THE REVERE ADVOCATE – FRIDAY, JUNE 26, 2020 Page 15 SECURITY | FROM PAGE 1 Although Councillor-at-Large Gerry Visconti seemed undecided about the proposal, he acknowledged that times are changing, and the council needs to change with them. Visconti said it would probably be good to have someone at council meetings who could take control if an incident did occur. “I’m not an adamant no,” said City Council President Patrick Keefe, who added he can’t say VIRUS | FROM PAGE 5 lic Health (DPH) website at https:// www.mass.gov/info-details/covid19-response-reporting. Click on COVID-19 cases by city/town. Chelsea (7,718.12 per 100,000), Brockton (4,271.83 per 100,000) and Lawrence (3,986.35 per 100,000) have the highest rates in the state for people testing positive for the Coronavirus. Here’s how nine other area communities compare to Revere: Lynn: 3,604 cases, 3571.74 per 100,000 (fi fth highest in state). Revere: 1,748 cases, 2,869.51 per 100,000 (sixth highest in state). Everett: 1,747 cases, 3,599.36 per 100,000 (fourth highest in state). Malden: 1,222 cases, 1,803.59 per 100,000 (30th highest in state). Peabody: 976 cases, 1,750.18 per 100,000. Saugus: 556 cases, 1,956.00 per whether other councillors feel safe or unsafe. “I always feel safe in that building. I guess I live by the model that if someone wanted to do harm to me, they’ll fi nd me whether I’m walking down the street, driving to work or whatever it might be,” said Keefe. Keefe said there are questions about the cost of a security detail and whether the council would be pulling a police officer off the street to protect the council. And other councillors raised 100,000 (21st highest in state). Wakefield: 313 cases, 1,159.05 per 100,000. Melrose: 242 cases, 836.73 per 100,000. Reading: 296 cases, 1,076.99 per 100,000. Lynnfi eld: 93 cases, 798.35 per 100,000. Statewide totals: 102,762 cases, 1,475.03 per 100,000. (Data compiled by DPH and made public as of June 24, 2020 count and rate [per 100,000] of confi rmed COVID-10 cases in Massachusetts by city/town, January 1, 2020–June 24, 2020.) On its website, the DPH noted that the rate specifying the number of cases per 100,000 “provides a standardized way to compare the burden of disease in cities and towns regardless of the size of their population.” The DPH stressed “these are reported cases only.” OBITUARIES Lisa M. LaCorte Florence K. (Rich) Santiano O O f Revere passed away on June 23. Loving daughter of Gaetano «Guy» and Muriel (McCormick) LaCorte. Devoted mother of Zachary LaCorte. Cherished sister of Noelle LaCorte and husband Carl Testa, and Joseph LaCorte and wife Melissa. Also survived by many loving family and friends. Family and friends will honor Lisa’s life by gathering at the Ruggiero Family Memorial Home, 971 Saratoga Street East Boston MA 02128, on Saturday June 27 from 2:00 PM to 4:00 PM. Services will be held in accordance to Phase 2 of the MA reopening plan. All attendees will be asked to wear face coverings during any services and maintain social distancing practices. wner of “Katie’s” in Winthrop for Over 38 Years. Longtime resident of the Beachmont Section of Revere, on June 16, just a week shy of her 98th birthday, following a brief illness. Devoted wife of the late Dominic Santiano. Loving mother of Kathleen V. Santiano & Deborah Santiano-McHatton & her husband William A. McHatton, all of Revere. Proud & cherished grandmother of Katherine A. Santiano-McHatton & Theresa F. Santiano-McHatton. Also lovingly survived by many nieces, nephews, grandnieces & grandnephews. Due to safety concerns regarding the ongoing COVID-19 (Coronavirus) pandemic, Funeral Services and interment in Massachusetts National Cemetery, Bourne, will be held privately. In lieu of fl owers, remembrances may be made to a charity of your choice. Florence was the proud owner of “Katie’s,” a children’s boutique in Winthrop which she operated for over 38 years, retiring at the age of 95. OBITUARIES | SEE PAGE 16 PAYCHECK PROTECTION PROGRAM EZ FORGIVENESS FORM T he SBA, working with the Department of the Treasury, announced the release of new Form 3508EZ for certain Paycheck Protection Program (PPP) borrowers in order to apply for forgiveness of the PPP loan. This Form is much simpler than the initial forgiveness loan application. This will not only streamline the process for the PPP borrowers, but also for the lenders that served as the intermediary between the SBA and the borrower. The lender is the one that has to actually approve the forgiveness loan application. In order to be eligible to complete Form 3508EZ, borrowers must meet the following criteria: 1. The borrower is self-employed and has no employees; or 2. Did not reduce the salaries or wages of their employees by more than 25% and did not reduce the number of hours of their employees; or 3. Experienced reductions in business activity as a result of health directives related to COVID-19 and did not reduce the salaries or wages of their employees by more than 25%. On page one of the instructions to Form 3508EZ you will find a checklist with 3 checkboxes. If you can check off at least one of those 3 checkboxes, you will be able to complete Form 3508EZ, which is only a two-page form. On page two of Form 3508EZ, the borrower must check off certain representations and certifi cations. The fi rst page of the application has the forgiveness amount calculation: 1. Line 1: list the gross payroll for the covered period 2. Line 2: list business mortgage payments made during the covered period 3. Line 3: list business rent paid during the covered period 4. Line 4: list business utility payments made during the covered period 5. Line 5: add the amounts on lines 1 through 4 6. Line 6: insert the amount of the PPP loan other questions. “Do we have a threat we know about or is this total proactive behavior?” asked Councillor-at-Large George Rotondo, who also asked whether council security would be armed or unarmed. Ward 3 Councillor Arthur Guinasso acknowledged there are reasons to be concerned about the mood of the public. “People have become a little outrageous in their reactions,” he said, adding that people’s mindsets are really uneasy. “Everybody is out there walking on quicksand,” said Guinasso. “Some people are unemployed, some people are losing their jobs, their property or they can’t pay their bills.” In addition to possible problems due to the stress people are experiencing, Guinasso said, there are other questions to consider. Like Keefe, he wondered about the cost of security for the council. “The Zoning Board of Appeals is a controversial board. Do they also have a police offi cer at their meetings?” he asked. “I think we should have input from residents to see if they think it’s reasonable that we should be protected and they’re not,” he said, adding that the proposal comes with a lot of issues to consider. “But I think we should talk about this in the Public Safety Committee.” Councillor-at-Large Jessica Giannino, chair of the Public Safety Committee, agreed and gently ushered the proposal into her committee for further review. ~ Home of the Week ~ SAUGUS - 1st AD Wonderful 10 rm., 3-4 bdrm., 3 bath Split Entry boasting bright and sunny living rm. w/gas (propane) w/seating and additional storage, formal dining rm. w/bow View the interior of this home right on your smartphone. 7. Line 7: divide line 1 by 60 percent (this is the payroll paid out requirement) 8. Line 8: the forgiveness amount. The lesser of lines 5,6 or 7 The covered period is either the 8 - week period following the date your loan was funded, if you so elect, or the new 24week period following the date your loan was funded. Many businesses will need to take advantage of the new 24- week period in order to meet the 60% of gross payroll test. This new form was welcomed relief to borrowers and lenders of the PPP. Joseph D. Cataldo is an Estate Planning/Elder Law Attorney, Certifi ed Public Accountant, Certifi ed Financial Planner, AICPA Personal Financial Specialist and holds a Master’s Degree in Taxation.
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