Page 18 THE REVERE ADVOCATE – Friday, February 7, 2020 Revere residents named to Dean’s List at Endicott College BEVERLY – Revere residents Ally Ciano, AnDo I Have to File Taxes? Dear Savvy Senior, What are the IRS income tax fi ling requirements for seniors this year? I didn’t fi le a tax return last year because my 2018 income was below the fi ling requirements, but I got a part-time job late last year in 2019, so I’m wondering if I need to fi le this year. Semi-Retired Dear Semi, Whether or not you are required to file a federal income tax return this year depends not only on how much you earned last year (in 2019), but also the source of that income, as well as your age and your fi ling status. Here’s a rundown of this tax season’s IRS tax fi ling requirement thresholds. For most people, this is pretty straightforward. If your 2019 gross income – which includes all taxable income, not counting your Social Security benefi ts, unless you are married and fi ling separately – was below the threshold for your fi ling status and age, you may not have to fi le. But if it’s over, you will. Single: $12,200 ($13,850 if you’re 65 or older by Jan. 1, 2020). Married filing jointly: $24,400 ($25,700 if you or your spouse is 65 or older; or $27,000 if you’re both over 65). Married filing separately: $12,200 at any age. Head of household: $18,350 ($20,000 if age 65 or older). Qualifying widow(er) with dependent child: $24,400 ($25,700 if age 65 or older). To get a detailed breakdown on federal fi ling requirements, along with information on taxable and nontaxable income, call the IRS at 800-829-3676 and ask them to mail you a free copy of the “Tax Guide for Seniors” (publication 554) or see IRS.gov/ pub/irs-pdf/p554.pdf. Check Here Too There are, however, some other fi nancial situations that can require you to fi le a tax return, even if your gross income falls below the IRS fi ling requirements. For example, if you earned more than $400 from self-employment in 2019, owe any special taxes like an alternative minimum tax, or get premium tax credits because you, your spouse or a dependent is enrolled in a Health Insurance Marketplace (Obamacare) plan, you’ll need to fi le. You’ll also need to file if you’re receiving Social Security benefi ts, and one-half of your benefits plus your other gross income and any tax-exempt interest exceeds $25,000, or $32,000 if you’re married and fi ling jointly. To fi gure all this out, the IRS offers an interactive tax assistant tool on their website that asks a series of questions that will help you determine if you’re required to fi le, or if you should fi le because you’re due a refund. It takes less than 15 minutes to complete. You can access this tool at IRS.gov/help/ita – click on “Do I Need to File a Tax Return?” Or, you can get assistance over the phone by calling the IRS helpline at 800-829-1040. You can also get face-to-face help at a Taxpayer Assistance Center. See IRS.gov/localcontacts or call 800-829-1040 to locate a center near you. Check Your State Even if you’re not required to fi le a federal tax return this year, don’t assume that you’re also excused from fi ling state income taxes. The rules for your state might be very different. Check with your state tax agency before concluding that you’re entirely in the clear. For links to state tax agencies see Taxadmin.org/state-taxagencies. Tax Preparation Help If you fi nd that you do need to fi le a tax return this year, you can get help through the Tax Counseling for the Elderly (or TCE) program. Sponsored by the IRS, TEC provides free tax preparation and counseling to middle and low-income taxpayers, age 60 and older. Call 800-906-9887 or visit IRS.treasury.gov/freetaxprep to locate a service near you. Also check with AARP, a participant in the TCE program that provides free tax preparation at more than 4,800 sites nationwide. To locate an AARP Tax-Aide site call 888227-7669 or visit AARP.org/ fi ndtaxhelp. You don’t have to be an AARP member to use this service. Send your senior questions to: Savvy Senior, P.O. Box 5443, Norman, OK 73070, or visit SavvySenior.org. Jim Miller is a contributor to the NBC Today show and author of “The Savvy Senior” book. Member FDIC Member SIF thony Ciano, Corinne Ciano, Kiana Napolitano, Nicholas Napolitano and Michelle Napolitano were named to the Dean’s List at Endicott College for the fall 2019 semester. In order to qualify TEACHERS | FROM PAGE 1 “There’s more security here now than during the day when we have more than 2,000 students in the building,” said a high school teacher who wished to remain anonymous. “I’ve never seen three cops at a School Committee meeting before.” One security guard and three Revere police offi cers were on the scene. for the Dean’s List, a student must obtain a minimum grade point average of 3.5, receive no letter grade below “C,” have no withdrawal grades and be enrolled in a minimum of 12 credits for the semester. Massachusetts Teachers Association President Merrie Najimy attended the rally. “You’re here because you are under assault by a hostile administration,” she said. “If the School Committee and administration believe that our students are deserving of a respectful culture and climate, then that begins by making sure that educators are treated with respect and dignity.” While the posted meeting was scheduled to begin at 4:30 Obituaries and the late Denise Kaminski and John Kaminski. CherCarol Ann (Imperato) Cataldo Of Revere, formerly of Boston's North End, passed away surrounded by her loving family on February 4, 2020. Carol was born in Boston on July 11, 1941. Beloved wife of Daniel A. Cataldo, Sr. Devoted mother of Daniel A. Cataldo, Jr. and his wife Adele, Christine Marks and her husband Robert and Tracy D'Elia and her husband Ralph, all of Revere. Dear sister of Joseph Imperato of Everett ished grandmother of Daniel A. Cataldo, III, Louis Cataldo, Ann Marie Valarese, Robert Marks, III, Daniel Marks, Taylor D'Elia, and Jordan D'Elia. Adored great-grandmother of Capria, Valentina, Adriana, and Lorenzo. Also survived by many loving nieces, nephews and cousins. A Visitation will be held at the Paul Buonfi glio & Sons-Bruno Funeral Home, 128 Revere St., REVERE, on Saturday, February 8, 2020 from 8:30am to 10:00am. Funeral Mass will be held at St. Leonard of Port Maurice Parish, 320 Hanover St., Boston, MA 02113, at 11:00am. Relatives and friends are kindly invited. Interment Holy Cross Cemetery. In lieu of fl owers, donations can be made in Carol's name to Care Dimensions, 75 Sylvan St., Ste. B-102, Danvers, MA 01923. p.m., there was no sign of School Committee members until 5:15 p.m. Superintendent Dr. Dianne Kelly confronted the crowd. She said that only the grievants would be allowed into the meeting and that “all others need to vacate the premise.” “You have no legitimate business here,” she said. The crowd responded by chanting “We deserve respect” until eventually leaving the hall. Fixed Rate Mortgages NO POINTS 15 YEAR L 30 YEAR For more rates visit our website at EVERETTBANK . COM
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