THE REVERE ADVOCATE – FRIDAY, SEPTEMBER 27, 2024 Page 17 OBITUARIES Visiting Hours were held on Nathaniel S. “Dan” Maniff N th i l S September 23rd in the Vertuccio Smith & Vazza, Beechwood Home for Funerals, 262 Beach St., Revere, followed by a Funeral Service in the funeral home at 12:00 p.m. Interment will follow in Tifereth Israel of Revere Cemetery, 232 Fuller St, Everett. In lieu of fl owers, donations in his memory may be made to the MSPCA at Northeast Animal Shelter, 347 Highland Ave, Salem, MA 01970. Joan (MacKenzie) Mucci N athaniel S. Maniff , passed peacefully surrounded by family on September 17, 2024. Born in Boston on June 11, 1952, Dan, as he was aff ectionately known, grew up in the city of Revere, where he would spend the majority of his life. After receiving his primary education through the Revere Public School system, he graduated with an associate’s degree from North Shore Community College in Fire Science. This was a degree he would use during his 30 years of service on the Revere Fire Department, earning the role of Chief Fire Inspector before retiring in 2017. Dan was a true man of service, a proud veteran of the United States Marines, who showed devotion and passion for his community. Dan left his mark in Revere not only for his work with the fi re department, but also as a champion of youth sports, specifi cally hockey. He served as the president of Revere Youth Hockey and Commissioner of Mass State Selects, both for 10 years. He also was the proud owner and operator of the Kasabuski Arena where he ran the NS Wings Hockey Program. The only thing to which he was more devoted to than the fi re department and hockey was his family. A beloved husband, father, grandfather, brother, and cousin, he was loyal, incredibly generous, and unconditionally loving to his family who will all miss him dearly. Dan is survived by his loving wife, Judy, his three children Jennifer and her husband Michael Messier, Sarah and her husband Mark Chancy, and Jonathan and his wife Francesca Maniff , grandchildren Ryan, Camdyn and Jordyn Messier, Connor Chancy and Mia and Max Maniff , and siblings Raymond and his wife Patricia and Karen Maniff . He will be welcomed into heaven by his beloved daughter, Lauren and cherished father, Albert. and his wife Sharon, her sister Phyllis Gravina, her grandchildren Christopher and Emily, and a multitude of nieces and nephews. She also leaves her two best friends Kathy Bennett and Marilyn Mittan, proving that family isn’t just about blood relations, but also about the bonds we choose to create. Joan’s life was a testament to the power of love, resilience, and courage. Her legacy will continue to live on in the hearts of everyone she knew. Please join us in celebrating Joan’s life by sharing your memories and uploading your favorite photos of her on the memorial page. Your stories and photos will serve as a comforting reminder of the thoughtful, loving, supportive, and courageous woman we were lucky to have in our lives. A Visitation for Joan will be held on Friday, September 27, 2024, from 4:00-7:00 PM at Paul Buonfiglio and sons Funeral Home 128 Revere Street, Revere, MA 02151. Interment will be held privately. I t is with a heavy heart that we announce the peaceful passing of Joan Mucci on September 18, 2024. Born on December 21, 1942, in Everett, Joan remained a proud resident of her home state, living most of her life in Revere. She was a beacon of warmth and steadfast love, a woman of extraordinary character who embodied the qualities of being thoughtful, loving, supportive, and courageous. Joan was a devoted homemaker, creating a nurturing environment for her family and friends. In her own home, she gathered those she loved and turned the ordinary into the extraordinary. She was a talented craftswoman, an expert at sewing, a savvy shopper, and a phenomenal cook. Joan’s home was fi lled with the tantalizing aroma of her cooking and the comforting hum of her sewing machine. Her unmatched care and dedication were a testament to her love for her family and friends. As Albert Schweitzer said, “The only ones among you who will be really happy are those who will have sought and found how to serve.” Joan found her happiness in serving those she loved and left an indelible mark on every life she touched. Preceded in death by her beloved husband George, son G. Christopher, her father Christopher MacKenzie, Mother Alice MacKenzie, and sister Jane Todd, Joan leaves behind a family who adores her. She is survived by her son, David Denyell M. (Adams) Anderson HOMESTEAD EXEMPTION INCREASE T his past August, our State Legislature passed Session Law 2024, Chapter 150, Section 51, An Act relative to the Affordable Homes Act. Contained within this legislation was an increase in the homestead exemption from $500,000 to $1,000,000 for all Massachusetts homeowners. The prices of homes have increased so much over the past several years, this type of legislation was certainly warranted. This increase in the exemption applies retroactively to any valid homestead that a homeowner has already declared and recorded at the appropriate registry of deeds. There is no need to declare and record another homestead to take advantage of the new $1,000,000 exemption. O f Revere. Passed away following a long illness. She was 56 years of age. Denyell was a longtime Revere resident. She worked for many years as a Licensed Practical Nurse after receiving her certification from the Nursing Program at Chelsea Soldiers Home. Her battle with illness has been long and hard fought and she remained positive and courageous throughout. Denyell enjoyed her time being spent with family and loved ones and she also leaves behind her adored canine companions, Dexter and Ebony. She is the devoted daughter of Theresa M. Adams of Revere. Beloved mother of Matthew Longo of Peoria, Arizona and Theresa Anderson of Revere and she is the dear sister of Michelle Adams of Revere. Family and friends were invited to attend a Funeral Mass on Saturday, September 21st in St. Anthony of Padua Church, 250 Revere St., Revere. Under the current law, your principal residence that you own is automatically protected up to $125,000. It would have been nice if the legislature simply made the automatic homestead $1,000,000. The $125,000 exemption is simply too small with the prices of homes in Massachusetts. A primary residence also includes a manufactured home and a mobile home. Refi nancing your mortgage will not terminate your homestead exemption. Furthermore, since 2011, homeowners are able to declare a homestead even if they place their home in a Trust. There is a separate Declaration of Homestead form designed for Trusts. A Declaration of Homestead also protects the sales proceeds upon the sale of your home for up to one year after the date of sale, or on the date when a new home is purchased with the net sales proceeds, whichever occurs fi rst. If your home is destroyed by fi re, the insurance proceeds are protected for a period of two years after the date of the fi re or on the date when your home is reconstructed, or a new home is purchased, whichever is earlier. The homestead is designed to protect the equity in your home against creditors or lawsuits of any nature. Federal, state and local tax liens are not protected by the homestead. Neither are you protected in the event you default on a mortgage secured by your home, or against a lien by MassHealth’s estate recovery unit seeking reimbursement for Medicaid payments made on behalf of the homeowner. Child support and spousal support orders issued by a Probate Court are also not protected by the Declaration of Homestead. If a married couple are both age 62 or more, the elderly homestead protection then increases to $2,000,000. That represents excellent protection for the home. Every homeowner in Massachusetts has to declare a homestead and record it at the registry of deeds. The protection is invaluable. Joseph D. Cataldo is an Estate Planning/Elder Law Attorney, Certified Public Accountant, Certified Financial Planner, AICPA Personal Financial Specialist and holds a Master’s Degree in Taxation. For Advertising with Results, call The Advocate Newspapers at 781-286-8500 or Info@advocatenews.net
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