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Page 16 THE REVERE ADVOCATE – FRIDAY, AUGUST 16, 2024 BEACON | FROM Page 15 “These newly approved loans and grants demonstrate the Trust’s strong commitment to ensuring low-cost financing for water projects throughout our state. Safe and reliable water infrastructure is essential for healthy communities, and we will continue to leverage this funding for the cities and towns that need it.” --- Deb Goldberg, State Treasurer and chair of the Massachusetts Clean Water Trust, announcing $60.4 million in new low-interest loans and grants to help communities build or replace water infrastructure, ensure the safety of drinking water and protect public health. HOW LONG WAS LAST WEEK’S SESSION? Beacon Hill Roll Call tracks the length of time that the House and Senate were in session each week. Many legislators say that legislative sessions are only one aspect of the Legislature’s job and that a lot of important work is done outside of the House and Senate chambers. They note that their jobs also involve committee work, research, constituent work and other matters that are important to their districts. Critics say that the Legislature does not meet regularly or long enough to debate and vote in public view on the thousands of pieces of legislation that have been fi led. They note that the infrequency and brief length of sessions are misguided and lead to irresponsible late-night sessions and a mad rush to act on dozens of bills in the days immediately preceding the end of an annual session. During the week of August 5-9. the House met for a total of one hour and two minutes and the Senate met for a total of 55 minutes. Mon. August 5 House 11:01 a.m. to 11:13 a.m. Senate 11:06 a.m. to 11:20 a.m. Tues. August 6 No House session No Senate session. Wed. August 7 No House session No Senate session Thurs. August 8 House 11:02 GRANTOR-TYPE TRUSTS AS OWNERS OF SUB S CORPORATION STOCK A s part of the estate planning process, it is a good idea to consider transferring common stock in a Subchapter S Corporation to a wholly-owned grantor-type trust in order to avoid probate in the event of the stockholder’s death as well as for estate tax planning. Many businesses have adopted S Corporation status for tax purposes. With an S Corporation, the income or loss is passed through to the individual stockholder via a Schedule K-1 form in order for the income or loss to be reported on the stockholder’s Form 1040. Assuming the stockholder has enough stockholder basis in the corporation, any loss incurred by the corporation can be passed through to the stockholder to off set income such as wages, interest, dividends, net rental income, etc. IRC Section 1361(c)(2) allows for a grantor-type Trust to be an eligible shareholder of an S Corporation. All revocable trusts are grantor-type Trusts. If structured properly, even an irrevocable Trust can be deemed a grantor-type Trust for tax purposes. If a stockholder wishes to transfer his or her common stock certifi cate to a revocable or irrevocable Trust, he or she would be the Settlor (the Grantor) of such a Trust, the Trustee of such a Trust and the income benefi ciary of the Trust. If an irrevocable Trust is the preferred option due to asset protection reasons such as nursing home costs, some people will look to name a child the Trustee. If the Trust is drafted properly and there are not any circumstances where a principal distribution can be a.m. to 11:52 a.m. Senate 11:08 a.m. to 11:49 a.m. Fri. August 9 No House session 1. On Aug. 16, 1939, NYC’s Hippodrome Theatre closed; Harry Houdini made what circus animal named Jennie disappear there? 2. What is a celesta? 3. Rich Uncle Pennybags, a game mascot, was renamed what that includes a game name? 4. What food does not expire? 5. On what TV series did Miss made to the Settlor, then the common stock in the irrevocable Trust should not be a countable asset for purposes of MassHealth eligibility, even if the Settlor also serves as Trustee. The Settlor (Grantor) of the grantor-type Trust must be deemed the owner of the entire Trust and must be a United States citizen or resident. If the Grantor dies, the grantor-type Trust would still be a permissible stockholder for two years following the Grantor’s death. In the event of the Grantor’s death, for S Corporation income tax purposes, the Trust would be considered a non-grantor administrative Trust under Internal Revenue Code Section 1361(c)(2)(A)(ii). No election is necessary to be fi led with the IRS in order for a grantor-type Trust to be an eligible shareholder of an S Corporation. A Grantor-Type Trust tax return could be fi led in order to report the Schedule K-1 income or loss generated by the S Corporation. A Grantor letter would then be delivered to the Grantor of the Trust so that the Grantor could report the net income or net loss fi gure on his or her federal and Massachusetts individual income tax return. Joseph D. Cataldo is an Estate Planning/Elder Law Attorney, Certified Public Accountant, Certified Financial Planner, AICPA Personal Financial Specialist and holds a Master’s Degree in Taxation. Kitty own the Long Branch Saloon in Dodge City? 6. On Aug. 17, 1790, Newport, R.I.’s Hebrew Congregation congratulated what official (last name is the name of a state) on his visit to the city, who responded “to bigotry no sanction, to persecution no assistance”? 7. What city-state imposes a dress code and modesty? 8. On Aug. 18, 1992, what Boston Celtics leader retired who experienced three NBA championships? 9. In what sport do you lose when forced out of the ring or you contact the ground (except for sole of the foot)? Answers 10. Trump cards in games originated in what game that has a card called the Fool? 11. At what meal in “Alice’s Adventures in Wonderland” would you find the Dormouse? 12. On Aug. 19, 1950, ABC debuted its fi rst children’s morning television shows: “Animal Clinic” and “Acrobat Ranch”; what does ABC stand for? 13. What English airport includes a Beatle’s name in its name? 14. August 20 is National Radio Day; who invented the first commercially available radio? 15. What periodic table element named for a planet has the symbol U? 16. What is Aurora Australis otherwise known as? 17. Where would you fi nd a bird in the game Clue? 18. On Aug. 21, 1909, the Pilgrim Monument was finished in what Cape Cod town? 19. Gomez is the father in what TV family? 20. On Aug. 22, 2007, the Texas Rangers defeated what team (with the name of a bird) 30-3? No Senate session Bob Katzen welcomes feedback at bob@beaconhillrollcall.com Bob founded Beacon Hill Roll Call in 1975 and was inducted into the New England Newspaper and Press Association (NENPA) Hall of Fame in 2019. WATER | FROM Page 16 R&D also completed a renovation of the infrastructure on Oxford, Howard, Rand and McLeavy Streets, with an eight-inch water main on McLeavy Street that tied together the dead-end lines. Establishing a looped line in this neighborhood improved water quality and fi refi ghting safety measures. DPW Superintendent Chris Ciaramella commented, “This administration, along with the DPW and Engineering, is planning for the future: utilities will no longer be out of sight or out of mind. This particular MBTA crossing project had been held up in red tape for seven years before the Mayor stepped in and brought the necessary parties to the table.” Ciaramella continued, describing the value of these projects: “These basic needs are the backbone of the community and have to be prioritized. All neighborhoods and projects will continue moving in this fashion, in which communities are updated from the bottom up, with utilities being addressed, and at which point streets and sidewalks can be redone.” 1. An elephant 2. A musical instrument (also called bell piano) sounding like a glockenspiel 3. Mr. Monopoly 4. Honey 5. “Gunsmoke” 6. George Washington 7. The Vatican 8. Larry Bird 9. Japanese sumo wrestling 10. Tarot 11. The Mad Hatter’s tea party 12. American Broadcasting Company 13. Liverpool John Lennon Airport 14. Italian Guglielmo Marconi 15. Uranium 16. The Southern Lights 17. Mrs. Peacock 18. Provincetown 19. The Addams Family 20. Baltimore Orioles

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