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EVT EVE ER T Vol. 34, No.27 -FREET www.advocatenews.net Have a Safe & Happy July 4th D O AT VO Free Every Friday 617-387-2200 O HAPPY FOURTH, EVERETT: Mayor Carlo DeMaria, First Lady Stacy and family are shown at the Independence Day Celebration at Glendale Park. (Courtesy City of Everett) F. J. LaRovere Insurance Agency, Inc. 492 Broadway Everett, MA 02149 617-387-9700 phone 617-387-9702 fax INSURANCE FOR AUTO, HOME, AND BUSINESS We offer very competitive rates, and by representing many different companies we can shop for the best price for our customers. Call us today! Open Monday – Friday 9am-5pm and Saturdays 9am-12pm Messinger Insurance Agency 475 Broadway Everett, MA 02149 617-387-2700 phone 617-387-7753 fax ADV CATE Thursday, July 3, 2025 Fireworks Delight Thousands at Glendale Park as Everett Celebrates Independence Day The annual event offered free food, games, live entertainment and a fi reworks show Special to Th e Advocate n Sunday, June 29, the City of Everett hosted its annual Independence Day Celebration event at Glendale Park. As part of an Everett tradition, the Independence Day Celebration kicked off with the Doll Carriage, Bicycle and Wagon Decorating Contest. Contestants ages 13 or younger had the opportunity to use their imagination and decorate their choice of carriage, bicycle, stroller or wagon in whichever manner they chose and had their entry paraded in front of the stage at the event. Following the parade, a panel of judges decided the fi rst, second and third place winners for the doll carriages and bicycle CELEBRATES | SEE PAGE 8 Rep. McGonagle visits Home Base The Rep. visited the Charlestown veteran’s center in partnership with the Red sox and Mass General ! From left to right: Home Base Executive Director Brigadier General Jack Hammond, Home Base Director of Government Relations and Network Development Kate Weinograd, Boston Red Sox Senior Director of Business and Government Aff airs Claire Durant and Rep. Joe McGonagle. (Courtesy photo) MCGONAGLE | SEE PAGE 9

Page 2 THE EVERETT ADVOCATE – THuRsDAy, July 3, 2025 After constant delays, City Council approves Sofi a TIF Donation Agreement By Neil Zolot I n a Special Meeting on Monday, June 30, the City Council fi nally approved the 14-year Tax Increment Financing (TIF) agreement with developers Fulcrum Global Investors, now using the name The Sofi a 380 Second Street Limited Liability Company, for a planned for a 620-unit/21-story mixed-use building on the site of a long unused building that once housed an auto-fi nd company, a Brazilian church and a lift truck service. But not without the usual fi ts and starts associated with Everett politics. The full agreement now awaits an 8 Norwood St. Everett (617) 387-9810 Open Tues. - Sat. at 4:00 PM Closed Sun. & Mon. CLOSED FOR VACATION 6/24/25 – 7/9/25 expected signature by Mayor Carlo DeMaria and will require approval by the Massachusetts Executive Offi ce for Administration and Finance. The TIF was approved June 9, without fi nal wording of a Donations Agreement under which the Sofia would contribute $1.2 million annually to a Good Neighbor Fund for distribution to the City government and social service agencies. It was in eff ect from that date, but offi cial approval was scheduled for June 23. It was supposed to be just a formality. “What was voted on can’t be rescinded,” Director of Planning and Community Development Matt Lattanzi told The Advocate. “The developer didn’t ask for a TIF, we did. This is the type of building Everett needs. A consultant verifi ed it Reopening on 7/10/25 at 4PM Looking forward to seeing you then! Happy 4th of July! Aluminum Aluminum Everett Supplies 10 Everett Ave., Everett 617-389-3839 Celebrating 66 Years in Business! •Vinyl Siding Decks • • •Carpentry Work •Decks • Replacement Windows Carpentry Work • • • Fully Insured Fully Insured • Replacement Windows www.everettaluminum.com Free Estimates Fully Licensed • Roong •Free Estimates •Fully Licensed •Roong Now’s the time to schedule those home improvement projects you’ve been dreaming about all winter! needed a TIF.” “We had the TIF before us when we passed it,” Council President Stephanie Martins said during the meeting. “We added to an agenda so people could see the Donation Agreement and what was in it.” Except for a few minor clerical changes that needed to be made, everything was ready June 23, but, primarily at the behest of Councillor-at-Large John Hanlon, the Council tabled action based on not having a legal copy of the full TIF. Once again, it was delayed until June 30. Immediately, Councillor-at-Large Stephanie Smith threw a monkey wrench into the proceedings