THE MALDEN ADVOCATE–Friday, September 13, 2024 Page 19 OBITUARIES Karen Marie (Farry) Noonan 1952-2024 Of North Andover, formerly of Malden and Wakefi eld. Passed away peacefully and surrounded by her family on September 7, 2024, at the age of 72. Karen loved spending time with her family, cranking her tunes, and “hoarding memories”. Karen was born on January 24, 1952, in Boston, MA. She was raised in Malden, where she met the love of her life, Michael J. Noonan. Her and Mike spent 58 years together, 52 of which they have been married. Karen graduated from Malden High School, Class of 1970. Karen enjoyed working at Mystic Industries in Wakefi eld, being a CNA in Malden, and working with her sister-inlaw/best friend, Dolly, at Parkland Medical Center in Derry, NH. On warm summer days, Karen loved going to the beach, sitting in the backyard watching and feeding the birds, and tending to her garden. Karen loved doing arts-and-crafts with her grandchildren and her great nieces and nephews along with anyone who wanted to join! Auntie Karen always had prizes and goodies, especially her Italian cookies, ready for each holiday or get together. She enjoyed going to Lake Winnipesaukee for her family vacations. Karen will be missed by her loving family which includes her husband, Michael J. Noonan, her daughters, Tammy M. Butler of Methuen and Kelly A. Noonan of Woburn, her 6 grandchildren, Brittny Noonan, Michael Bacheldor Jr and his wife Katie all of Wakefi eld, Bret Butler of Haverhill, Jake Butler of Methuen, Ashley Terrio of Woburn, Paul Terrio Jr of Nashua, NH, as well as her siblings, Sandra Martineau, Patricia Gillespie and Thomas Farry all of Malden, sister-in-law Dolly Wetherington of Salem, NH, brother-in-law George MASSACHUSETTS | FROM PAGE 16 to raise their children.” “As Chair of the Foster Care Caucus and the Grandparents Raising Grandchildren Commission, I frequently see fi rst-hand the challenges residents experience in attempting to build their families. The Massachusetts Parentage Act takes important strides in modernizing state law to refl ect a common pathway to parentage for all Massachusetts residents, particularly for LGBTQ+ families,” said Representative Donato. “I want to thank my colleagues for prioritizing this vital legislation in ensuring that all Massachusetts residents have the same rights and opportunities to build their families.” “The Parentage Act refl ects and legally recognizes the many ways families are formed today. I’m grateful that the parental rights of parents and families are now protected regardless of martial status, gender identity, sexual orientation of the parents, or the circumstances of the child’s birth,” said Representative Ultrino. “This piece of legislation is a step forward in creating equality for families of all kinds across the ComNoonan of Maine, and all of her MANY nieces, nephews, cousins, and friends. Karen was predeceased by her parents, Richard and Eleanor (Poore) Farry and her siblings Deborah Stelmach and Richard Farry Jr. Karen will be remembered for all the love and kindness that she shared with others. She made sure everyone was taken care of and welcomed all with open arms! Karen had many honorary children and grandchildren which she cherished deeply. Whether you needed a shoulder to cry on or a good laugh, you could always count on her. Visiting hours will be held at the Gately Funeral Home, 79 W. Foster St., Melrose on Monday, September 16, 2024, from 4:00-7:00PM. A funeral service will be held at the funeral home on Tuesday, September 17, 2024, at 11:00AM. Relatives & friends respectfully invited to attend. Interment in Puritan Lawn Cemetery, Peabody. To sign online condolence, visit www.gatelyfh.com Mario Schiavone Of Malden died peacefully on September 7, 2024 at the age of 86. Beloved son of Antonio Schiavone and Consolata (Capone). Loving husband of Guiseppa (Martignetti). Loving father of Antonio Schiavone and his wife Josephine and Tina Schiavone and her husband Neil Tibbo. Mario was born in Montefalcione, Italy on November 29, 1938. He was the youngest of 5 children. He served in the Italian army and then moved to Peterborough, England and worked for London Brick Company. He met and married his wife Guiseppa of 59 years. He worked for Local 22 and Bond He loved Brothers as a foreman. spending time with his family. He was monwealth.” “I was proud to join the full legislature to vote in support of this bipartisan bill to protect and honor the diversity of families and parents in the Commonwealth,” said Representative Lipper-Garabedian. “As the nation’s leader in recognizing marriage equality 20 years ago, Massachusetts will continue to serve as a model for the country and the world in advancing human rights for all residents, including those in the LGBTQ+ community, with the passage of the Parentage Act.” Twenty years ago, Massachusetts led the nation by legalizing same-sex marriage. The Parentage Act continues this work by updating the Commonwealth’s laws so that common paths to parentage may be used equally by all families, regardless of marital status. It also creates a new path to parentage for individuals who are “de facto” parents and ensures that every child and parent has the same rights and protections without regard to the marital status, gender identity or sexual orientation of the parents, or the circumstances of the child’s birth. most proud of his garden. He made wine and passed this tradition on to Tony and Neil. He made sauce from the tomatoes he grew and in his garden. He was loved by so many and will be missed by all. Relatives and friends were invited to attend visiting hours in the Salvatore Rocco & Sons Funeral Homes, Everett on Wednesday September 11. A funeral mass was held at Immaculate Conception Church, Malden on Thursday. Interment in Holy Cross Cemetery, Malden. Francis J. “Frank” Stanford Of Lynn, formerly of Malden. Died on September 10th. Beloved husband of the late Elizabeth (Gentile) Stanford. Father of Sharon Stanford of Lynn and Peter Stanford and his wife Andrea of Lynn. Grandfather of Rylee and Giovanni Stanford. Brother of Patricia Stanford of Burlington and the late Janet Oshaunessy and