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Page 16 THE MALDEN ADVOCATE–Friday, December 31, 2021 AWARD | FROM PAGE 5 DOT to deliver over 17 miles of bus lanes and activate transit signal priority at 85 locations in six cities, more than doubling the MBTA service area’s bus priority network in the last two years. These reliability benefits have had a far-reaching impact. While approximately 8% of passenger miles travelled are in bus lanes, reliability benefits extend to 42% of passenger miles travelled system-wide. TransitCenter gives out Frequencies annually to recognize outstanding achievements in the transit industry. For more information, please visit mbta.com, or connect with the T on Twitter @MBTA, on Facebook /TheMBTA, or on Instagram @theMBTA. ~ Legal Notice ~ COMMONWEALTH OF MASSACHUSETTS THE TRIAL COURT PROBATE AND FAMILY COURT DEPARTMENT Middlesex Probate and Family Court 10-U Commerce Way Woburn, MA 01801 Docket No. MI21D2079DR DIVORCE SUMMONS BY PUBLICATION AND MAILING Duckenson Jean, Plaintiff vs. Myrline Jean, Defendant INCOME FIRST RULE M assHealth follows federal Medicaid regulations and therefore must provide a spouse who continues to live home, while his or her spouse resides in a nursing home and receives MassHealth benefits, with what is called the minimum monthly maintenance needs allowance (MMMNA). The current MMMNA is $2,177.50. Assume a husband is going into a nursing home and his combined monthly pension and social security income is $3,000. Ordinarily, his patient pay amount (PPA), the amount of his monthly income that would have to be paid to the nursing home each month, would be $2,727.20, which results from subtracting the personal needs allowance that MassHealth allows him to keep each month of $72.80 and his monthly health insurance premiums of $200 from $3,000.00. If his wife only has social security income of $750 per month, MassHealth will reallocate $1,427.50 of his monthly income to her to bring her up to the MMMNA figure of $2,177.50. Therefore, the actual amount the husband will pay to the nursing home each month will instead be $1,299.70. In addition to the MMMNA designed to provide a minimum amount of income to the spouse who stays at home and still needs to pay the house bills, food shopping bills, etc., Medicaid law also provides for a certain amount of otherwise countable assets to be kept in his or her name. That amount is currently set at $130,380. The spouse in the nursing home can only have $2,000 of countable assets in his or her name. Any excess assets must be spent on nursing home care unless steps are taking to protect those assets for the spouse at home to avoid his or her being impoverished. What are some of the steps that can be taken? Certainly, funds should be set aside towards irrevocable funeral contracts, cemetery plot and other expenses associated with your funeral arrangements. A separate “burial” account in the amount of $1,500 can be established at your bank for each spouse. Although this is not a large amount of money, it would still serve to fund a collation for the family after the funeral service for each of the spouses. A Medicaid annuity can be purchased in the name of the spouse who remains at home thereby providing him or her with additional monthly income to help pay for monthly bills. The annuity contract must be irrevocable, non-assignable and non-commutable. This strategy essentially converts countable assets that would otherwise be required to be spent down on nursing home care into a lifetime income stream for the spouse who stays at home. Furthermore, there is no five-year look back period concern as transfers between spouses are not disqualifying transfers. It is always a good idea to plan ahead. However, there are last minute planning opportunities available depending upon the unique circumstances applicable to a particular family. Joseph D. Cataldo is an Estate Planning/Elder Law Attorney, Certified Public Accountant, Certified Financial Planner, AICPA Personal Financial Specialist and holds a Master’s Degree in Taxation. To the Defendant: The Plaintiff has filed a Complaint for Divorce requesting that the Court grant a divorce for Irretrievable Breakdown of the Marriage 1B The Complaint is on file at the Court. An Automatic Restraining Order has been entered in this matter preventing you from taking any action which would negatively impact the current financial status of either