumption (including licenses for “all alcoholic beverages” and for “wines and malt beverages”) that any one retailer could own or control: from 9 to 12 licenses in 2023; to 15 licenses in 2027; and to 18 licenses in 2031. A yes vote would increase the number of licensThe event will also showcase the extensive renovations to Fraser Field that are being made this fall in advance of the 2023 baseball season. Fraser will feature a new allturf playing surface, new lights and an upgraded party deck among other new amenities. The 2022 NECBL All-Star Game was hosted by the Martha’s Vineyard Sharks, is excited for the NECBL All-Star Game to return to a premier location less than 15 miles from Boston, the largest city in all of New England. “The NECBL All-Star Game is our showcase event where the rosters are fi lled with some of the best college players in the country who are certainly on track to be selected in an upcoming MLB draft,” McGrath said. “This event is attended by every MLB scouting department with some teams sending two or three scouts to evaluate our players. The Navigators organization and City of Lynn are well positioned to host this event by providing a beautiful setting at Fraser Field and where fans from all of our fourteen communities throughout New England will be able to enjoy watching the best-of-the-best this summer.” es a retailer could have for the sale of alcoholic beverages to be consumed off premises, limit the number of “all-alcoholic beverages” licenses that a retailer could acquire, restrict use of self-checkout, and require retailers to accept customers’ outof-state identifi cation. A no vote would make no change in the laws governing the retail sale of alcoholic beverages, according to the state Web site. Question 4 would allow Massachusetts residents, who cannot provide proof of lawful presence in the United States to obtain a standard driver’s license or learner’s permit, if they meet all the other qualifi cations for a standard license or learner’s permit, including a road test and insurance, and provide proof of their identity, date of birth, and residency. A yes vote would keep in place the law, which would allow Massachusetts residents who cannot provide proof of lawful presence in the United States to obtain a driver’s license or permit if they meet the other requirements for doing so. A no vote would repeal this law, in Oak Bluff s, Mass., for the fi rst time ever. Navigators pitcher Jake Gigliotti (Northeastern) and outfielder Jake McElroy (Holy Cross) played in the game, while fi rst baseman/outfi elder Nathan Blasick (West Virginia) participated in the Home Run Derby. The Navs also hosted the Futures Collegiate Baseball League All-Star Game in 2015. More information regarding the 2023 NECBL All-Star Game and the Navs’ entire season schedule will be available at a later date. Stay up to date on the latest Navs news all year long by visiting nsnavs.com and following the team on Facebook, Twitter and Instagram. The 2023 season, which will begin in early June, will mark the Navs’ 16th summer of collegiate baseball on the North Shore. according to the state Web site. He reminded voters to make sure to look at all four sides of the ballots, which are in English and Spanish. Voters will go to the same polling place as they did for the primary election. Fahey also reminded voters there are two ballots for State Representatives Jeff Turco and Jessica Giannino. Polling locations are as follows: Ward 1, Precincts 1, 2, and 3 will vote at the Beachmont Veterans Memorial School; Ward 2, Precinct 1 at Garfi eld Magnet School; Ward 2, Precincts 2, 3, and 3A at Carl Hyman Towers; Ward 3, Precincts 1, 2, and 3 at Revere High School; Ward 4, Precincts 1, 2, and 3 at Staff Sargent James Hill Elementary School; Ward 5, Precinct 1 at Point of Pines Yacht Club; Ward 5, Precinct 2 and 2A at the Turkish Cultural Center; Ward 6, Precinct 1 and 2 at the A.C. Whelan School (Sargent Street entrance); and Ward 6, Precinct 3 at the A.C. Whelan School (back entrance), according to Fahey. Polls on Election Day will be open from 7 a.m. to 8 p.m.

18 Publizr Home