THE MALDEN ADVOCATE–Friday, January 17, 2025 Page 19 OBITS | FROM PAGE 18 was the beloved brother of Michael Kilbride and his wife Rose of Malden, MA, the late George Kilbride and his wife Carol of Stoneham, MA, and Debra Solares-Kilbride of Saugus, MA. Dear brother-in-law of Deirdre and the late Stephen Wirzburger of Hanson, MA, Desmond and Cindy Glynn and Michael and Maureen Glynn all of Pembroke, MA, Brian and Megan Glynn of Suttons Bay, MI, Gerald and Debbie Glynn of Hanover, MA. Loving Uncle of Shauna and Dave Vera, Michael and Lauryn Kilbride, Sean Kilbride, Katie Kilbride, Timothy Wirzburger, Declan and Michaela Wirzburger, Allison Glynn, Maeghan Glynn, Aiden Glynn, Liam Glynn, Ciara Glynn, Jack Glynn, Ryan Glynn, Braden Glynn, and Great-Uncle of Cormac, Casey, Alana, David Christian “DC”, and Emilia. Kevin is further survived by his dear aunt Bernice “Auntie Nicki” McLennan, as well as a large and loving extended family and many friends. Family and friends will gather for Visiting Hours at the Nichols Funeral Home, 187 Middlesex Ave. (Rte. 62), Wilmington, MA, on Saturday, January 18th from 1:00 – 5:00 p.m. A Service to Celebrate Kevin’s life will be held at the Funeral Home on Sunday, January 19th at 2:00 p.m. In lieu of flowers, donations in BHRC | FROM PAGE 16 length of time that the House and Senate were in session each week. Many legislators say that legislative sessions are only one aspect of the Legislature’s job and that a lot of important work is done outside of the House and Senate chambers. They note that their jobs also involve committee work, research, constituent work and other matters that are important to their districts. Critics say that the Legislature does not meet regularly or long enough to debate and vote in public view on the thousands of pieces of legislation that have been filed. They note that the infrequency and brief length of sessions are misguided and lead to irresponsible late-night sessions and a mad rush to act on dozens of bills in the days immediately preceding the end of an annual session. During the week of Jan. 6-10, Kevin’s memory may be made to Facial Pain Research Foundation, 2653 SW 87th Drive, Suite A, Gainesville, FL 32608-9313 or online at https://facingfacialpain. org/donate/ To leave a message of condolence for the family please visit our website at www.nicholsfuneralhome.com Maureen (Moe) Ann Crowe Of Malden. It is with deep sadness that we announce the passing of Maureen Ann Crowe, a beloved sister, aunt, and friend, on January 10th, at the age of 79, who passed away peacefully at Bear Mountain at Andover, Ma. A lifelong resident of Malden, Maureen was a proud member of the Malden High School Class of 1965. She dedicated much of her life to serving her community as a dispatcher for Malden Taxi, a role she cherished for many years. Maureen had a passion for watching women’s sports and held a deep appreciation for Motown music. She enjoyed frequent trips to the Cape and Provincetown, but perhaps nowhere did she feel more at home than at Sunset Lake in Hampstead, NH. the House a met for a total of ten minutes while the Senate met for a total of 25 minutes. Mon.Jan. 6 House11:02 a.m. to 11:08 a.m. Senate 11:06 a.m. to 11:29 a.m. Tues.Jan. 7 No House session No Senate session Wed. Jan.8 No House session No Senate session Thurs. Jan.9 House11:01 a.m. to 11:05 a.m. Senate 11:07 a.m. to 11:09 a.m. Fri. Jan.10 No House session No Senate session Bob Katzen welcomes feedback at bob@beaconhillrollcall.com Bob founded Beacon Hill Roll Call in 1975 and was inducted into the New England Newspaper and Press Association (NENPA) Hall of Fame in 2019. WINDFALL ELIMINATION PROVISION REPEAL T he United States Senate this past December passed H.R. 82, The Social Security Fairness Act of 2023 with a vote of 76 in favor and 20 not in favor. This landmark legislation repeals the Windfall Elimination Provision (WEP) and the Government Pension Offset (GPO). Both the WEP and the GPO have served to greatly reduce Social Security benefits for public servant retirees who had worked as a firefighter, teacher, police officer, or in any other city or state employment position. This bill was previously approved by the House of Representatives on November 12, 2024 by a 32775 margin. President Biden signed this legislation