THE MALDEN ADVOCATE–Friday, Fabruary 11, 2022 Page 17 ~ Legal Notice ~ City of Malden Community Preservation Committee Public Hearing Notice/Monthly Meeting Agenda Wednesday, February 16, 2022, 6:00 PM Public Hearing & Monthly Meeting will be held remotely via Zoom On June 16, 2021, Governor Baker signed into law An Act Extending Certain COVID-19 Measures Adopted During the State of Emergency. This Act includes an extension, until April 1, 2022, of the remote meeting provisions of his March 12, 2020, Executive Order Suspending Certain Provisions of the Open Meeting Law. This meeting will be conducted via remote participation. This meeting will not include in person attendance by members of the public but all effort will be made to permit public attendance, in the manner specified below, via remote access by internet, telephone. Public access will also be provided by posting draft minutes, and/or a transcript, recording, or record of the meeting on the City of Malden website at cityofmalden.org as soon as practicable after the meeting. Additional information/guidelines for the public can be found here: https://www.mass.gov/ service-details/updated-guidance-on-holding-meetings-pursuant-to-the-act-extendingcertain-covid-19-measures. Members of the public who wish to attend remotely can do so using the following information: https://cityofmalden.zoom.us/j/97865652392?pwd=TjhpRUgrSzNJL241Qm9UOU9oYXUwUT09 Webinar ID: 978 6565 2392 Passcode: 552706 Or join by phone from the US: +1 646 518 9805; or +1 929 436 2866 If you would like to request a reasonable accommodation, please contact Maria Luise, ADA Compliance Coordinator at mluise@cityofmalden.org or 781-397-7000, Ext 2005 Agenda 1. Call to Order/ Roll Call 2. Approval of January Minutes 3. Public Hearing on Spot Pond Brook 4. CPC Monthly Meeting a. Start Secure b. Potential changes to CPC Plan/Application documents c. Online Pre-Application Process d. Annual Report to the Mayor e. CPC Member Term Update f. Other Business 5. Adjournment February 4 & 11, 2022 a y avvy S iorenniiooro a avvyavvy iori Approaching 65 Dear Approaching, The rules and timetables for Medicare enrollment can be confusing to many new retirees, so it’s smart to plan ahead. Here’s a simplifi ed rundown of what to know. First a quick review. Remember that original Medicare has two parts: Part A, which provides hospital coverage and is free for most people, and Part B which covers doctor’s visits and other medical services, and costs $170.10 per month for most enrollees in 2021. When to Enroll Everyone is eligible for Medicare at age 65, even if your full Social Security retirement age is 66 or later. You can enroll any time during the “initial enrollment period,” which is a seven-month period that includes the three months before, the month of, and the three months after your 65th birthday. It’s best to enroll three months before your birth month to ensure your coverage starts when you turn 65. If you happen to miss the seven-month sign-up window for Medicare Part B, you’ll have to wait until the next “general enrollment period” which runs from Jan. 1 to March 31 with benefi ts beginning the following July 1. You’ll also incur a 10 percent penalty for each year you wait beyond your initial enrollment period, which will be tacked on to your monthly Part B premium. You can sign up for premium-free Part A, at any time with no penalty. Working Exceptions Special rules apply if you’re eligible for Medicare and still on the job. If you have health insurance coverage through your employer or your spouse’s employer, and the company has 20 or more employees, you have a “special enrollment period” in which you can sign up. This means that you can delay enrolling in Medicare Part B and are not subject to the 10 percent late-enrollment penalty as long as you sign up within eight months of losing that coverage. Drug Coverage Be aware that original Medicare does not cover prescription medications, so if you don’t have credible drug coverage from an employer or union, you’ll need to buy a Part D drug plan from a private insurance company (see Medicare.gov/plan-compare) during your initial enrollment if you want coverage. If you don’t, you’ll incur a premium penalty – one percent of the average national premium ($33 in 2022) for every month you don’t have coverage – if you enroll later. Supplemental Coverage If you choose original Medicare, it’s also a good idea to get a Medigap (Medicare supplemental) policy within six months after enrolling in Part B to help pay for things that aren’t covered by Medicare like copayments, coinsurance and deductibles. See Medicare.gov/medigap-supplemental-insurance-plans to shop and compare policies. All-In-One Plans Instead of getting original Medicare, plus a Part D drug plan and a Medigap policy, you could sign up for a Medicare Advantage plan instead (see Medicare.gov/plan-compare) that covers everything in one plan. Nearly half of all new Medicare enrollees are signing up for Advantage plans. These plans, which are also sold by insurance companies, are generally available through HMOs and PPOs and often have cheaper premiums, but their deductibles and co-pays are usually higher. Many of these plans also provide coverage for extra services not off ered by original Medicare like dental, hearing and vision coverage along with gym/fi tness memberships, and most plans include prescription drug coverage too. How to Enroll If you’re already receiving your Social Security benefi ts before 65, you will automatically be enrolled in Part A and Part B, and you’ll receive your Medicare card about three months before your 65th birthday. It will include instructions to return it if you have work coverage that qualifi es you for late enrollment. If you’re not receiving Social Security, you’ll need to enroll either online at SSA.gov/medicare or over the phone at 800-772-1213. Send your senior questions to: Savvy Senior, P.O. Box 5443, Norman, OK 73070, or visit SavvySenior.org. Jim Miller is a contributor to the NBC Today show and author of “The Savvy Senior” book. n r by Jim Miller Approaching 65? Here’s What to Know About Enrolling in Medicare Dear Savvy Senior, Can you give me a brief rundown of Medicare’s enrollment choices along with when and how to sign-up?
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