by asking for the matter to be divided into two sections for the Donation Agreement. Her motion was approved, 6-1, with Hanlon voting no with Councillors-at-Large Guerline Alcy Jabouin and Michael Marchese, Ward 3 Councillor Anthony DiPierro and Ward 5 Councillor Robert Van Campen absent. Martins explained that they had prior commitments. “I’m opposed to the entire project and this type of business,” Hanlon said in reference to the idea of a TIF just before adjournment. “This will hurt the City. Millions in profi ts will not come back to Everett.” A sticking point was who would pay about $1,500 in legal fees to set up a nonprofit entity to distribute the donated funds. Fulcrum Director of Development and Acquisitions John Brainard told the members provisions for the City to pay were included “because government documents would be set up by you because we’re not distributing the funds.” Ward 6 Councillor Peter Pietrantonio asked the money to be added to the $1.2 million, fi guring “it’s not asking much.” Brainard answered that he needed approval from Fulcrum principal Scott Brown for the expenditure. “We’ll pay,” he reported after a phone call with Brown. Members of the public, mainly union members who will get jobs from the project, have spoken in favor of it at numerous meetings. The members also approved changes suggested by Smith to open affordable housing for veterans for “all income eligible veterans,” not just ones who may be homeless. Ward 4 Councillor Holly Garcia asked that the tax-exempt status of the 62 affordable units be rescinded, which would increase the assessed value of the building and increase taxes paid to the City. Lattanzi advised “that would be a substantial change to what was in the agreement to make this financially viable. If the exemption is lost, they’d have to pay more taxes, but in order to make up for that, you’d have to do something else.” City Clerk Sergio Cornelio added that any change in the fi nances must originate from the Mayor’s Offi ce. As he had stated on June 23, he confessed, “Dividing the questions makes it confusing.” Garcia added that a fi nal vote should be made with a full Council, but Smith cautioned, “If we lay it on the table, the Donations Agreement doesn’t get in the TIF. Brainard also cautioned, “This can’t wait,” an allusion to the fi - nal pressure on the project. “We’re looking forward to moving forward with the project.” DONATION | SEE PAGE 4 Summer is Here!

THE EVERETT ADVOCATE – THuRsDAy, July 3, 2025 Page 3 Local resident graduates from Lawrence University L awrence University ’s Class of 2025 was celebrated in grand fashion at a Commencement on June 15 on Main Hall Green. Tim Tai of Everett, Mass., was among the more than 350 graduates who walked the Commencement stage to loud applause from family, friends and the Lawrence community. The ceremony included an inspiring message from Commencement speaker Campbell Scott, an accomplished actor and director who fi rst found his way to the stage while an undergraduate at Lawrence in the early 1980s. “Sitting where you sit at this exact moment, getting a degree from this venerable institution, is not just an accomplishment, it’s not just the fruition of time and effort spent, but it’s also an irreplaceable marker of your investment in yourself,” Scott told the graduates. President Laurie A. Carter applauded the graduates for their intellect, their creativity, their commitment to each other and their resilience — all necessary to get them to the Commencement stage. “The liberal arts education you have received at Lawrence has shown you a path to a lifetime of learning and growing,” she told the graduates. “You’ll often hear alumni say that it was at Lawrence that they learned how to learn. And that carries through life, through good times and challenging times. You are now better equipped to adapt, to innovate, to think critically, and to thrive.” Lawrence University is a liberal arts college located in Appleton, Wisconsin. Founded in 1847, Lawrence has an enrollment of about 1,500 students drawn from nearly every state and more than 40 countries. It features * Life-Long Resident * Dedicated Family Man * US Navy Veteran * Experienced City Councillor “Everett is on the threshold of unprecedented growth and development. Vote to elect an experienced leader for a changing city” PETER A. NAPOLITANO COUNCILLOR, WARD 1 Sponsored by the Committee to Elect Peter A. Napolitano. Contact us at 617-389-7340, panward1@aol.com, or Facebook SABATINO/MASTROCOLA INSURANCE AGENCY 519 BROADWAY EVERETT, MA 02149 Auto * Home * Boat * Renter * Condo * Life * Multi-Policy Discounts * Commercial 10% Discounts * Registry Service Also Available Sabatino Insurance is proud to welcome the loyal customers of ALWAYS READY TO SERVE YOU: Our Staff are, Emma Davidson, Jeimy Sanchez, Josephine Leone, Marie D’Amore, Rocco Longo, Z’andre Lopez, Anthony DiPierro, Darius Goudreau, Laurette Murphy, Danielle Goudreau and Tina Davidson. PHONE: (617) 387-7466 FAX: (617) 381-9186 Visit us online at: WWW.SABATINO-INS.COM a college of arts and sciences and a conservatory of music, both of which are annually ranked among the best in the nation. Elect

