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THE MALDEN ADVOCATE–Friday, February 17, 2023 Page 19 OBITUARIES Joseph W. Ascolillo Jr. Of Malden. Passed away on February 12, 2023. He was 77 years old. Born in Somerville, Joseph was a longtime resident of Malden. He was a U.S. Marine Veteran having served in Vietnam. Joseph was the devoted husband of Mary E. (Sticco) Ascolillo, his wife of 37 years. He was the loving father of Anthony Ascolillo and his wife Rachel of McDonald, PA and Christina Ascolillo of Malden. Joseph was the dear brother of Michael Ascolillo, Carol Ferrullo, Grace Petkiewich and Tori Anderson. He is also survived by many aunts, nieces, nephews, cousins and his beloved dog Gus. A private service was held at the Massachusetts National Cemetery in Bourne, MA on Thursday, February 16th. In lieu of fl owers, donations in Joseph’s memory may be made to the Wounded Warrior Project at https://www.woundedwarriorproject.org/ Mary F. Finnegan Of Malden. Passed away on February 13th. Beloved wife of the late John E. “Jack” Finnegan, Jr. Preceded in death by her son John E Finnegan, III. Mother of Linda Burke and her husband Brian of Melrose, Patricia Finnegan of Andover, Jean Williams and her husband Thomas of Rogers, Arkansas and Paul Finnegan and his wife Tammy of Billerica. Grandmother of Michael, Kathryn, Taylor, Megan, Connor and Patrick. Survived by her brother William Hanlon and his wife Sally of Vail, Colorado and brother-in-law James Brown of Malden. Preceded in death by her brothers James Hanlon and his wife Nami, John Hanlon and his wife Shirley and sisters Pauline McLaughlin and her husband Red and Judith Brown and dear friends Bob & Doris Dowling. Relatives & friends are invited to attend her funeral from the Breslin Funeral Home, 610 Pleasant Street, Malden on Friday, February 17th at 10:30 AM followed by a Funeral Mass at Immaculate Conception Church 600 Pleasant Street, Malden at 11:30 AM. Services will conclude with interment at Forest Dale Cemetery in Malden. Visiting hours were held at the funeral home on Thursday, February 16th. Michael D’Arcangelo Of Salisbury and formerly of the Malden / Melrose area, passed away on Monday February 13, 2023 at Portsmouth Regional Hospital after a brief illness. He was 67 years old. Born on March 24, 1955 in Melrose, Michael was one of four children of the late Anthony “Tony” and Mary (Renda) D’Arcangelo. He grew up in East Boston and attended Malden High School. Michael was the beloved husband of Diane (Sterner) D’Arcangelo with whom he shared 48 years of marriage. Devoted father of Julianne Fallon and her husband Daniel, Stephanie Mascia and her husband Richard, Elizabeth Hill and her husband Jeremy, Michelle Glynn and her husband Martin, and Michael, James, and Joseph D’Arcangelo. Loving brother of Maria D’Arcangelo-Lapides and her late husband Howard of Encino, CA, David D’Arcangelo and his wife Lisa Zingariello-D’Arcangelo of Malden, and the late Stephen V. D’Arcangelo. Cherished grandfather of Sicely and her fi ancé Daniel Cosmes, Anya, Gavin and Mila Fallon, Mariah Hewitt and her husband Kyle, Liliana Dalmer and her fi ancé Jack Hehir, Ayla and Jacob Hill, Mia, Mateo, and Malaina Glynn, Bella, Mary Jane, Michael, and Scarlett D’Arcangelo. Proud great-grandfather of Holly and Macey Hewitt, and Bradley Cosmes with one more on the way. He is also survived by his nieces and nephews Olivia and Max Lapides, Isabella D’Arcangelo, and many additional nieces and nephews and great nieces and great nephews on his wife’s side, as well as a number of sisters and brothersin-law, several aunts, uncles and numerous cousins near and far. Michael was a kind and loving family man who embraced his disability of being legally blind since childhood with dignity. He worked for the MASS DOT Highway Department as a Construction Contract Specialist for 30 years until his retirement in August 2021. Michael also known as “Darc”, Dad, and Grandad, will be greatly missed but lovingly remember for his kind heart, tireless work ethic, endless devotion to his family, and his unique sense of humor. He was truly one of a kind. Relatives and friends will gather to honor Michael’s life during visiting hours at Robinson Funeral Home, 809 Main St., Melrose on Friday February 17 from 4-7pm and again on Saturday for his Funeral Service celebrated at 2pm. If friends and family would like to send fl oral arrangements to the funeral home the family kindly requests that you send living house plants, trees, or fl owering shrubs from your fl orist of choice so that they may be planted in Darc’s