Page 20 THE EVERETT ADVOCATE – FRiDAy, NOVEmbER 10, 2023 BHRC | FROM PAGE 18 ment for them, My office remains committed to protecting the health and well-being of the state’s youngest workers, ensuring their rights are protected, and that companies are complying with the rules we have in place.” ---Attorney General Andrea Campbell announcing her offi ce has resolved two matters for a combined total of more than $1 million concerning thousands of child labor violations against Dunkin’ franchisees. “The name ‘MassAbility’ centers the strengths and capabiliBHRC | SEE PAGE 21 CITY OF EVERETT - LEGAL NOTICE - ZONING BOARD OF APPEALS 484 BROADWAY, ROOM 24 EVERETT, MASSACHUSETTS 02149 TO WHOM IT MAY CONCERN: This notice is to inform you that a public hearing will be held on Monday November 20, 2023 at 6:00 PM, Everett City Hall, 3rd Floor George Keverian Hearing Room. All interested parties may attend and opinions will be heard regarding the following petition. Whereas a petition has been presented by: Property Address: 81 Elsie Street Map/Lot: M0-04-000268 Person Requesting: Sergio Cornelio 43 Luke Rd. Everett, MA 02149 Applicant has requested that the Board reconsider its vote and reopen the public hearing to consider a revised plan that proposes connecting the two proposed structures to create a single building containing three dwelling units and a parking plan that depicts seven total parking spaces, including five existing parking spaces and two newly proposed parking spaces, one in the proposed garage and one in front of the proposed garage. Relief may be required from Section 17(F), (J) and (K) of the Zoning Ordinance to allow tandem parking in front of the proposed garage. BOARD OF APPEALS FOR THE CITY OF EVERETT, MASSACHUSETTS Mary Gerace - Chairman Roberta Suppa - Clerk of Board of Appeals November 03, 10, 2023 CITY OF EVERETT - LEGAL NOTICE - ZONING BOARD OF APPEALS 484 BROADWAY, ROOM 24 EVERETT, MASSACHUSETTS 02149 TO WHOM IT MAY CONCERN: This notice is to inform you that a public hearing will be held on Monday November 20, 2023 at 6:00 PM, Everett City Hall, 3rd Floor George Keverian Hearing Room. All interested parties may attend and opinions will be heard regarding the following petition. Whereas a petition has been presented by: Property Address: Map/Parcel: 66-68 Tileston St. G0-01-000074 Person Requesting: Roland D. Hughes (Unit 1) 66 Tileston St. Everett, MA 02149 Last Week’s edition was incorrectly named and individual is not associated with this project. PROPOSAL: Raze existing duplex and construct a four-story building containing nine (9) residential condominiums on the upper three floors and fifteen parking spaces on the ground level six (6) parking spaces will be below grade under the building and nine (9) parking spaces will be located at surface level behind the building. Reason for Denial: Section 4.A: Multi-family dwellings are not permitted in a Dwelling District. Section 4.B.2.c: Proposed FAR is 1.03 where .5 is allowed. Section 17.A.2: Fifteen (15) parking spots are proposed where eighteen (18) is required. As an alternative to obtaining a variance, the applicant may choose to participate in the Transportation Demand Management pro under Section 35. BOARD OF APPEALS FOR THE CITY OF EVERETT, MASSACHUSETTS Mary Gerace - Chairman Roberta Suppa - Clerk of Board of Appeals November 03, 10, 2023 Say nr Sa a y Senior Seni by Jim Miller Misleading Medicare Advantage Ads: What to Look Out For Dear Savvy Senior, I’m currently enrolled in original Medicare but have been thinking about switching to a Medicare Advantage plan during the open enrollment period. Many of the Medicare Advantage ads I’ve seen off er lots of extra benefi ts beyond what traditional Medicare offers and no monthly premiums. What are your thoughts? Considering a Switch Dear Considering, Be very leery of the Medicare Advantage ads on TV, radio, social media and that come in the mail. While many of these ads may tout free vision, hearing, dental and other benefi ts with zero monthly premiums, they aren’t always what they claim to be. Advantage Basics Medicare Advantage or MA plans (also known as Medicare Part C) are government approved health plans sold by private insurance companies that you can choose in place of original Medicare. The vast majority of Advantage plans are managed-care policies such as HMOs or PPOs that require you to get your care within a network of doctors in a geographic area. You can sign up for one of them during open-enrollment season from Oct. 15 through Dec. 7. MA plans have exploded in popularity in recent years as insurers have fl ooded the airways with advertisements, often by celebrity pitchmen, that promote low-cost options with lots of extra benefi ts. But be aware that the Federal government has deemed many claims in MA ads fraudulent and misleading. Some ads imply that the Centers for Medicare and Medicaid Services endorses or prefers a specifi c plan. Others promise more cost savings than you really get. And if you choose the wrong plan, your doctor may not be a member of that plan’s network, or you may end up paying out-of-pocket for medically necessary care. This past September, the U.S. Department of Health and Human Services began cracking down on these ads, but you still need to practice self-defense. Here are some tips to help you make a good decision. Cover your needs: When evaluating MA plans, make sure the one’s you’re considering cover the doctors you like and the health care facilities you normally go to. Also, make sure all of the prescription medications you take are on the drug plan’s formulary. To help you compare plans, a good fi rst step is to call the offi ce managers of the doctors you use and fi nd out which Advantage plans they accept, and which ones they recommend. Then go to the Medicare Plan Finder tool at Medicare.gov/plan-compare to compare plans in your area. Understand the de - tails: Some MA plans promote no monthly premiums, but the reality is that you are still responsible for your original Medicare costs including your Part B premium and deductibles and copays for covered services. Moreover, you may have to pay more out-ofpocket if you see a doctor outside the network. Also, if the plan is an HMO, it generally doesn’t cover non-emergency care out of network, so an individual may be responsible for full costs. A PPO on the other hand, allows people to go out of network, but they generally have to pay more to do so. Do some digging: Many MA plans tout free vision, hearing and dental benefi ts that are not covered by traditional Medicare, but these benefi ts are often limited. For example, a plan that off ers free dental coverage may cover only cleanings and x-rays. Extensive procedures such as root canals or caps may not be covered, or the plan may limit the dollar amount it pays. Find out the coverage details so you’re not surprised later. Get help: Reach out to your local State Health Insurance Assistance Program (SHIP) at ShipHelp.org or call 877839-2775. These are nonprofit programs that provide unbiased one-on-one Medicare counseling and assistance. You can also report any misleading MA claims to the Senior Medicare Patrol Resource Center at SMPResource.org or by calling 800-447-8477. Send your senior questions to: Savvy Senior, P.O. Box 5443, Norman, OK 73070, or visit SavvySenior.org. Jim Miller is a contributor to the NBC Today show and author of “The Savvy Senior” book. nior ior
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