Page 4 THE EVERETT ADVOCATE – THuRsDAy, July 3, 2025 Mayor accepts $1K donation from Schiavo Club to Veterans Affairs Gift Fund The donation will help veterans in need Special to Th e Advocate M ayor Carlo DeMaria accepted a $1,000 donation from the Carmen A. Schi50 At the Carmen A. Schiavo Club’s annual Memorial Day event, Mayor Carlo DeMaria accepted a $1,000 donation from the Club for the City of Everett’s Veterans Aff airs Gift Fund. Lawrence A. Simeone Jr. Attorney-at-Law ~ Since 1989 ~ * Corporate Litigation * Criminal/Civil * MCAD * Zoning/Land Court * Wetlands Litigation * Workmen’s Compensation * Landlord/Tenant Litigation * Real Estate Law * Construction Litigation * Tax Lien * Personal Injury * Bankruptcy * Wrongful Death * Zoning/Permitting Litigation 300 Broadway, Suite 1, Revere * 781-286-1560 lsimeonejr@simeonelaw.net avo Club for the City of Everett’s Veterans Affairs Gift Fund. Each year at their annual Memorial Day event, the Schiavo Club honors the memories of the men and women who gave their lives DONATION | FROM PAGE 2 Garcia’s idea and unstructured discussion about making amendments to the TIF in the future took a back seat to Smith’s motion to approve things as they were, which was while serving in the military. As part of this event, the organization donated $1,000 to the City’s Veterans Aff airs Gift Fund. “This money will go directly to veterans in need and can approved 5-2, with Garcia and Smith herself dissenting. “It’s over,” she conceded. Other business In other news, access to the City Clerk’s Offi ce on the ground fl oor of City Hall will be used in many capacities to fulfi ll those needs,” said Mayor DeMaria. “I’d like to thank the Schiavo Club for always going above and beyond with their numerous contributions to the community.” be limited to Monday, July 14– Wednesday, July 17, but it will be open through a side door. “We’ll be working,” City Clerk Sergio Cornelio said. “We won’t be closed, but under construction. No one will be denied service.” The work will be replacing the original front counter, which dates to 1960. “We got our money’s worth, but it’s time to upgrade,” Cornelio feels. July is a slow month for business, so it’s an opportune time for the renovation. YOUR LOCAL NEWS & SPORTS IN SIX LANGUAGES. SUBSCRIBE TO THE ADVOCATE ONLINE BY SCANNING HERE!

THE EVERETT ADVOCATE – THuRsDAy, July 3, 2025 Page 5 Greystar welcomes first residents to Jade, the fourth residential community to open in Everett work by artists with disabilities for the building’s common spaces. ArtLifting partners with businesses to design inclusive environments and create economic opportunities for artists with disabilities across the United States. This collection features Charlie French, a painter with Down syndrome who uses his platform to advocate for disability inclusion. Separately, the building’s exterior will also feature a striking new mural from renowned independent artist Jesse Melanson. With move-ins officially underway, prospective residents can explore available apartment homes and learn more about Jade by visiting jadeevt.com. To learn more about Greystar, visit www.greystar.com “A lifetime of commitment to the great City of Everett” Ward 1 Councilman Jade exterior. (Courtesy photo) R ecently Greystar, a global leader in the investment, development and management of residential real estate, welcomed its first residents to Jade, a new residential community in Everett’s Commercial Triangle District. Jade offers 325 apartment homes designed to inspire, blending creative energy with seamless access to Everett and the Greater Boston Area. Residents enjoy an array of upscale amenities, including a music room with a baby grand piano and recording equipment, a stateof-the-art fitness center and yoga studio, co-working pods and conference room, a community pet spa and a clubroom with a 150inch LED screen. With indoor-outdoor living in mind, the property is centered around two courtyards that feature a putting green, grills and fire pits and a pool with cabana seating. The apartment homes also include oversized windows, stackable washer/dryer, spacious modern kitchens with quartz countertops and two-tone flat-front cabinetry, sleek