THE MALDEN ADVOCATE–Friday, September 18, 2026 Page 19 OBITUARIES Anna E. (Santos) Dell'Arciprete Of Malden. Age 91, passed peacefully at home on September 13, surrounded by her loving family. A cherished resident of both Malden and formerly Medford, Anna's life was a testament to love and devotion. Anna shared a beautiful marriage with her late husband, Nicholas Dell'Arciprete. She was the devoted daughter of the late Manuel and Mary Santos and a beloved mother to Lisa Morey, Brian Dell'Arciprete, Kevin Dell'ArMASSHEALTH LIEN OF HOME stitutionalized spouse is still living in the home. Since the private pay rate for O ne financial mistake a single person might make is to sell his or her home in order to pay for nursing home care, without at least giving serious consideration to another option. If this single person’s spouse had previously died and the home therefore (although not a countable asset) would now be lienable by MassHealth, selling the home might not be the best solution if the goal is to protect the hard-earned equity in the home for the benefit of the couple’s children. The lien placed on the home by MassHealth just might not be the worst thing. Remember, if both spouses are alive, and only one spouse goes into the nursing home, MassHealth cannot place a lien on the home as long the non-inskilled nursing home care is approximately $15,000 per month, simply selling the home to private pay would mean that the nursing home will be paid approximately $180,000 for each year of nursing home stay. Assuming $2,500 per month in social security income is being paid to the nursing home, the cash assets expended per month from the proceeds from the sale of the house would amount to $12,500). If, on the other hand, the home is not sold but is rented instead to cover the monthly expenses, MassHealth can be applied for and if the individual satisfies the clinical eligibility test and has countable assets of $2,000 or less, approval can be obtained. The nursing home will then be entitled to the Medicaid monthly rate of approximately $7,500. The $2,500 per month in social security income going to the nursing home will reduce the $7,500 payment MassHealth would normally pay to the nursing home to $5,000. Consequently, the MassHealth lien will only build up at the rate of $5,000 per month, or $60,000 per year. Three years later the lien would amount to $180,000. If the home’s fair market value at the time of institutionalization was $750,000, and the home appreciated 5% per year over that three-year period, the home’s fair market value at the end of the three-year period would be $868,219, for a $118,219 increase in value. That helps to offset significantly the $180,000 MassHealth lien. A much better result for preserving the home for the children. Furthermore, if the home is sold during the life of the individual going into a nursing home, a capital gains tax might be due, particularly if the house is a two family wherein 50% is considered investment property. If the home is sold after the nursing home resident’s death, there would be a step-up in cost basis equal to the fair market value at the time of death with either no or little capital gains tax due on a subsequent sale. Joseph D. Cataldo is an estate planning/elder law attorney, Certified Public Accountant, Certified Financial Planner, AICPA Personal Financial Specialist and holds a master’s degree in taxation. REAL ESTATE TRANSACTIONS BUYER1 Beyene, Betselot Ganjikunta, Anuradha Nguyen, Vy Oliveira, Ana C F Raila, Ghanashyam Worrall, Catherine Ganjikunta, Eswaraiah Deoliveira, Marcelo A Raila, Chandra BUYER2 Manion Ft Bajramovic, Nermin J & R Rt Puleo, Janet Nascimento, Silvano Seaver, Dana H SELLER1 ciprete and his wife Jessica, and Mark Dell'Arciprete and his wife Jennifer. Her memory lives on in the hearts of her grandchildren, Kyle and his wife Kaylee, Jarod, Daniel, Kayla and her husband Josh, Jake, Paige, Noah, Talon, and her precious great-grandchildren Rhys and Lila. Anna’s warmth extended to her late siblings and their families, as well as to her devoted friends Billie-Ann Gallagher and caretaker Lucia Gastone, who were cherished parts of her life. A celebration of Anna’s life will begin with a funeral from the A. J. Spadafora Funeral Home, 865 Main Street, Malden on Monday, September 21st at 9:00 am, followed by a Mass of Christian Burial at Saint Francis of Assisi Church, 441 Fellsway West, Medford, at 10:00 am. Friends and family are warmly invited to the visiting hours at the funeral home on Sunday from 5:00 pm to 8:00 pm. Anna will be laid to rest at Puritan Lawn Memorial Park in Peabody. In honoring Anna’s giving spirit, the family suggests donations to a charity of your choice in her name. John W. Silliker Of Malden. Passed away at age 85 on September 10, surrounded by his loving family. John was the son of the late Albert and Caroline(Bernardo) Silliker. John was the beloved husband of Annette (Maniscalco) Silliker, with whom he shared 62 years of marriage. He was also a devoted father, grandfather, brother, Uncle, cousin, and friend. He will be remembered for his unwavering love and devotion to his family, his strong work ethic, his loyal support of Boston sports teams, especially his beloved Red Sox and Celtics. John loved to talk to people and enjoyed hanging at Dunkin Donuts with his crew or participating in OBITUARIES | SEE PAGE 21 NOTICE OF ABANDONED VEHICLE To the owner of 2019 KIA Sportage abandoned at 1114 Eastern Avenue, Malden, MA 02148. Please contact Route 99 Auto Collision, to claim the automobile. License plate is 4AZS84, VIN #KNDPMCAC4K7617733. My telephone number is 781-322-1606. September 18, 25, 2026 NOTICE OF ABANDONED VEHICLE To the owner of 2025 HONDA CR-V abandoned at 1114 Eastern Avenue, Malden, MA 02148. Please contact Route 99 Auto Collision, to claim the automobile. License plate is 2WKY44, VIN #7FARS6H54SE064846. My telephone number is 781-322-1606. September 18, 25, 2026 Copyrighted material previously published in Banker & Tradesman/The Commercial Record, a weekly trade newspaper. It is reprinted with permission from the publisher, The Warren Group. For a searchable database of real estate transactions and property information visit: www.thewarrengroup.com. SELLER2 Manion, Robert J Bajramovic, Erna Nicosia, Maureen Taddeo, Michael F Nascimento, Adriana Seaver, Alicia T ADDRESS 32 Myrtle St 44 Loomis St 308-A 118 Elwell St 70-72 Hancock St 42 Jennifer Ln 26 Seery St CITY Malden Malden Malden Malden Malden Malden DATE 08.28.26 08.28.26 08.24.26 08.27.26 08.24.26 08.28.26 PRICE 890000 455000 604750 840000 1075000 710000
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