THE MALDEN ADVOCATE–Friday, July 18, 2025 Page 19 OBITUARIES Jennie Augelli Of Malden. Entered into eternal rest on Thursday, July 10, 2025 in the Care One of Wilmington Nursing and Rehabilitation Center after being in failing health. She was 95 years old. Born in Malden, Jennie lived in the city for most of her life. She was an insurance agent and operated the Terminello Insurance Agency out of her home in Malden for many years. Jennie was the beloved daughter of the late Eugene Augelli and Antoinette Del Rossi; the dear and devoted sister of the late Gloria Terminello, Aulga Augelli, and Louise Quaglieri; and the loving aunt of Donna L. Quaglieri. Relatives and friends were invited to attend Jennie's funeral mass in the Blessed Sacrament Church, Saugus, Wednesday, July 16. followed at the Puritan Lawn Memorial Park, Peabody. Contributions in Jennie's memory to St. Jude Children's Hospital, 501 St. Jude Place, Memphis, TN 38105 would be sincerely appreciated. Arrangements by the Cafasso & Sons Funeral Home, Everett. John Hodges Froio Of Malden. Passed away peacefully on Tuesday July 15 after a short illness. The son of John A. and Vincenza “Jeanne” (Torelli) Froio, John was born in Revere in 1940 and grew up in Malden, where he spent all his life. He is predeceased by the love of his life Judy (Lemmo) Froio, who was childhood sweethearts from the age of 15 and had been married for 64 years and his daughter Donna DeLena. He is survived by his children: Diane Weldon and her partner Don Duquette of Hampton, NH, John A. Froio and his wife CherOBIT | SEE PAGE 20 THE NEW BONUS TAX DEDUCTION gins to be phased out. Furthermore, this deduction will only apply for calendar years 2025 through 2028. This is a deduction in addiW ithin the most recent legislation signed off on by President Trump on July 4, 2025 was a tax provision providing a $6,000 bonus deduction for anyone age 65 or older. For a married couple, this bonus deduction can be worth $12,000 if both spouses are age 65 or older. This tax deduction will be able to be taken on your 2025 federal income tax return. This new tax deduction is in lieu of the “no tax on social security benefits” proposal. There are income limits in order to take advantage of this new deduction. In order to obtain 100% of this deduction, your modified adjusted gross income (MAGI) cannot exceed $75,000 if you are filing as single. It cannot exceed $150,000 if you are married filing jointly. Once your MAGI exceeds these thresholds, the deduction betion to the standard deduction of $17,750 for a single person, ($15,750 standard deduction plus $2,000 extra for being age 65 or older), $25,625 for a head of household ($23,625 standard deduction plus $2,000 extra for being age 65 or older) and $33,200 for a married couple ($31,500 standard deduction plus $3,200 extra for both spouses being age 65 or older). This new bonus deduction is available to taxpayers whether the standard deduction is taken or itemized deductions are claimed. The value of the bonus deduction is reduced by 6% of the MAGI above the income limits. A single individual age 65 with MAGI of $100,000 will only be able to claim a bonus deduction of $4,500. He or she would lose $1,500 of the tax deduction ($100,000-75,000) x 6% = $1,500. The Tax Policy Institute estimated that not taxing social security benefits at all would cost the federal government $1.5 trillion over a 10 year period. This new tax deduction will serve to help lower income taxpayers than would a no tax on social security benefits tax provision if it were passed. A single taxpayer begins to pay taxes on social security benefits once MAGI exceeds $25,000. For married couples, that figure is $32,000. The no tax on social security benefits was just too good to be true. Up to 85% of social security benefits are taxable once your income exceeds a certain amount. For a single taxpayer receiving $36,000 in social security benefits with 85% being subject to tax due to the income threshold being exceeded, if in a 22% tax bracket, that would cost $6,732 in federal income taxes. The $6,000 deduction will now save $1,320 in federal income taxes, still resulting in $5,512 in federal income taxes paid on the social security benefits. Joseph D. Cataldo is an estate planning/elder law attorney, Certified Public Accountant, Certified Financial Planner, AICPA Personal Financial Specialist and holds a master’s degree in taxation. - Legal Notice - COMMONWEALTH OF MASSACHUSETTS THE TRIAL COURT PROBATE AND FAMILY COURT Worcester Probate and Family Court 225 Main Street Worcester, MA 01608 Docket No. WO24D2092DR DIVORCE SUMMONS BY PUBLICATION GIFTY A. DUBE vs. THEMBELANI D. DUBE To the Defendant: The Plaintiff has filed a Complaint for Divorce requesting that the Court grant a divorce for Irretrievable Breakdown. The Complaint is on file at the Court. An Automatic Restraining Order has been entered in this matter preventing you from taking any action which would negatively impact the current financial status of either party. SEE Supplemental Probate Court Rule 411. You are hereby summoned and required to serve upon: Gifty A. Dube, 200 Vernon St., Apt. 312W, Worcester, MA 01607 your answer, if any, on or before 10/01/2025. If you fail to do so the court will proceed to the hearing and adjudication of this action. You are also required to file a copy of your answer, if any, in the office of the Register of this Court. WITNESS, Hon. Leilah A. Keamy, First Justice of this Court. Date: July 3, 2025 STEPHANIE K. FATTMAN REGISTER OF PROBATE July 18, 2025
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