party. SEE Supplemental Probate Court Rule 411. You are hereby summoned and required to serve upon: Roseline Jeanne Bazelais, Esq., Attorney at Law, 10 Holden St., Suite 7, Malden, MA 02148 your answer, if any, on or before 01/21/2022. If you fail to do so, the court will proceed to the hearing and adjudication of this action. You are also required to file a copy of your answer, if any, in the office of the Register of this Court. WITNESS, Hon. Maureen H. Monks, First Justice of this Court. Date: December 10, 2021 TARA E. DeCRISTOFARO REGISTER OF PROBATE December 31, 2021 ~ LEGAL NOTICE ~ COMMONWEALTH OF MASSACHUSETTS THE TRIAL COURT PROBATE AND FAMILY COURT Middlesex Divison 10-U Commerce Way Woburn, MA 01801 (781) 865-4000 Docket No. MI21P6336EA Estate of: James A. Scott, Sr. Also Known As: James Arthur Scott Date of Death: October 1, 2021 INFORMAL PROBATE PUBLICATION NOTICE To all persons interested in the above captioned estate, by Petition of Petitioner Emily Hendron of Tewksbury, MA a Will has been admitted to informal probate. Emily Hendron of Tewksbury, MA has been informally appointed as the Personal Representative of the estate to serve Without Surety on the bond. The estate is being administered under informal procedure by the Personal Representative under the Massachusetts Uniform Probate Code without supervision by the Court. Inventory and accounts are not required to be filed with the Court, but interested parties are entitled to notice regarding the administration from the Personal Representative and can petition the Court in any matter relating to the estate, including distribution of assets and expenses of administration. Interested parties are entitled to petition the Court to institute formal proceedings and to obtain orders terminating or restricting the powers of Personal Representatives appointed under informal procedure. A copy of the Petition and Will, if any, can be obtained from the Petitioner. December 31, 2021 SWIM | FROM PAGE 15 Ali. In the 200 freestyle, Hailey Tran took second at 2:19.93. Malden finished 3-4 in the 200yard individual medley, with times by Wakaf of 2:36.91 and Leung at 2:38.36. Malden finished 2-3-4 in the 100 butterfly: Tang (1:11.03), Wakaf (1:13.99) and Leung (1:15.62). In the 100 freestyle, Nimon Jusufil was third for Malden (1:08.31) and Joslyn Nguyen fourth (1:10.03). The Malden quartet of Kyle Lee, Molly Sewell, Sara Oliveira and Alex Viveiros was third in the 200 freestyle relay at 2:07.6. In the 500 freestyle race, Liam Bloom was second (6:20.81), Morales third (6:58.44) and Tang fourth (7:12.72). Steven Leung was third (1:14.21) and Joslyn Nguyen fifth in the 100 backstroke (1:18.88). Malden High swim team opened season at home with win over Lynn English Malden opened its season with an 84-63 victory over visiting Lynn English in its home pool. Nathan Nguyen and Tony Giech led the way with a pair of first-place finishes. Nguyen also swam with Ayman Ali, Alex Viveiros and Kyle Lee in the winning 200 freestyle relay, which had a time of 2:09.15. Malden ended up sweeping that event, as Giech, Molly Sewell, Abby Tang and Sara Oliveira finished second at 2:16.32. Giech won the 100 freestyle at 55.46 seconds, Viveiros was second (1:14.65) and Rach Dumane third (1:24.40). The senior captain also won the 100 breaststroke at 1:07.26. Hailey Tran was second (1:20.50) and Oliveira sixth (1:50.37). Tran won the 200 freestyle event at 2:20.56 with Molly Sewell second (2:55.31) and Lanyu Liang third at 3:25.57. Abby Tang finished in the top spot in the 200 individual medley with a time of 2:44.94. Kyle Lee was second (2:52.77) and Joyce Zhou third at 3:04.22. Joslyn Nguyen, Hailey Tran, Abby Tang and Ramirez won the 200 medley relay with a time of 2:14.25. James Zhou finished in first place in the 50 freestyle with a time of 31.56 seconds. Ayman Ali was second at 32.45 seconds and Anne Araujo fifth at 42.00 seconds. Nathan Nguyen won the 100 butterfly at 1:06.21. Tang was second (1:28.30) and Joslyn Nguyen third (1:29.82). Liam Bloom won the long-range 500 freestyle with a time of 6:23.91. Wara Morales was second (7:10.26) and Nimon Jusufi fifth (8:37.05). Nathan Nguyen also won the 100 backstroke at 1:05.21 with Joslyn Nguyen second (1:16.97) and Molly Sewell third (1:27.21). Bloom, Joyce Zhou, James Zhou and Jusufi won the 400 freestyle relay with a time of 4:55.45.

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