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THE MALDEN ADVOCATE–Friday, January 20, 2023 Page 19 OBITUARIES | FROM PAGE 18 family, especially at Lake Winnipesaukee. Joe is the son of the late Joseph and Celia (Tocco) Danca. He is survived by his doting wife Lorraine (Sinibaldi) Danca who he loved dearly for more than 44 years. Joe is also survived by his daughters, Carla Danca Gordon and her husband, Jeremy and Laurie Danca Manzo and her husband, Peter, his grandchildren, Nina and Matthew Manzo and siblings, Sandra Danca, John ”Jack” Danca and Gina Danca all of Malden and Frank Danca of North Andover. Visiting hours were held at the A. J. Spadafora Funeral Home, Malden funeral home on Friday, January 13th. The funeral was held from on Saturday, January 14th followed by a Mass of Christian Burial in the Immaculate Conception Church, Malden. Interment will be private. In lieu of fl owers, donations in OBITUARIES| SEE PAGE 23 NSPECTIONAL SERVICES 215 Pleasant Street, Room 330 Malden, Massachusetts 02148 (781) 397-7000 ext. 2044 City of Malden Massachusetts MALDEN PLANNING BOARD PUBLIC HEARING The Malden Planning Board will hold a public hearing in the Herbert L. Jackson Council Chamber, Malden City Hall, 215 Pleasant Street, Malden, MA at 7:00 P.M. on Wednesday, February 8, 2023 on the petition of James Motzkin, Trustee of the Saratoga Trust (Permit Application #CMID 051372-2022) seeking a special permit under Title 12, Chapter 28, Section 010(D)(1) of the Code of the City of Malden, to reconstruct, extend and structurally change a preexisting nonconforming property and use in the Residence A zoning district, namely, to demolish the existing dwelling and construct a new building for continued use as a four-family dwelling, at a proposed development site to be comprised of two existing parcels to be combined, the property known as and numbered, 76 Granville Avenue, Malden, MA and by City Assessor’s Parcel ID# 104 712 208 and the property known as Granville Place (no number), Malden, MA and by City Assessor’s Parcel ID #104 712 206. Petition and plans are available for public review in the Inspectional Services Department, City Hall, 215 Pleasant Street, Room 330, Malden, MA and on the City website under Permit Application # CMID 051372-2022 at https://maldenma-energovweb.tylerhost.net/apps/SelfService#/home By: January 20, 27, 2023 Diane Chuha Clerk - LEGAL NOTICE - COMMONWEALTH OF MASSACHUSETTS THE TRIAL COURT PROBATE AND FAMILY COURT Middlesex Division Docket No. MI22P5736EA Estate of: STEVEN E. DiGIACOMO Date of Death: June 11, 2022 INFORMAL PROBATE PUBLICATION NOTICE To all persons interested in the above captioned estate, by Petition of Petitioner Joanne P. DiGiacomo of Malden, MA a Will has been admitted to informal probate. Joanne P. DiGiacomo of Malden, MA has been informally appointed as the Personal Representative of the estate to serve without surety on the bond. The estate is being administered under informal procedure by the Personal Representative under the Massachusetts Uniform Probate Code without supervision by the Court. Inventory and accounts are not required to be filed with the Court, but interested parties are entitled to notice regarding the administration from the Personal Representative and can petition the Court in any matter relating to the estate, including distribution of assets and expenses of administration. Interested parties are entitled to petition the Court to institute formal proceedings and to obtain orders terminating or restricting the powers of Personal Representatives appointed under informal procedure. A copy of the Petition and Will, if any, can be obtained from the Petitioner. January 20, 2023 aavvyvy S avy avvy S oiorenniioor nior by Jim Miller When Can I Change My Medicare Coverage? Dear Savvy Senior, Is it possible to make changes to my Medicare coverage now? I know we’ve passed the fall open enrollment period, but I’ve heard that there are other times of the year benefi ciaries can make changes. What can you tell me? Changed My Mind Dear Changed, Yes! The annual Medicare open enrollment period isn’t your only opportunity to swap out Medicare coverage. There are other opportunities, but the timing of when you can make those changes depends on your specifi c circumstances and the kind of Medicare coverage you have. Here’s what you should know. Medicare Advantage Change If you’re enrolled in a Medicare Advantage Plan, you may be able to use the Medicare Advantage Open Enrollment Period, which occurs each year from Jan. 1 through March 31. During this period, you can switch from your current Medicare Advantage Plan to another Medicare Advantage Plan or to original Medicare with or without a prescription drug plan. You can only make one change during this period, and it will be effective the fi rst of the next month after you make the change. Special Enrollment Depending on your circumstances, you may also qualify for a Special Enrollment Period to change your Medicare health and drug coverage. There are a number of circumstances in which you may have a Special Enrollment Period, such as if you moved outside of your plan’s service area, your Medicare Advantage Plan terminated a signifi cant amount of its network providers, or you are enrolled in a State Pharmaceutical Assistance Program. Those with Extra Help – the federal program that helps pay for drug costs – also have a Special Enrollment Period to enroll in a Part D plan, or switch between plans once per quarter in the fi rst three quarters of the year. If you need to make changes to your coverage but aren’t sure whether you qualify for a Special Enrollment Period, contact your State Health Insurance Assistance Program (SHIP), which provides free Medicare counseling. To fi nd a SHIP counselor in your area visit ShipHelp.org or call 877-839-2675. Also, be aware that if you’re enrolled in a Medicare plan by mistake or because of misleading information, you may be able to disenroll and change plans. Typically, you have the right to change plans if you joined unintentionally, joined based on incorrect or misleading information, or, through no fault of your own, were kept in a plan you did not want. To get help, call Medicare at 800-633-4227 and explain to a customer service representative how you joined the plan by mistake and to request retroactive disenrollment or a Special Enrollment Period. Fall Open Enrollment As you noted in your question, there’s also the Fall Open Enrollment Period that allows all Medicare benefi ciaries – those with original Medicare and Medicare Advantage plans – to make changes. The Fall Open Enrollment Period occurs each year from Oct. 15 through Dec. 7. During this period, you can join a new Medicare Advantage Plan or stand-alone prescription drug plan (Part D) plan. You can also switch between Original Medicare with or without a Part D plan and Medicare Advantage. You can make as many changes as you need during this period, and your last coverage choice will take eff ect Jan. 1. Send your senior questions to: Savvy Senior, P.O. Box 5443, Norman, OK 73070, or visit SavvySenior.org. Jim Miller is a contributor to the NBC Today show and author of “The Savvy Senior” book.

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