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THE REVERE ADVOCATE – FRIDAY, OCTOBER 28, 2022 Page 15 EDUCATOR | FROM Page 1 (2016) and a Master of Science in Autism Studies (2018). She is a Board-Certifi ed Behavior Analyst and Licensed Applied Behavior Analyst. Tracy has three years of experience working at Revere Public Schools. Tracy specializes in creating unique behavior intervention plans for students and consulting with teachers and staff on the implementation of those plans. In addition, Tracy uses her knowledge of the Portuguese language and Brazilian background to connect with incoming Portuguese-speaking students and families. As a behavior analyst and educator, Tracy is committed to providing the highest quality of care to the students. “It is an honor to be nominated for this award. I am so thankful to my colleagues for this recognition,” said Pereira. “Tracy is a shining example of an exemplary educator that Revere is so lucky to have,” said Representative Giannino. “I am proud to honor Tracy for her dedication to her students and her diligence as a professional in Revere public schools.” “It is with great honor to present the 2022 Exceptional Latino Educator for State of Latino Education to Tracy Pereira,” said Representative Turco. “Her unwavering commitment to her students and the Revere Public School system is inspiring. She is such a great representative of the people of Revere.” “The goal of the State of Latino Education Summit was to spotlight the critical role that Latino educators and leaders play in achieving educational equity for Latino students. There are many challenges that the COVID-19 pandemic has exacerbated, but with educators like Tracy and leaders like Reps Giannino and Turco, we can tackle those challenges and chart a new path forward for Latino education,” said Latinos for Education CEO Amanda Fernandez. “The Latinx educators we are celebrating this month play a critical role in reaching educational equity for Latinx students,” said Latinos for Education’s New England Interim Executive Director, Dr. Jessica Huizenga. “The positive impact they are making on the future generations of our country does not go unnoticed.” To learn more about Latinos for Education, please visit https://www.latinosforeducation.org/ REVERETV | FROM Page 4 city’s 911 service, so watch the interviews on RevereTV to learn about the dedication of the Revere Fire Department. This short video is now playing on the Community Channel, but it can also be 2023 401(K) CONTRIBUTION LIMITS F or calendar year 2023, the IRS is increasing the amount employees participating in a company-sponsored 401(k) plan can contribute to $22,500. Approximately 60million Americans are participating in such plans in order to help provide for a comfortable retirement. The catchup contribution for 2023 will rise to $7,500 which allows for anyone 50 years of age or older to then max out on a 401(k) plan 2023 total contribution of $30,000. This is a substantial amount of money being contributed to your retirement while at the same time allowing for an income tax deduction as your taxable W-2 wages are reduced by the amount of the contribution. If your company offers a Roth 401(K) component to the company-sponsored 401(k) plan, then you can decide how much to contribute to the deductible 401(k) portion and the non-deductible Roth 401(k) portion. Although you do not receive a current income tax deduction for Roth 401(k) contributions, you don’t have to worry about paying income taxes on the earnings when you ultimately withdraw those monies during your retirement years. Taxpayers can now contribute $6,500 in 2023 to a Traditional or Roth IRA. If 50 years of age or older, the catchup contribution remains at $1,000 allowing someone who is 50 years of age or older to contribute $7,500 to a Traditional IRA or Roth IRA. For taxpayers that are in their own business, a Solo 401(k) plan contribution limit for calendar year 2023 is now up to $66,000. If 50 years or older, the catchup contribution for 2023 is $7,500 allowing for a maximum 2023 contribution of $73,500. In 2023, the allowable de1. October 28 is National Chocolate Day; from 19701994, what was advertised as “The Great American Chocolate Bar”? 2. What is Allhallowtide? 