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THE MALDEN ADVOCATE–Friday, June 19, 2026 Page 9 OBITUARIES Carole Anne Joyce Of Malden, formerly of Wa t e r town , passed away peacefully on June 13, 2026, at 85 years of age. Born February 11, 1941, she was the beloved daughter of the late John and Charlotte (Monte) Buscone, and she carried the values of family, strength, and loyalty throughout her life. Carole was the devoted wife of Edward “Paul” Joyce, with whom she shared many years of companionship and love. Together, they built a family rooted in care, respect, and togetherness, and she took great pride in the home and family they created. Carole was the loving mother of Michael Joyce and Kim Avery of Peabody, John and Jill Joyce of Norwood, and Julia and the late Wayne Hall of Burlington, N.J. She embraced her role as a mother with unwavering dedication, always offering support, encouragement, and unconditional love. Her children were a source of great joy and pride to her, and she celebrated their lives and accomplishments with a generous and open heart. She was the dear sister of Steven Buscone and his wife Mary of Wilmington, and the late John Buscone, formerly of Ashland. Carole was the proud nana of Joseph Joyce and his fiancée Sandra Parent of Malden, Christopher Joyce of Malden, and the late Kevin Joyce. She also delighted in her role as "GiGi" for her beloved great-granddaughters Juliana and Adelyn Joyce of Malden. Her family brought her immeasurable happiness, and she found great joy in the laughter, milestones, and everyday moments shared with the younger generations. Her legacy lives on in the love she gave and in the family, she helped nurture. Carole was known for her kind spirit and her appreciation for family and community, and that was reflected in her active and caring nature. She valued the friendships and routines that enriched her life, especially the many years of swimming and socializing with "The Mermaids" at the Malden YMCA. Those who knew her will remember her as a gracious woman who met life with dignity, compassion, and quiet strength. Her presence brought comfort and reassurance to those around her, and she will be deeply missed. The family extends special thanks to Wayne Fasulo for his care, love, and devotion to Carole and her family. His support was deeply appreciated and brought comfort during a meaningful time in her life. The family would also like to thank her care team at Melrose-Wakefield Hospital and Mystic Valley Elder Services for their care and support over the years. Carole’s family and friends will hold her memory close, remembering a woman whose life was defined by devotion to those she loved and whose legacy will continue through the generations she leaves behind. Family and friends will honor Carole's life by gathering at the Ruggiero Family Memorial Home ~ North Shore Chapel, 10 Chestnut Street, Peabody, on Wednesday, June 17th from 3:00 to 6:00 P.M. Memorial donations can be made to the Jimmy Fund at the Dana-Farber Cancer Institute. To leave an online condolence visit www.ruggieromh.com Maureen Farnsworth It is with deep sadness that we announce the sudden passing of Maureen Farnsworth of Malden, Massachusetts on June 12, 2026, at the age of 64. Maureen was a devoted mother to Jill Marie Winn and her husband Anthony of Saugus, Kevin Farnsworth of Malden and the late Caryn Farnsworth. Daughter of the late Carolyn Cucinotta. Cherished daughter to Peter Cucinotta and the stepdaughter to the late Lois Cucinotta, sister to Carolyn Skane, Christine Sinagra and her husband John, Cheryl Burkhead, and predeceased Cathy Cucinotta. Loving grandmother to McKenzie Bova, Jasmine Winn, Joshua Farnsworth, Gavin Farnsworth, Anthony Winn Jr, Nico Winn, and great grandmother to Theodore Segovia. Maureen was also a loving aunt to her many nieces and nephews. Maureen was an avid fan of NASCAR, traveling and spending time with family and friends. Visiting hours were held at the A. J. Spadafora Funeral Home, Malden on Wednesday June 17th. Interment was private. The World’s First Hearing Aids With Touchscreen Controls. No tiny buttons. No apps. No prescriptions. Call 844-497-3476 to get your 45-day risk free trial. Revolutionary technology with touchscreen control. Hearing modes for any environment. Multiple models to choose from. Portable charging case. 48-hour battery life. UV cleaning. Background noise cancellation. 45-day risk free trial. Like us on Facebook advocate newspaper Facebook.com/ Advocate.news.ma TRUSTS AND SECOND MARRIAGES A key part of today’s estate planning often involves the use of Trusts in order to provide for a surviving spouse in a second marriage and the children of a decedent from a previous marriage. If all of the assets of the decedent spouse are simply left to the surviving spouse of the second marriage, there exists the possibility that the surviving spouse will simply leave all of the assets he or she receives to her own biological children, thereby disinheriting the decedent’s biological children. If the married couple agrees Atom X to execute a joint revocable Trust, upon the first spouse to die, the Trust will then become irrevocable. Alternatively, an irrevocable Trust could be executed from the start. In either case, provision within the Trust can provide for the right of the surviving spouse to receive income generated from the Trust, or the right to use, occupy and possess real estate constituting the principal residence, for example. The Settlor(s) of such a Trust can provide for a child of the decedent spouse to serve as a Co-Trustee with the second spouse upon the death of the first spouse to die. In this event, there is at least a check on whether or not income distributions and principal distributions for health and welfare are not inappropriate. This might apply if the two individuals executing the Trust are not absolutely sure that the surviving spouse will not disinherit the decedent’s biological children and will in fact follow the terms of the Trust and the parties’ original intentions. Also, in a first marriage situation with all of the children being of the marriage, inserting a testamentary special power of appointment provision in the Trust allows the surviving spouse to exercise this power of appointment via his or her Last Will and Testament in order to reallocate the remaining assets in the Trust upon his or her death. For example, if the surviving spouse felt that one child needed a larger share of the Trust assets in order to survive financially, that child would receive a larger share of the Trust assets than he or she was entitled to pursuant to the terms of the Trust. This special power of appointment provision may be entirely inappropriate when dealing with a second marriage. The reason is that the power could be exercised by the surviving spouse to leave assets to his or her own children and thereby leaving out the children of the deceased spouse of this second marriage. Every family and marriage is different. Only after discussing all of the issues and family dynamics in a second marriage context can you arrive at the optimum set of Trust documents that will best meet your objectives. Joseph D. Cataldo is an estate planning/elder law attorney, Certified Public Accountant, Certified Financial Planner, AICPA Personal Financial Specialist and holds a master’s degree in taxation.

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