into law on Sunday, January 5, 2025. These public service positions are not covered by Social Security. The WEP was first introduced in 1983 during the Reagan administration resulting in a significant reduction of monthly Social Security retirement benefits for those retirees who did contribute to Social Security during a portion of their working years but who worked most of their career in the state public sector thereby becoming eligible for a state pension upon retirement. The GPO resulted in a significant reduction in a surviving spouse’s Social Security retirement benefits as a result of the predeceased spouse having worked in the public sector thereby receiving a state pension. The surviving spouse would be collecting the deceased spouse’s state pension under a joint and survivor election option made by the deceased spouse. The predeceased spouse would have settled for a lesser monthly retirement benefit knowing that his or her surviving spouse would be entitled to collect that state pension for the remainder of his or her life. What this new legislation essentially means is that state workers will be entitled to 100% of their Social Security retirement benefits based upon their work history in the private sector and contributions to the Social Security system. This also means that your surviving spouse will receive 100% of your Social Security monthly benefit upon your death, regardless of whether or not your surviving spouse is also receiving a state retirement benefit either under her own state retirement benefit or her spouse’s state retirement benefit. The marriage must have lasted at least 10 years to collect under a predeceased spouse’s work history. The surviving spouse will of course receive the higher Social Security monthly benefit based either upon her own work history or her spouse’s work history. Retirees will also receive retroactive payments for benefits lost after December 31, 2023. There could be as many as 2.5million retirees that have been affected by the WEP and the GPO acts. Massachusetts is one of the states where state workers have been significantly impacted. The expected cost to the federal government by eliminating the WEP and the GPO legislation approximates $200billion over the next decade. The impact on the health of the Social Security Trust Fund would be an acceleration of the time in which the fund would be depleted. Congress will undoubtedly either cut other benefit programs, foreign aid, contributions to global causes such as World Health Organization, etc., or increase payroll taxes, in order to sustain the Social Security Trust Fund for future retirees. I don’t see our federal government ever jeopardizing Social Security benefits for our seniors. Far too many Americans depend upon those benefits just to meet their minimum monthly expenses. Joseph D. Cataldo is an estate planning/elder law attorney, Certified Public Accountant, Certified Financial Planner, AICPA Personal Financial Specialist and holds a master’s degree in taxation. There, she owned a camper and spent countless summers creating cherished memories with family and friends. Maureen’s vibrant personality, big heart, and unwavering love for those she cared for will deeply be missed by all who had the privilege of knowing her. Maureen was predeceased by her parents, John and Susan Crowe; her sister Joan Curley and her husband Paul; and her brothers Kevin Crowe who was killed in action in Vietnam and Stephen Crowe, who also proudly served his country. She leaves behind her brother John Crowe and his late wife Joanne of Dracut; her sister Linda Bettano and her husband Charles of Tewksbury; her sister Susan O'Brien and her husband Henry of Malden; her brother Brian Crowe and his wife Janet of Methuen; and her brother Robert Crowe and his wife Linda of Malden. She is also survived by many beloved nieces, nephews, dear friends and her fur baby Bella. Visitation was held on Thursday, January 16, in the A.J Spadafora Funeral Home, Malden. A Funeral Mass will be held on Friday, January 17, in the Immaculate Conception Church, Malden. Interment was private. In Lieu of flowers donations may be made in Maureen's memory to the Wounded Warrior Project at https://www.woundedwarriorproject.org.
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