3. What TV series/movie detective liked Tootsie Roll pops? duction for taxpayers making contributions to a Traditional IRA is phased out for single taxpayers and heads of households who are active participants in a company-sponsored retirement plan with modified adjusted gross income between $73,000 and $83,000. For a married couple fi ling a joint return, in which the spouse who makes the IRA contribution is an active participant in a company-sponsored retirement plan, the deduction is phased out with income between $116,000 and $136,000. For a spouse not covered by such a plan but is married to someone that is, the deduction for a Traditional IRA contribution is phased out if the couple’s income is between $218,000 and $228,000. For 2023, depending upon your income, your ability to contribute to a Roth IRA is phased out for a married couple with income between $218,000 and $228,000 and for single taxpayers and heads of household, with income between $138,000 and $153,000. If you earn too much to contribute to a Roth IRA, you can contribute to a non-deductible IRA and then several years later convert it to a Roth IRA. They refer to this as a “back-door” Roth IRA. This way, down the line you do not have to worry about paying taxes on the earnings when you make withdrawals.. Joseph D. Cataldo is an Estate Planning/Elder Law Attorney, Certifi ed Public Accountant, Certifi ed Financial Planner, AICPA Personal Financial Specialist and holds a Master’s Degree in Taxation. found on YouTube and Instagram. This past Sunday was the 2022 Revere Beach Partnership Pumpkin Dash. Runners were encouraged to run in costume and enter in a costume contest, but that type of festivity was not mandatory. Participants were celebrated with a post-race party that included a giant pumpkin carving, music and games. Check out RevereTV’s highlight reel of the Pumpkin Dash on the Community Channel and all social media accounts. Be sure to follow RevereTV on Instagram! On RTV GOV, you can expect to see replays of the past week’s City Council meetings. Other meetings included Zoning and Appointments Sub-Committees, the License Commission and the Traffi c Commission. You can watch replays of these meetings on TV, but they are also posted to YouTube to be viewed at your convenience. RTV GOV is channel 9 for Comcast subscribers and 13/613 on RCN. Spanish translation of Monday Revere City Council Meetings is provided live and for replay on YouTube. 4. On Oct. 29, 2015, what country changed its policy from one to two children per family? 5. Where in Eastern Mass. is The Edward Gorey House of the famed author/illustrator? 6. What Greek “Father of Medicine” said, “If you are in a bad mood go for a walk. If you are still in a bad mood, go for another walk”? 7. What American wrote the poem titled “Because I Could Not Stop for Death”? 8. On Oct. 30, 1995, what Canadian province narrowly voted not to become an independent country? 9. According to Guinness World Records, to celebrate Diwali eve in October 2022 in India, the largest display of oil lamps was lit; how many: 500, 785,635 or 1,576,955? 10. What famous French stage actress’s dog was named Hamlet? (She had played male roles, including Answers Hamlet.) 11. “The Legend of Sleepy Hollow” is a short story in “The Sketch Book of Geoffrey Crayon, Gent” – who authored it? 12. On Oct. 31, 1984, what third prime minister of India was honored with a State Funeral? 13. How are Catwoman, The Joker and The Riddler similar? 14. On Nov. 1, 1920, Eugene O’Neill’s “The Emperor Jones,” a tragedy about an African American former Pullman porter, premiered at the Playwright’s Theatre where in Eastern Mass.? 15. What color did Johnny Cash wear to perform? 16. On Nov. 2, 1889, what two states were admitted to the USA that were named after Native Americans? 17. Where did pumpkins originate? 18. Quotes from what 1800’s Massachusetts writer open the meetings of the “Dead Poets Society” in that fi lm? 19. The 1984 film “Ghostbusters” is set in what city? 20. On Nov. 3, 1956, what 1939 fi lm with the line “I’ll get you my pretty, and your little dog, too!” aired on TV for the fi rst time? 1. Hershey’s Milk Chocolate 2. A traditional time to remember the dead, including All Hallows’ (or Saints’) Eve (Halloween), All Saints’ Day and All Souls’ Day 3. Theo Kojak 4. China 5. Yarmouth Port 6. Hippocrates 7. Emily Dickinson 8. Quebec 9. 1,576,955 10. Sarah Bernhardt 11. Washington Irving 12. Indira Gandhi 13. They are enemies in the TV series “Batman.” 14. Provincetown 15. Black 16. North and South Dakota 17. Central America 18. Henry David Thoreau 19. NYC 20. “The Wizard of Oz”

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