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THE MALDEN ADVOCATE–Friday, June 2, 2023 Page 19 OBITUARIES Edna H. (Taracevicz) Carroll Of Melrose, formerly of Malden. Passed away peacefully at age 101 on May 28, 2023. Edna was the beloved daughter and oldest child of Fabian and Katherine (Smiarowska) Taracevicz of Malden, both of whom emigrated from Poland when they were teenagers. Edna was very proud of her Polish heritage and the accomplishments of her parents to acclimate to the U.S. She liked to say that her father displayed the U.S. fl ag every day of his life when he became a U.S. citizen. Edna was predeceased by her devoted, loving husband, Leo T. Carroll, Jr. (a Malden fi refi ghter), in 2010 after sixty-six years of marriage. Together they loved to dance to “Apple Blossom Time,” a song popular during the 1940’s which tells NSPECTIONAL SERVICES 215 Pleasant Street, Room 330 Malden, Massachusetts 02148 (781) 397-7000 ext. 2044 of a longing for the time in the spring when a couple can at last be together and get married. Their wedding anniversary was June 17, 1944. In his later years, Leo often told his children, “Your mother was so beautiful and smart. She was the only one for me.” Theirs was an unrivaled love story. Edna was most proud of her family which was her wealth. She was a mother right up to the end, often telling her adult children to straighten their collars or pull down their shirts in back. She leaves behind Leo T. Carroll, III and his wife Elaine of Westford, Linda A. O'Donnell and her husband Richard of Westborough, Rosemary Reppucci of Pelham, NH, Arleen P. Burke and her husband Edward of Peabody, Bernard J. Carroll and his wife Patricia of Byfi eld, Denise J. Carroll of Melrose and the late Michael P. Carroll and his surviving wife Sherrie of West Newbury. Sister of late Bernard Taracevicz, Joanne O'Brien, Fabian Taracevicz, Jr. and Adele Neumyer. Also lovingly survived by 16 grandchildren, 26 great grandchildren as well as many nieces and nephews Edna was the loving Nana to sixteen grandchildren: Lisa Shattuck, Pamela Lee, Elizabeth Carroll, Elizabeth Anderson, Michelle and Scott Reppucci, Katie Letourneau, Julie Schena, Edward Burke, Jr., Bridget Lynch, Patrick Burke, Michael A. Carroll, Bryan Carroll, Lauren Perez, Catie Liddell, and Sophie Carroll. She was Great Nana or Big Nana to twenty-six great-grandchildren all of whom enjoyed eating her Hoodsies and playing with her coloring books and markers. Edna graduated from Cheverus High School in Malden in 1940. She went on to attend Business Machine School in Copley Square before working for several companies in Boston, including the Federal Reserve and the Wilmore Steamship CompaOBITUARIES| SEE PAGE 20 City of Malden Massachusetts MALDEN PLANNING BOARD PUBLIC HEARING The Malden Planning Board will hold a public hearing in the Herbert L. Jackson Council Chamber, Malden City Hall, 215 Pleasant Street, Malden, MA at 7:00 P.M. on Wednesday, June 14, 2023 on the petition of Redefine Beauty Spa LLC on behalf of Horizon Consulting & Management LLC (Permit Application # COO-056811-2023) seeking a special permit under Title 12, Chapter 12, Section 030 of the Code of the City of Malden, to allow licensed massage therapy salon use of property in the Residential Office zoning district, namely, to add massage therapy to the existing beauty spa/ salon, at the property known as and numbered, 398-398A Pleasant Street, Malden and by City Assessor’s Parcel ID# 030 134 412. Petition and plans are available for public review in the Inspectional Services Department, City Hall, 215 Pleasant Street, Room 330, Malden, MA and on the City website under Permit Application # COO-056811-2023 at https://maldenma-energovweb. tylerhost.net/apps/SelfService#/home By: Diane Chuha Clerk May 26, June 02, 2023 aavvyvy S avy avvy S oiorenniioor nior by Jim Miller How Medicare Covers Physical Therapy Services Dear Savvy Senior, Does Medicare cover physical therapy, and if so, how much coverage do they provide? My 66-year-old husband was recently diagnosed with Parkinson’s disease and will need ongoing physical therapy to help keep him moving. Worried Wife Dear Worried, Yes, Medicare does indeed pay for physical therapy along with occupational and speech therapy too, if he needs it, as long as it’s prescribed by his doctor. You’ll also be happy to know that Medicare has no limits on how much it will pay for therapy services, but there is an annual coverage threshold you should be aware of. Here’s what you should know. Outpatient Therapy To get Medicare Part B – which covers outpatient care – to help cover your husband’s physical therapy, it must be considered medically necessary and will need to be ordered by his doctor. The same holds true for occupational and speech therapy. He can get these services as an outpatient at a number of places like a doctor or therapist offi ce; in a hospital outpatient department; at an outpatient rehabilitation facility; at skilled nursing facilities if he is being treated as an outpatient; and at home through a therapist connected with a home health agency when he is ineligible for Medicare’s home health benefi t. For outpatient therapy, Medicare will pay 80 percent of the Medicare-approved amount after you meet your Part B deductible ($226 in 2023). You will be responsible for the remaining 20 percent unless you have supplemental insurance. But be aware that if his therapy costs reach $2,230 in a calendar year (2023), Medicare will require his provider to confi rm that his therapy is still medically necessary. Medicare used to set annual limits on what it would pay for outpatient therapeutic services, but the cap was eliminated a few years back. You also need to know that treatment recommended by a physical therapy provider but not ordered by a doctor is not covered. In this situation, the therapist is required to give your husband a written notice, called an Advance Benefi ciary Notice of Noncoverage or ABN, that Medicare may not pay for the service. If he chooses to proceed with the therapy, he is agreeing to pay in full. Inpatient Therapy If your husband happens to need physical therapy at an inpatient rehabilitation facility like at a skilled nursing facility or at your home after a hospitalization lasting at least three days, Medicare Part A – which provides hospital coverage – will pick up the tab. To be eligible, his doctor will need to certify that he has a medical condition that requires rehabilitation, continued medical supervision, and coordinated care that comes from his doctors and therapists working together. Whether you incur out-of-pocket costs such as deductibles and coinsurance, and how much they are, will depend on the setting for the treatment and how long it lasts. For more information on inpatient therapy out-of-pocket costs see Medicare. gov/coverage/inpatient-rehabilitation-care. Medicare Advantage Coverage If your husband is enrolled in a Medicare Advantage plan (like an HMO or PPO), these plans must cover everything that’s included in original Medicare Part A and Part B coverage. However, some Advantage plans may require a person to use services from physical therapy practices within an agreed network. If he has an Advantage plan, you’ll need to contact his specifi c plan before selecting a physical therapy provider to confi rm they’re within the network. More Questions? If you have other questions about coverage and costs for therapeutic services, call Medicare at 800-633-4227 or contact your State Health Insurance Assistance Program (SHIP), which provides free Medicare counseling. Visit ShipHelp.org or call 877839-2675 to connect with a local SHIP counselor. Send your senior questions to: Savvy Senior, P.O. Box 5443, Norman, OK 73070, or visit SavvySenior.org. Jim Miller is a contributor to the NBC Today show and author of “The Savvy Senior” book.

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