THE MALDEN ADVOCATE–Friday, October 15, 2021 Page 19 ~ LEGAL NOTICE ~ MALDEN CITY COUNCIL NOTICE OF PUBLIC HEARING In accordance with the requirements of Chapter 166 of the General Laws, you are hereby notified that the Malden City Council will hold public hearing at 7:05 P.M. on Tuesday, October 19, 2021 in the Council Chambers at 215 Pleasant Street, Malden, MA on the “Redistricting of Wards and Precincts” in Malden” based on the 2020 Federal Census. Maps are available for public review in the City Clerk’s Office, 2nd Floor, 215 Pleasant Street, Malden, MA. Members of the public who wish to attend virtually and participate remotely may do so using the following information: Please click the link below to join the webinar: https://cityofmalden.zoom.us/j/97234203650?pwd=anBwQ09XeW90b21Mcm1uL29MbVB4UT09 Passcode: 741339 Or One tap mobile: US: +16465189805,,97234203650#,,,,*741339# +19294362866,,97234203650#,,,,*741339# Or Telephone: Dial (for higher quality, dial a number based on your current location): US: +1 646 518 9805 +1 929 436 2866 Webinar ID: 972 3420 3650 Passcode: 741339 International numbers available: https://cityofmalden.zoom.us/u/aAvtgLcqy If you would like to request a reasonable accommodation, please contact Maria Luise, ADA Compliance Coordinator at mluise@cityofmalden.org or 781-397-7000, Ext 2005. By: Gregory Lucey, City Clerk October 15, 2021 a y avvy S iorenniiooro a avvyavvy iori n r by Jim Miller How to Find a Better Medicare Prescription Drug Plan Dear Savvy Senior, Is it important to compare Medicare Part D prescription drug plans every year? My pharmacist highly recommends it, but it’s such a hassle sorting through all those diff erent plans. Is there an easier way to shop and compare Medicare drug plans? Lazy Benefi ciary Dear Benefi ciary, Because Medicare’s prescription drug plans can change their costs and benefi ts from year-to-year, comparing Part D plans every year during the open enrollment season (which is Oct. 15 – Dec. 7) is always a smart idea. Even if you’re happy with your current coverage, there may be other plans out there that you’re not aware of that off er better coverage at a lower cost. You never know until you look. Here are some tips to help you shop and compare Medicare drug plans. Medicare Online If you have internet access and are comfortable using a computer, you can easily shop for and compare all Medicare drug plans in your area and enroll in a new plan online if you choose, and it only takes a few minutes. Just go to Medicare’s Plan Finder Tool at Medicare.gov/fi nda-plan, and choose the type of coverage you’re looking for, enter your ZIP code, fi nancial assistance (if you receive any), select the drugs you take and their dosages, and choose the pharmacies you use. The plan fi nder does the math to identify the plan in your area that covers your drugs at the lowest cost. This tool also provides a five-star rating system that evaluates each plan based on past customer service records and suggests generics or older brand name drugs that can reduce your costs. When you’re comparing drug plans, look at the estimated Will You Qualify For Medicare Soon? 100% Covid Safe Medicare Advantage application process is available. Why invite trouble? Apply safely and securely. Perhaps I can help. If you have a computer and internet service call Edward Murray 617-387-5020. ~ Home of the Week ~ EVERETT....Great opportunity to own this well maintained 3 family. Each unit features 5 rooms 2-3 bedrooms, 1 full bath and rear porches. Separate utilities, off-street parking, new front stairs and railings, tenants are all TAW. Conveniently located just outside of desirable Glendale area, 10 minutes to Boston and Encore Casino. Great Property - Great Investment - Great Opportunity! Offered at $935,000 335 Central Street, Saugus, MA 01906 (781) 233-7300 View all our listings at: CarpenitoRealEstate.com View the interior of this home right on your smartphone. drug costs plus premium costs that shows how much you can expect to pay over a year in total out-of-pocket costs. Also, be sure the plan you’re considering covers all of the drugs you take with no restrictions. Most drug plans today place the drugs they cover into price tiers. A drug placed in a higher tier may require you to get prior authorization or try another medication fi rst before you can use it. Any changes to coverage you make will take eff ect Jan. 1, 2022. If you take no action during open enrollment, your current coverage will continue next year. Need Some Help? If you need some help choosing a new plan, you can call Medicare at 800-633-4227 and they can help you out over the phone. Or contact your State Health Insurance Assistance Program (SHIP), which provides free Medicare counseling. They also conduct seminars during the open enrollment period at various locations throughout each state. To fi nd a local SHIP counselor see ShiptaCenter.org or call 877-839-2675. Financial Assistance If you’re lower-income and are having a hard time paying your medication costs, you may be eligible for Medicare’s “Extra Help” program. This is a federal low-income subsidy that helps pay Part D premiums, deductibles and copayments. To be eligible, your income must be under $19,320 or $26,130 for married couples living together, and your assets (not counting your home, personal possessions, vehicles, life insurance policies or burial expenses) must be below $14,790 or $29,520 for married couples. For more information or to apply, call Social Security at 800-772-1213 or visit SSA.gov/ extrahelp. Send your senior questions to: Savvy Senior, P.O. Box 5443, Norman, OK 73070, or visit SavvySenior.org. Jim Miller is a contributor to the NBC Today show and author of “The Savvy Senior” book.

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