Page 16 THE MALDEN ADVOCATE–Friday, October 23, 2020 Ginny Remedi Designs offers wide variety of jewelry G inny Remedi-Brown of Ginny Remedi Designs is well known in Malden’s artistic community as a designer of jewelry and unique ceramic pieces that deeply reflect her rich life experiences and her value of inspiring others. Her wide selection of pieces is available at The Gallery@57 at 57 Pleasant St. The name of her line of jewelry, Jewels for the Journey, is indicative of her love of working with Swarovski crystals and Ginny Remedi-Brown ~ LEGAL NOTICE ~ MALDEN CITY COUNCIL PUBLIC HEARING NOTICE The Malden City Council will hold a virtual public hearing at 7:05 P.M. on Tuesday, October 27, 2020 on the petition of Standard Naturals, Inc. seeking a special permit under Section 12.12.190 of Chapter 12, Revised Ordinances of 2020, As Amended, of the City of Malden (formerly Section 300.20 of Chapter 12, Revised Ordinances of 1991, as Amended, of the City of Malden), to allow a Marijuana Establishment, namely, a marijuana retailer, at the property known as and numbered 7 Linehurst Road Street, Malden, MA and also known by City Assessor’s Parcel ID #185 575 563L. Petition and plans are available for public review in the City Clerk’s Office, 2nd Floor, 215 Pleasant Street, Malden, MA (by appointment only) and on the City website under Permit Application # CMID-032442-2020 at https://permits.cityofmalden.org/EnerGov_ PROD/SelfService#/home. In accordance with Governor Baker’s March 12, 2020 Order Suspending Certain Provisions of the Open Meeting Law, M.G.L. c. 30A, §18, and Governor Baker’s March 23, 2020 Revised Guidance on Order by the Governor Prohibiting Assemblage of More than Ten People, this hearing will be virtual and conducted via remote participation to the greatest extent possible. No in- person attendance by members of the public will be permitted, and all effort will be made to permit remote public attendance and participation in this virtual hearing via technological means, in the manner specified below, and if available, via public broadcast of the meeting by Malden Access Cable Television on public access television channels. Additional information/guidelines for the public can be found here: https://www.cityofmalden.org/DocumentCenter/View/2487/Public-information-onPublic-Meetings-and-Hearings-during-the-Declared-State-of-Emergency-related-toCOVID19PDF Members of the public who wish to attend virtually and participate remotely may do so using the following information: Please click the link below to join the webinar: https://cityofmalden.zoom.us/j/99270442644?pwd=VFYzRTVkZW5yekc1a1Yxdi9kYl RkUT09 Webinar ID: 992 7044 2644 Passcode: 577720 Or iPhone one-tap : US: +16465189805,,99270442644#,0#,,577720# +19294362866,,99270442644#,0#,,577720# Or Telephone: Dial (for higher quality, dial a number based on your current location): US: +1 646 518 9805 +1 929 436 2866 International numbers available: https://cityofmalden.zoom.us/u/adrniaJwur If you would like to request a reasonable accommodation, please contact Maria Luise, ADA Compliance Coordinator at mluise@cityofmalden.org or 781-397-7000, Ext 2005. By: Gregory Lucey City Clerk October 16 & 23, 2020 semiprecious and precious stones. “The name helped me to notice that my life has been so full of jewels in the form of people, events and gifts,” she said. Remedi-Brown has worked with a variety of materials over many years, and she says that what she learned through pottery, woodworking and metalworking has influenced her current work. “What an artisan lacks in the way of professional tools can be made up for in expert hands,” she said, adding that she encourages people to “enjoy the mark of my hand, heart and spirit in these unique pieces.” Remedi-Brown’s jewelry JEWELRY | SEE PAGE 14 Estate-Garage-Yard Moving Sale BR/LR/DR Furn. & Access. Garden, Pwr. Tools, Lawn Equip Plumb/Elect/Carp Supplies Sat. 10/24 10-2 26 Pevwell Drive, Saugus RESERVED SPECIAL POWERS OF APPOINTMENT principal upon the death of the lifetime beneficiary or the person who the real estate was deeded to) has a vested remainder interest subject to divestment. If the SPOA is never exercised, the remainder person will end up taking title as originally planned. The pure definition of a Often times, individuals decide to transfer assets in order to protect them against a possible nursing home stay. Due to the risk of losing assets, transfers often occur prior to when the transferor would prefer. An often-used technique used in drafting to create a bigger incentive for such transfers is the insertion of a provision in a deed or in an irrevocable Trust reserving a limited or special power of appointment (SPOA). A SPOA is a power which enables someone at a later date to change the original disposition of the real estate if a deed is the relevant document or the Trust principal if an irrevocable Trust is the relevant document. The SPOA is reserved by the individual transferring an interest in real estate or transferring any type of property to an irrevocable Trust. In 2017, the Massachusetts Appeals Court in the case of Skye v. Hession held that a deed containing such a reserved SPOA was a valid transfer. The remainder person (the person receiving the Trust SPOA is that it cannot be exercised in favor of the person creating the power, his creditors, his estate, or the creditors of his estate. This is important for MassHealth purposes in order to not have the underlying asset(s) countable for eligibility purposes. The MassHealth applicant’s spouse should also be excluded as a person who might benefit from the exercise of the SPOA. As long as the property in question is vested in persons other than the applicant or spouse, and as long as neither of them have any power to revest the property in themselves, the property should be deemed transferred for purposes of beginning the five year look back period. If nursing home level care is not needed within five years from the date of transfer, the property should be protected. Furthermore, any subsequent exercise of the SPOA itself after the five- year period has elapsed should in no way create any additional period of MassHealth ineligibility. Joseph D. Cataldo is an Estate Planning/Elder Law Attorney, Certified Public Accountant, Certified Financial Planner, AICPA Personal Financial Specialist and holds a Master’s Degree in Taxation.
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