THE MALDEN ADVOCATE–Friday, September 10, 2021 Page 19 For Advertising with Results, call The Advocate Newspapers at 617-387-2200 or Info@advocatenews.net ~ LEGAL NOTICE ~ MALDEN PLANNING BOARD and MALDEN CITY COUNCIL ORDINANCE COMMITTEE PUBLIC HEARING The Malden Planning Board and Malden City Council Ordinance Committee will jointly hold a public hearing in the Herbert L. Jackson Council Chamber, Malden City Hall, 215 Pleasant Street, Malden, MA at 7:00 P.M. on Wednesday, October 13, 2021, in accordance with Section 12.32.050 of Chapter 12 of the Revised Ordinances of 2020, as Amended, of the City of Malden, on the petition for zoning amendments made in City Council Paper #383/2021, to further amend the following sections of Chapter 12 of the Revised Ordinances of 2020, as Amended, of the City of Malden, as follows: I. Use Regulations (Section 12.12.030): to amend existing use regulations to prohibit Warehouse use and Wholesale & Distribution use in the Highway Business zoning district. II. Use Regulations (Section 12.12.010): to amend existing use regulations to change the special permit granting authority from the Planning Board to the City Council for Warehouse use and Wholesale & Distribution use in the Highway Business zoning district. Full text of the proposed zoning amendments (City Council Paper #383/2021) are available for public review on the City of Malden website at https://cityofmalden.legistar.com/ Legislation.aspx and with the City Planner, Inspectional Services, 3rd floor, and the City Clerk, 2nd Floor, 215 Pleasant Street, Malden, MA. By: Kenneth Antonucci, Clerk Malden Planning Board September 10 & September 17, 2021 ~ Home of the Week ~ SAUGUS...Riverside Condo offers this top floor unit! Four rooms, two bedrooms, eat-in kitchen, living room with slider to private balcony overlooking Saugus River. Coin-op in building, extra storage, off street parking. Great opportunity to get into home ownership! Offered at $265,000 335 Central Street, Saugus, MA 01906 (781) 233-7300 View all our listings at: CarpenitoRealEstate.com View the interior of this home right on your smartphone. By: Craig Spadafora, Chair Malden City Council Ordinance Committee a y avvy S iorenniiooro a avvyavvy iori Inquiring Niece Dear Inquiring, Yes, Social Security actually has a little-known program known as the “representative payee program” that helps benefi ciaries who need help managing their Social Security benefi t payments. Here’s what you should know. Representative Payee Program Authorized by congress back in 1939, the Social Security representative payee program provides money management help to benefi ciaries who are incapable of managing their Social Security income. Benefi ciaries in need of this help are often seniors suff ering from dementia, or minor children who are collecting Social Security survivors’ benefi ts. Currently more than 5 million Social Security benefi ciaries have representative payees. Representative payees also handle benefi ts for nearly 3 million recipients of Supplemental Security Income (SSI), a Social Security administered benefi t program for low-income people who are over 65, blind or disabled. Who Are Payees? A representative payee is typically a relative or close friend of the benefi ciary needing assistance, but Social Security can also name an organization or institution for the role – like a nursing homes or social-service agency. Some of duties of a representative payee include: • Using the benefi ciary’s Social Security or SSI payments to meet their essential needs, such as food, shelter, household bills and medical care. The money can also be used for personal needs like clothing and recreation. • Keeping any remaining money from benefi t payments in an interest-bearing bank account or savings bonds for the benefi ciary’s future needs. • Keeping records of benefi t payments received and how the money was spent or saved. • Reporting to Social Security any changes or events that could aff ect the benefi ciary’s payments (for example, a move, marriage, divorce or death). • Reporting any circumstances that aff ect the payee’s ability to serve in the role. As a representative payee, you cannot combine the benefi ciary’s Social Security payments with your own money or use them for your own needs. The bank account into which benefi ts are deposited should be fully owned by the benefi ciary, with the payee listed as fi nancial agent. Some payees, generally those who do not live with the benefi ciary, are required to submit annual reports to Social Security accounting for how benefits are used. For more information on the responsibilities and restrictions that come with the role, see the Social Security publication “A Guide for Representative Payees” at SSA.gov/pubs/EN-05-10076.pdf. How to Get Help If you believe your aunt may need a representative payee, call Social Security at 800-772-1213 and make an appointment to discuss the matter at her local offi ce. Applying to serve as a payee usually requires a face-to-face interview. Social Security may consider other evidence in deciding if a benefi ciary needs a payee and selecting the person to fi ll the role, including doctors’ assessments and statements from relatives, friends and others in a position to give an informed opinion about the benefi ciary’s situation. You should also know that if you become your aunt’s representative payee you cannot collect a fee for doing it. However, some organizations that serve in the role do receive fees, paid out of the benefi ciary’s Social Security or SSI payments. For more information on the program visit SSA.gov/payee. Send your senior questions to: Savvy Senior, P.O. Box 5443, Norman, OK 73070, or visit SavvySenior.org. Jim Miller is a contributor to the NBC Today show and author of “The Savvy Senior” book. n r by Jim Miller Little Know Social Security Program Helps Seniors Manage Their Money Dear Savvy Senior, Does Social Security off er any special help to benefi ciaries who struggle managing their benefi ts? My aunt, who has no children, has dementia and struggles keeping up with her bills and other fi nancial duties.
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