Page 24 THE EVERETT ADVOCATE – FRIDAY, SEPTEMBER 10, 2021 We follow Social Distancing Guidelines! ADVOCATE Call now! 617-387-2200 advertise on the web at www.advocatenews.net SAVVY SENIOR | FROM PAGE 21 for personal needs like clothing and recreation. Keeping any remaining money from benefi t payments in an interest-bearing bank account or savings bonds for the benefi ciary’s future needs. Keeping records of benefit payments received and how the money was spent or saved. Reporting to Social Security any changes or events that could affect the beneficiary’s payments (for example, a move, marriage, divorce or death). Reporting any circumstances that aff ect the payee’s ability to serve in the role. As a representative payee, you cannot combine the benefi ciary’s Social Security payments with your own money or use them for your own needs. The bank account into which benefi ts are deposited should be fully owned by the benefi - ciary, with the payee listed as fi nancial agent. Some payees, generally those who do not live with the benefi ciary, are required to submit annual reports to Social Security accounting for how benefi ts are used. For more information on the responsibilities and restrictions that come with the role, see the Social Security publication “A Guide for Representative Payees” at SSA.gov/ pubs/EN-05-10076.pdf. How to Get Help If you believe your aunt may Frank Berardino MA License 31811 • 24 - Hour Service • Emergency Repairs BERARDINO Plumbing & Heating Residential & Commercial Service Gas Fitting • Drain Service 617.699.9383 Senior Citizen Discount 379 Broadway Everett 617-381-9090 All occasions florist Wedding ~ Sympathy Tributes Plants ~ Dish Gardens Customized Design Work GIFT BASKETS Fruit Baskets SAVVY SENIOR | SEE PAGE 25 www.EverettFlorist.net Classifieds
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