Page 16 THE MALDEN ADVOCATE–Friday, September 3, 2021 ASSISTED | FROM PAGE 10 PART TIME COOK Monday Thru Friday 11 a.m. to 3 p.m. Limited Menu 617-592-6726 ~ LEGAL NOTICE ~ COMMONWEALTH OF MASSACHUSETTS THE TRIAL COURT PROBATE AND FAMILY COURT Middlesex Divison Docket No. MI21P4327EA Estate of: Robert Judson Feener, Jr. Also Known As: Robert J. Feener, Jr. Date of Death: December 14, 2003 INFORMAL PROBATE PUBLICATION NOTICE To all persons interested in the above captioned estate, by Petition of Petitioner James E. Hunter of Lawrence, MA. James E. Hunter of Lawrence, MA has been informally appointed as the Personal Representative of the estate to serve without surety on the bond. The estate is being administered under informal procedure by the Personal Representative under the Massachusetts Uniform Probate Code without supervision by the Court. Inventory and accounts are not required to be filed with the Court, but interested parties are entitled to notice regarding the administration from the Personal Representative and can petition the Court in any matter relating to the estate, including distribution of assets and expenses of administration. Interested parties are entitled to petition the Court to institute formal proceedings and to obtain orders terminating or restricting the powers of Personal Representatives appointed under informal procedure. A copy of the Petition and Will, if any, can be obtained from the Petitioner. September 3, 2021 ~ LEGAL NOTICE ~ COMMONWEALTH OF MASSACHUSETTS THE TRIAL COURT PROBATE AND FAMILY COURT Middlesex Probate and Family Court 10-U Commerce Way Woburn, MA 01801 (781) 665-4000 Docket No. MI21C0843CA In the matter of: Isa Paquet CITATION ON PETITION TO CHANGE NAME A Petition to Change Name of Adult has been filed by Isa Paquet (Also Know As: Maria Isa Racela Ocampo) of Malden, MA requesting that the court enter a Decree changing their name to: Isa Paquet IMPORTANT NOTICE Any person may appear for purposes of objecting to the petition by filing an appearance at: Middlesex Probate and Family Court before 10:00 a.m. on the return day of 09/23/2021. This is NOT a hearing date, but a deadline by which you must file a written appearance if you object to this proceeding. WITNESS, Hon. Maureen H. Monks, First Justice of this Court. Date: August 26, 2021 TARA E. DECHRISTOFORO Register of Probate September 3, 2021 SOCIAL SECURITY BENEFITS R etirees have to decide when to collect their social security benefits. Widows or widowers can collect his or her benefits under their deceased spouse’s work history at age 60. Otherwise, you can collect benefits at age 62, at full retirement age which is age 66 if you were born in 1943-1954, age 66 and a certain number of months (based upon your year of birth between 1955 and 1959) or age 67 for those born in 1960, or at age 70. In 1983, Congress reduced Social Security Benefits by raising the retirement age and gradually increasing the monthly benefit available to you if you wait until age 70 to begin collecting. For individuals born after 1960, the Social Security Administration increases monthly benefits approximately by 7% per year between the ages of 62 and 70 if you wait to collect at age 70. Therefore, by waiting until age 70 to collect, your actual monthly benefit will have been increased by approximately 76%. Furthermore, those highter monthly benefits are also indexed to inflation. As an example, if someone were able to collect $1,125 per month at age 62, waiting until age 70 would result in a monthly benefit of $1,980, for a $855/month increase. One option is to withdraw from an existing retirement account such as a Roth IRA, Traditional IRA, 403 (b) or 401(k) plan for the years from age 62 to age 70. Then, you can begin collecting your social security at age 70. If you were to die with a surviving spouse, your surviving spouse would be able to collect your monthly benefit with cost of living increases each year based upon the higher age 70 benefit. Your spouse would have to be married to you for at least 10 years. This would also help your minor children who would be able to collect based upon the higher age 70 monthly benefit that you were receiving prior to your death. Another option is to continue working part time until age 70 in order to generate enough cash flow to meet your monthly living expenses. Of course, if these options are not feasible, you can certainly begin collecting at full retirement age, or even age 62 if your situation warrants it. If you have not done so already, go onto the Social Security Administration website at www.ssa.gov and establish a user id and password. You will have the ability to double check that all of your earnings have been posted to your account and you will be able to see what your monthly benefit would be based upon the year you wish to begin collecting. Also keep in mind that up to 85% of your social security benefit can be taxable depending upon your other taxable income. Joseph D. Cataldo is an Estate Planning/Elder Law Attorney, Certified Public Accountant, Certified Financial Planner, AICPA Personal Financial Specialist and holds a Master’s Degree in Taxation. ~ LEGAL NOTICE ~ MALDEN PLANNING BOARD PUBLIC HEARING The Malden Planning Board will hold a public hearing in the Herbert L. Jackson Council Chamber, Malden City Hall, 215 Pleasant Street, Malden, MA at 7:00 P.M. on Monday, September 13, 2021, on the petition of Pugh Management LLC on behalf of property owner, Motel Realty Co., Inc. (Permit Application # CMID 037453-2021), seeking a special permit under Section 12.12.030 of Chapter 12, Revised Ordinances of 2020, as Amended, of the City of Malden, to allow warehouse use and wholesale and distribution use of property in the Highway Business zoning district, namely, a new building to be constructed, containing 94,000 SF and a portion of which will be located at the property known as and numbered, 320 State Highway (Route 1), Malden, MA, and also known as 735 Broadway, Malden and by Malden City Assessor’s Parcel ID# 184 573 368. Petition and plans are available for public review on the City website at https://permits.cityofmalden.org/EnerGov_Prod/SelfService By: Kenneth Antonucci, Clerk August 27 & September 3, 2021 “We have been receiving so many requests for memory care assisted living,” said CJL Director of Marketing Jennifer Fazekas. She added, “It is gratifying to offer the local community new living options for those who need specialized care.” Located on scenic Admiral’s Hill at 201 Captains Row, the assisted living offers 69 studio and one-bedroom apartments for traditional assisted living and 36 for memory care. For information and/or to book a tour, please contact Jennifer Fazekas at jfazekas@chelseajewish.org or call 617-887-0826. About Chelsea Jewish Lifecare CJL, a highly respected leader in senior living, employs over 1,500 people and provides care to over 1,500 individuals daily, with campuses in Chelsea, Peabody, West Roxbury and Longmeadow, Mass. Offering a full continuum of services, CJL (www. chelseajewish.org) is redefining senior care and re-envisioning what life should be like for those living with disabling conditions. The eldercare community includes a wide array of shortterm rehab and long-term care residences, ALS and MS–specialized care residences, traditional and specialized assisted living options, memory care, independent living, adult day health, ventilator care, home care and hospice agencies that deliver customized and compassionate care.
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