James Stanford. He is also survived by several nieces and nephews. Frank was a longtime resident of Malden. He served his county honorably in the United States Army Reserve for many years. He later served in the United States Coast Guard. In retirement, Frank became well known as a performer in “Joey and Maria’s Comedy Wedding Show”. Many people also remember Frank as a crossing guard at the Beebe School in Malden. Relatives & friends are invited to attend his funeral from the Breslin Funeral Home, 610 Pleasant St., Malden on Friday September 13th at 8:30 AM followed by his Funeral Mass celebrated at Immaculate Conception Church, 600 Pleasant St., Malden at 10 AM. Visitation will be held at the funeral home prior to the Mass on Friday only. Interment is private. In lieu of fl owers, donations in his memory may be made to the American Cancer Society The Parentage Act also makes critical updates to laws related to assisted reproduction, including surrogacy and in-vitro fertilization (IVF). It outlines rights, requirements, procedures and safeguards for parents, donors, surrogates and others involved in the process. Further, it establishes clear paths to parentage for individuals or couples utilizing assisted reproduction and surrogacy in order to provide legal recognition and status prior to the child’s birth. For many families, non-biological parents are their child’s parent in every way except being legally recognized as such. The Parentage Act recognizes the importance of relationships between children and parents in modern families and aff ords individuals who have been acting in a meaningful parental role for a signifi - cant amount of time the opportunity to seek full legal rights befi tting their relationship. It also provides notice, and an opportunity to be heard, to existing parents, and adds safeguards against abuse and protections for domestic violence survivors and military parents. avy eniior avvy S iorn oro a y avvyavy iori by Jim Miller Health Insurance Options for Early Retirees Dear Savvy Senior, I’m going to retire in a few months and need to get some temporary health insurance until I can enroll in Medicare at age 65. What are my options? Early Retiree Dear Early, There are several places early retirees can fi nd health insurance coverage before Medicare kicks in, but the best option for you will depend on your income level, your health care needs and how long you’ll need coverage for. Here’s where to look. Aff ordable Care Act: For most early retirees who aren’t yet eligible for Medicare, the Aff ordable Care Act (ACA) health insurance marketplace, also know as Obamacare, is the best option for getting comprehensive health coverage. And you won’t be denied coverage or charged extra for preexisting health conditions. And, if your income falls below the 400 percent poverty level after you retire – anything below $60,240 for a single or $81,760 for a couple in 2024 – you’ll also be eligible for a subsidy that will reduce your monthly premiums. The ACA also ensures that at least through 2025, households with incomes above that 400 percent poverty level will not have to pay more than 8.5 percent of their income for a benchmark policy. To see how much subsidy you may be eligible for, use Kaiser Family Foundation subsidy calculator at KFF.org/interactive/subsidy-calculator. To shop for ACA plans in your state, visit HealthCare.gov or call 800318-2596. Or, if you want some extra help, contact a certifi ed agent or broker at HealthCare.gov/fi nd-assistance. COBRA: Another temporary health insurance option you may be eligible for is the Consolidated Omnibus Budget Reconciliation Act (COBRA). Under this federal law, if you work for a company that has 20 or more employees, you can remain on your employer’s group health plan for at least 18 months – but could last up to 36 months. But be aware that COBRA isn’t cheap. You’ll pay the full monthly premium yourself, plus a 2 percent administrative fee. To learn more, talk to your employer benefi ts administrator or contact the Employee Benefi ts Security Administration (Askebsa.dol.gov; 866-444-3272). If, however, the company you work for has fewer than 20 employees, you may still be able to get continued coverage through your company if your state has “mini-COBRA.” Contact your state insurance department to see if this is available where you live. Short-Term Health Insurance: If you can’t fi nd an aff ordable ACA plan and COBRA is too expensive, another possible option is shortterm health insurance. These plans, which are not available in every state, are cheaper, bare-bones health plans that provide coverage for up to 3 months with a one-month extension available. But be aware that short-term plans don’t comply with the ACA so they can deny sick people coverage, they don’t cover preexisting conditions and they can exclude coverage essentials like prescription drugs. To fi nd and compare short-term health plans, try sites like eHealthInsurance.com or PivotHealth.com. Healthcare sharing ministries: If the previously listed options don’t work for you, another temporary solution could be healthcare sharing ministries (HCSM). These are cost-sharing health plans in which members – who typically share a religious belief – make monthly payments to cover expenses of other members, including themselves. HCSM’s are cheaper than paying full out-of-pocket costs for traditional health insurance but be aware that HCSM’s are not health insurance. They don’t have to comply with the consumer protections of the ACA, and they can also reject or limit coverage for having pre-existing health issues and limit how much you’ll be reimbursed for your medical costs. Preventive care typically isn’t covered either. To look for these plans, comparison shop at the three largest providers – Samaritan Ministries (SamaritanMinistries.org), Medi-Share (MyChristianCare.org), and Christian Healthcare Ministries (Chministries.org). Send your senior questions to: Savvy Senior, P.O. Box 5443, Norman, OK 73070, or visit SavvySenior.org. Jim Miller is a contributor to the NBC Today show and author of “The Savvy Senior” book.
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