THE MALDEN ADVOCATE–Friday, January 27, 2023 Page 19 OBITUARY Carol (Wallace) Orr Of Malden MA. Passed away January 12, 2023. She was 89 years of age. Born in Newton, Massachusetts, the daughter of Mary Stigler and Barton Stuart Wallace, Ms. Orr grew up in Needham, Massachusetts, where she graduated from Needham High School in the class of 1951. A Phi Beta Kappa graduate of Douglass College, Rutgers University, Ms. Orr followed a career in book publishing, holding several posts including that of assistant director at Princeton University Press and director of the University of Tennessee Press. A pioneering feminist in the scholarly publishing world, Ms. Orr was a co-founder in 1979 of Women in Scholarly Publishing (WiSP) and served as the national feminist organization’s fi rst president. In 1987, she was given the Women’s NationNSPECTIONAL SERVICES 215 Pleasant Street, Room 330 Malden, Massachusetts 02148 (781) 397-7000 ext. 2044 al Book Association’s WNBA Book Woman Award. An Activist in university press publishing, Ms. Orr was the first woman to be elected president of the Association of American University Presses in its fi ftieth-anniversary year. She also served for four years as secretary-general of the International Association of Scholarly Publishers. Following her retirement from book publishing, Ms. Orr took up a career as an aerobics instructor, specializing in total body fi tness for seniors. She also enjoyed spending time with her lush gardens, searching through estate sales for treasures, and time spent with her dear friend and sister Sally. Recently Ms. Orr worked with neighbors to create a city CPA project named Crescent Sloop in the wooden area across from her home. Ms. Orr greatly enjoyed traveling the world and soaking up the culture, sights, and sounds of each land she visited. She was an avid supporter of PETA, the DNC and Daughters of the Feminist Revolution. A beautiful tapestry of a rich life that touched many. Ms. Orr was preceded in death by her son Ross Wallace Orr, and is survived by her daughter Brett Amanda Orr Markel, of Cream Ridge, NJ, twin granddaughters Carol Samaniego of Woodbridge, VA and Christine Illes of East Windsor NJ, and grandson Ross Alan Archer of Fort Collins, Colorado, her dearly beloved sister Sally Wallace Frank of Malden, Massachusetts, and nephews Calvin Frank (Britten Kilduff ) of Malden, MA and Adam Frank (Danielle Forbes) of Somerville, MA and her much treasured and loved cat Oliver. Services will be announced at a later date. In lieu of fl owers, contributions in memory of Carol may be made to the Narcolepsy Network, https://narcolepsynetwork. org/ Go North Animal Transport, https://gonorthtransport.org/ or the Melrose Humane Society, PO Box 760668, Melrose, MA. 02176 or https://melrosehumanesociety. org/. For online tribute, please visit RobinsonFuneralHome.com City of Malden Massachusetts MALDEN PLANNING BOARD PUBLIC HEARING The Malden Planning Board will hold a public hearing in the Herbert L. Jackson Council Chamber, Malden City Hall, 215 Pleasant Street, Malden, MA at 7:00 P.M. on Wednesday, February 8, 2023 on the petition of James Motzkin, Trustee of the Saratoga Trust (Permit Application #CMID 051372-2022) seeking a special permit under Title 12, Chapter 28, Section 010(D)(1) of the Code of the City of Malden, to reconstruct, extend and structurally change a preexisting nonconforming property and use in the Residence A zoning district, namely, to demolish the existing dwelling and construct a new building for continued use as a four-family dwelling, at a proposed development site to be comprised of two existing parcels to be combined, the property known as and numbered, 76 Granville Avenue, Malden, MA and by City Assessor’s Parcel ID# 104 712 208 and the property known as Granville Place (no number), Malden, MA and by City Assessor’s Parcel ID #104 712 206. Petition and plans are available for public review in the Inspectional Services Department, City Hall, 215 Pleasant Street, Room 330, Malden, MA and on the City website under Permit Application # CMID 051372-2022 at https://maldenma-energovweb.tylerhost.net/apps/SelfService#/home By: January 20, 27, 2023 Diane Chuha Clerk aavvyvy S avy avvy S oiorenniioor nior by Jim Miller What Happens if You Work While Receiving Social Security? Dear Savvy Senior, I started drawing my Social Security retirement benefi ts back in 2021 when I was forced to retire early, but I’m now interested going back to work part-time. Will this aff ect my benefi ts, and if so, how much? Back to Work Dear Back, You can collect Social Security retirement benefi ts and work at the same time but depending on how old you are and how much you earn, some or all of your benefi ts could be temporarily withheld. Here’s how it works. SSA Earning Rules Social Security says that if you’re under your full retirement age and are collecting benefi ts, then you can earn up to $21,240 in 2023 without jeopardizing any of your Social Security if you don’t reach your full retirement age this year. But if you earn more than the $21,240 limit, you’ll lose $1 in benefi ts for every $2 over that amount. Full retirement age is 66 for those born between 1943 and 1954, but it rises in two-month increments every birth year to age 67 for those born in 1960 and later. You can fi nd your full retirement age at SSA.gov/benefi ts/retirement/planner/ageincrease.html. In the year you reach your full retirement age, a less stringent rule applies. If that happens in 2023, you can earn up to $56,520 from January to the month of your birthday with no penalty. But if you earn more than $56,520 during that time, you’ll lose $1 in benefi ts for every $3 over that limit. And once your birthday passes, you can earn any amount by working without your benefi ts being reduced at all. Wages, bonuses, commissions, and vacation pay all count toward the income limits, but pensions, annuities, investment earnings, interest, capital gains and government or military retirement benefi ts do not. To fi gure out how much your specific earnings will aff ect your benefi ts, see the Social Security Retirement Earnings Test Calculator at SSA.gov/OACT/COLA/RTeffect.html. It’s also important to know that if you do lose some or all of your Social Security benefi ts because of the earning limits, they aren’t lost forever. When you reach full retirement age, your benefi ts will be recalculated to a higher amount to make up for what was withheld. For more information on how working can aff ect your Social Security benefi ts see SSA.gov/benefi ts/retirement/planner/ whileworking.html. Be Mindful of Taxes Too In addition to the Social Security rules, you need to factor in Uncle Sam too. Because working increases your income, it might make your Social Security benefi ts taxable. Here’s how it works. If the sum of your adjusted gross income, nontaxable interest, and half of your Social Security benefi ts is between $25,000 and $34,000 for individuals ($32,000 and $44,000 for couples), you have to pay tax on up to 50 percent of your benefi ts. Above $34,000 ($44,000 for couples), you could pay on up to 85 percent, which is the highest portion of Social Security that is taxable. About a third of all people who get Social Security have to pay income taxes on their benefi ts. For information, call the IRS at 800-829-3676 and ask them to mail you a free copy of publication 915 “Social Security and Equivalent Railroad Retirement Benefi ts,” or you can see it online at IRS.gov/pub/irs-pdf/p915.pdf. In addition to the federal government, 12 states – Colorado, Connecticut, Kansas, Minnesota, Missouri, Montana, Nebraska, New Mexico, Rhode Island, Utah, Vermont and West Virginia – tax Social Security benefi ts to some extent too. If you live in one of these states, you’ll need to check with your state tax agency for details. Send your senior questions to: Savvy Senior, P.O. Box 5443, Norman, OK 73070, or visit SavvySenior.org. Jim Miller is a contributor to the NBC Today show and author of “The Savvy Senior” book.
20 Publizr Home