THE MALDEN ADVOCATE–Friday, November 13, 2026 Page 11 Healey-Driscoll Administration Awards Nearly $2M in Fire Safety Grants for Kids, Seniors Programs Include School-Based Life Safety Education, Smoke and CO Alarm Installation Special to The Advocate S POWERS OF APPOINTMENT O ften times, an individual may wish to retain the right to control the ultimate distribution of assets held in a Trust. This is called a power of appointment. Powers of appointment are often included in Trust documents in order to create greater flexibility in a multigenerational estate plan. As an example, a husband may die leaving property in Trust for the benefit of his spouse. The terms of the Trust may provide that, upon the death of the surviving spouse, the remaining Trust principal will be distributed to the couple’s children. The terms of the Trust may also contain a power of appointment provision wherein the surviving spouse has the right to exercise this power of appointment via her Last Will and Testament thereby allowing her to redirect the ultimate distribution to only one child of the couple as opposed to all of their children and/or the right to determine whether or not the Trust principal will be received outright or remain in further Trust. Another example would be if a daughter was named a lifetime income beneficiary of her parent’s living Trust. This Trust might contain a power of appointment provision allowing the daughter to exercise it via her Last Will and Testament. A specific provision must be included in her Will in order to allow her to exercise the power of appointment thereby appointing (distributing) the Trust principal in favor of her spouse, her children, or even a charity. As part of the estate planning process, it is important to determine whether someone holds any such power of appointment pursuant to the terms of a living trust (revocable or irrevocable) and, if so, to make sure that the power of appointment is exercised via the Last Will and Testament, if that person’s wish is to indeed exercise the power, or to at least confirm with the holder of the power that he or she does not wish to exercise the power. Clients would likely not even be aware that such a power might in fact exist pursuant to the terms of the Trust unless the estate planning attorney reviews that provision with them. A power that may be exercised via one’s Last Will and Testament is referred to as a testamentary power of appointment. The holder of the power is also called the donee of the power or the power holder. The exercise of the power of appointment would occur once the Will is submitted to a probate court and allowed. Joseph D. Cataldo is an estate planning/elder law attorney, Certified Public Accountant, Certified Financial Planner, AICPA Personal Financial Specialist and holds a master’s degree in taxation. REAL ESTATE TRANSACTIONS BUYER1 Chaulagain, Sujan Evaul, Ryan Christopher Gao, Meiqin Halzack, Rebecca Han, Amy He, Yijie Jourdan, Wittly Moore, Christopher S Ortega, Fabian Seaver, Dana Ellman, Samuel Han, Tzu-Ting Wu, Qun Xiao BUYER2 Gautan, Nirmala SELLER1 Lin, Poliana Diclemente, Vincent L Zhang, Xiu Hua Bertheim, Richard E Austin Properties LLC Chiu, Naizhong Theodore, Gerathel Pje Realty LLC Seaver, Alicia Lin, Alex Li Lu, Zengrong Smithers, Marnie F Yao, Bin Theodore, Merline 36 Mountain Avenue Rt Huang, Huili Gallagher, Rachael TOW—The Healey-Driscoll Administration today announced nearly $2 million in grants to hundreds of local fire departments that will deliver vital life safety education to Massachusetts’ most vulnerable residents. The grants represent two longstanding fire safety programs coordinated by the Massachusetts Department of Fire Services. The Student Awareness of Fire Education (SAFE) program sends specially trained firefighter-educators into schools to deliver clear, consistent lessons to young people, while the Senior SAFE program is geared toward older adults and delivered through senior centers, councils on aging, and home visits. “Our firefighters do incredible work responding to emergencies, but some of their most important work happens before a fire ever starts,” said Governor Maura Healey. “These grants will help local fire departments teach children and older adults how to prevent fires, respond to emergencies, and stay safe at home. We're proud to support the firefighters who are doing this important work every day and helping to keep families safe in communities across Massachusetts.” “Fire safety education saves lives, and Massachusetts has made real progress in reducing fire-related injuries and deaths,” said Lieutenant Governor Kim Driscoll. “For decades, our local firefighters have been working with schools, senior centers and families to share the knowledge and tools that help prevent tragedies. These grants will build on that progress and make sure more residents have the information and resources they need to keep themselves and their loved ones safe.” “As Massachusetts’ senior population continues to grow, we’re committed to supporting their safety, independence, and well-being,” said Public Safety and Security Secretary Gina K. Kwon. “The Senior SAFE grants deliver that support where it’s needed most – with critical fire and fall prevention education, smoke and carbon monoxide alarm installations, and home safety assessments that save lives and make communities safer.” “The SAFE and Senior SAFE grants are an investment in safety that pays off every single day,” said State Fire Marshal Davine. “In big cities, small towns, and everywhere in between, Massachusetts firefighters are sharing the educational lessons and GRANTS| SEE PAGE 13 Copyrighted material previously published in Banker & Tradesman/The Commercial Record, a weekly trade newspaper. It is reprinted with permission from the publisher, The Warren Group. For a searchable database of real estate transactions and property information visit: www.thewarrengroup.com. SELLER2 ADDRESS 18 Crawford St CITY Malden 72 Ashland St #410 Malden 427 Lebanon St 32 Dodge St Malden Malden 183 Madison St #183 Malden 161-163 Madison St Malden 123-125 Boylston St Malden Gallagher, Michael 16 Fairview Ter 36 Mountain Ave 526 E Fellsway Malden Malden Malden DATE 10.23.26 10.20.26 10.20.26 10.22.26 10.21.26 10.23.26 10.22.26 10.22.26 10.22.26 10.19.26 PRICE 929000 510000 576000 725000 729000 940000 1075000 830000 250000 905000
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