honor as he was an avid gardener. The family’s fl orist is Martin’s Florist in Malden, 781-322-0840. In lieu of fl owers, gifts in memory of Michael may be made to Massachusetts Eye and Ear, check payable to The Foundation of the MEEI, Inc., 243 Charles St., Development Offi ce, Boston, MA. 02114 or https://giving.masseyeandear. org/. For online tribute, please visit RobinsonFuneralHome. com aavvyvy S avy avvy S oiorenniioor nior by Jim Miller Retiring Abroad? Tips and tools to help you make an informed decision Dear Savvy Senior, What are the key factors to consider when contemplating retiring abroad? My husband and I will soon be retiring and are interested in moving abroad to a country that’s cheaper and warmer than the U.S. Looking Ahead Dear Looking, Whatever your reasons for aspiring to retire abroad – a lower cost of living, a better climate or a desire for adventure – you need to do your homework and learn everything you can about the country you’re interested in because it’s not an easy move. Here are some diff erent tips and tools to help you make an informed decision. Researching Tools If you’re in the decision-making process of where to retire, InternationalLiving.com and LiveAndInvestOverseas.com are two excellent websites that provide articles, information and lists of the top retirement destinations abroad based on cost of living, climate, health care, housing, visas, infrastructure and more. Once you pick a country or two that interest you, a smart move is to talk or network with some expats who have already made the move you’re thinking about making. They can give you tips and suggestions on many issues, as well as the advantages and disadvantages and day-to-day reality of living in a particular country. Facebook is a good resource for locating expat groups. But before committing, experts recommend visiting multiple times during diff erent seasons to see whether you can envision yourself living there and not just exploring the place as a tourist. Here are some other factors you need to look into. Cost of living: Retiring abroad used to be seen as a surefi re way to live beyond your means, and for many countries it still is. But depending on where you move, the U.S. dollar may not stretch as far as you think. To compare the cost of living in hundreds of cities and countries use Numbeo.com. Visa requirements: If you want to spend just part of the year living abroad or are willing to move from country to country, most countries off er a three or six-month tourist visa, which is easy to get. But if you want to set up permanent residence abroad you might have to jump over a few more hurdles depending on where you want to retire. To research visa requirements in the countries that interest you, visit VisaGuide.World. Health care: Most U.S. health insurance companies do not provide coverage outside the U.S., and neither does Medicare. Check with the embassy (see USembassy.gov) of your destination country to see how you can be covered as a foreign resident. Many countries provide government-sponsored health care that’s inexpensive, accessible and just as good as what you get in the states, or you may want to buy a policy through Medibroker.com or BupaGlobal.com. Also know that most people who retire abroad eventually return to the U.S., so experts recommend paying your Medicare Part B premiums. If you drop and resume Part B, or delay initial enrollment, you’ll pay a 10 percent premium penalty for every 12-month period you weren’t enrolled. Housing: Buying a home in a foreign country can be complicated, so it’s almost always better to rent fi rst until you’re sure you want to permanently reside there. Money matters: Opening or maintaining a bank account abroad can also be diffi cult. You may have to establish a checking account with an institution that has international reach like Citibank or maintain a U.S. bank account that you can access online. Claiming your Social Security benefi ts, however, should not be a problem as they off er direct deposit to almost every country in the world. See SSA.gov/international/payments.html. Taxes: You also need to research tax rules in your prospective countries and be aware that even if you’re living in another country, as a U.S. citizen you’ll still most likely need to fi le an annual U.S. tax return – see IRS.gov/pub/irs-pdf/p54.pdf. Send your senior questions to: Savvy Senior, P.O. Box 5443, Norman, OK 73070, or visit SavvySenior.org. Jim Miller is a contributor to the NBC Today show and author of “The Savvy Senior” book.

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