Page 10 THE EVERETT ADVOCATE – FRiDAy, DECEmbER 5, 2025 City of Everett Invites Veterans to the Monthly Luncheon Veterans invited to enjoy lunch, learn about local services and connect with fellow service members E VERETT, MA – Mayor Carlo DeMaria and the City of Everett’s Department of Veterans Services are pleased to invite all military veterans to a special luncheon dedicated to honoring their service on Thursday, Dec. 11 at 12 p.m. at the Edward G. Connolly Center (90 Chelsea St.). This complimentary event offers veterans an opportunity to connect with fellow service members, enjoy a meal together and learn about the various programs and services available through the City’s Veterans Services Offi ce. Veterans Services staff will be present to answer questions, share valuable resources and help attendees access the support available to them. “We’re proud to host this luncheon as a way to show our gratitude to the men and women who have served our country,” said Mayor Carlo DeMaria. “It’s also an opportunity to strengthen the bonds within our veteran community and ensure every veteran knows about the resources and support the City of Everett provides.” Advance registration is required. To reserve your spot, please contact Veterans Agent Gerri Miranda by email at Gerri.Miranda@ ci.everett.ma.us or by phone at 617-394-2320. Residuary Clause In Last Will And Testament E very Will requires a residuary clause in order to dispose of property not otherwise bequeathed or devised. Property for which a bequest or devise has failed or lapsed or that has been disclaimed without alternative provisions will pass under the residuary clause. In the absence of a residuary provision, your property will pass under the laws of the intestacy statute. If the residue goes to two or more persons, however, and one of the residuary gift fails as a result of one of those persons dying before you, the other residuary beneficiaries will receive the “failed” gift proportionately. The Massachusetts intestacy CITY OF EVERETT’S ANNUAL statutes are found in Mass General Laws, Chapter 190B, Article II, Section 2-101. This is the Massachusetts Uniform Probate Code. These statutes govern the decent and distribution of your estate when you die without a Will. Testators (people who die with a Will) often have a clear idea as to the individuals or organizations to whom they want to leave their estate to. Often, however, they have not considered who should take the estate if the primary benefi ciaries predecease them, or, in the case of a charitable benefi ciary, if it is not in existence at the time of his or her death. It is always important to consider contingent benefi ciaries, even where the primary benefi ciaries are individuals who are much younger than you. A typical residuary clause in Please bring new, unwrapped toys to the first floor of Everett City Hall during regular business hours. All donations will help bring holiday joy to Everett families in need. 484 BROADWAY ACCEPTING DONATIONS UNTIL 12/15 DONATE AT EVERETT CITY HALL a Will might read as follows: I give, devise and bequeath all my residuary property to my spouse, if he or she should survive me. If my spouse is not living at the time of my death, I give, devise and bequeath said residuary property to my children who survive me, in equal shares, the issue of any deceased child to take their parent’s share by right of representation. This provision will pick up all of the Testator’s assets that have not already been bequeathed or devised pursuant to other provisions in the Will. It also provides for distribution to the children in the event the Testator’s spouse predeceases him or her. It further provides a safeguard by providing that the distribution will follow the blood line in that property will be distributed to children of the Testator’s deceased children (Testator’s grandchildren) in equal shares. The phrase “by right of representation” in simple terms means that the distribution will follow the bloodline. Children of the Testator’s deceased child will take the share that his or her parent would have taken had his or her parent not predeceased the Testator. This is also commonly known as a “per stirpes” distribution. The Testator can also provide for a “pour over” provision in his or her Will if, for example, his or her spouse were to predecease him or her, leaving the residue of his or her estate to a living Trust. The Massachusetts Uniform Trust Code requires that the Trust be in existence prior to or executed simultaneous with the Will. It is advisable to provide a clause in the Will that states that the Testator’s issue (children/ grandchildren) have intentionally not been provided for in the event the Testator leaves his entire estate to a living Trust. Mass General Laws, Chapter 191, Section 20. When executing a Will, always make sure it contains a residuary clause with clear language as to who will take your assets that have not been otherwise bequeathed or devised pursuant to other provisions contained in the Will. Contingent benefi ciaries are a must. Otherwise, the laws of the intestacy statute will govern the descent and distribution of your estate. Joseph D. Cataldo is an estate planning/elder law attorney, Certifi ed Public Accountant, Certifi ed Financial Planner, AICPA Personal Financial Specialist and holds a masters degree in taxation.
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