floating open shelves, built-in pantries and spa-like bathrooms with Moen matte black fixtures and frameless glass shower doors in select units. For added convenience, Jade residents can reserve two electric Cadillacs through Envoy, perfect for everything from quick grocery runs to weekend getaways. The apartment community is also conveniently located just half a mile from the Chelsea MBTA station, offering residents direct access to both South and North Stations, Boston’s Seaport and several major bus lines. “Greystar is proud to be shaping a new neighborhood along the Vale Street retail corridor, creating an inviting community that blends housing, retail, and more,” said Greystar’s Senior Managing Director of Development, Gary Kerr. “We’re thrilled to open the doors for Jade’s first residents to enjoy both serene and upscale living with unparalleled access to Everett and Boston. Furthermore, we are especially grateful for our partnership with the City of Everett, whose shared vision continues to drive the Commercial Triangle District’s evolution into a dynamic, mixed-use destination.” Through an ongoing commitment to the arts and community engagement, Greystar has teamed up with ArtLifting to curate artWayne A. Matewsky for Councillor At-Large 86 Lewis St., Everett, MA * 617-389-5106 (Paid. Pol. Adv.) J& • Reliable Mowing Service • Spring & Fall Cleanups • Mulch & Edging • Sod or Seed Lawns • Shrub Planting & Trimming • Water & Sewer Repairs Joe Pierotti, Jr. Jade interior. (Courtesy photo) S LANDSCAPE & MASONRY CO. Masonry - Asphalt • Brick or Block Steps • Brick or Block Walls • Concrete or Brick Paver Patios & Walkways • Brick Re-Pointing • Asphalt Paving www.JandSlandscape-masonry.com • Senior Discount • Free Estimates • Licensed & Insured 617-389-1490 Designing and Constructing Ideas that are “Grounds for Success” Landscaping

Page 6 THE EVERETT ADVOCATE – THuRsDAy, July 3, 2025 Sen. DiDomenico meets with local Fire Chiefs “I t was a pleasure meeting with Fire Chiefs from my district and across the Commonwealth at the State House for the Metrofire Legislative Breakfast,” said Senator Sal DiDomenico. “I was happy to welcome Everett Fire Chief Joseph Hickey, Boston Fire Commissioner Paul Burke, Chelsea Fire Chief John Quatieri, and Cambridge Fire Chief of Operations Brian Gover and thank them for all they do each day to ensure our communities and neighbors are safe and protected.” Metrofire is comprised of 38 fire departments in the Metropolitan Boston area. It is the largest fire mutual aid organization protecting the largest and most diverse population and complex fire department issues in the Commonwealth. State Senator Sal DiDomenico with Fire Chiefs from his district in the Senate Chamber. 425r Broadway, Saugus Located adjacent to Kohls Plaza Route 1 South in Saugus at the intersection of Walnut Street We are on MBTA Bus Route 429 781-231-1111 We are a Skating Rink with Bowling Alleys, Arcade and two TV’s where the ball games are always on! PUBLIC SKATING SCHEDULE 12-7 p.m. Sunday Monday Tuesday $10.00 Price includes Roller Skates Rollerblades/inline skates $3.00 additional cost Private Parties 7:30-11 p.m. Wednesday Thursday Friday Saturday $11.00 Price includes Roller Skates 18+ Adults Only After 7 PM - ID Required Private Parties Private Parties 4-8 p.m. $10.00 8:30-11 p.m. $11. 18+ Adults Only After 7 PM - ID Required 12-9 p.m. $10.00 Everyone must pay admission after 6 p.m. Sorry No Checks - ATM on site Roller skate rentals included in all prices Inline Skate Rentals $3.00 additional BIRTHDAY & PRIVATE PARTIES AVAILABLE www.roller-world.com State Senator Sal DiDomenico with Fire Chiefs on the Senate balcony. (Courtesy photos) State Senator Sal DiDomenico with Fire Chiefs and Senator Patrick O’Connor on the Senate floor.

THE EVERETT ADVOCATE – THuRsDAy, July 3, 2025 ~ Political Announcement ~ Page 7 Despite Late Start, Van Campen First on the Ballot in Everett Mayoral Race Campaign submits over 600 certifi ed signatures in just over two weeks verett, MA — In just over two weeks since launching his campaign for Mayor of Everett, City Councilor Robert Van Campen is officially the first candidate on the ballot. Although the incumbent pulled nomination papers weeks earlier, the Van Campen campaign collected over 800 signatures, with over 600 already certified, well above the 500 required to qualify for the fall election. The speed and scale of support gathered from all six Everett wards signal early momentum and a growing desire for new leadership across the city. “In every corner of this city, people are stepping up and saying it’s time for change, and this campaign is listening,” Van Campen said. “We’re officially on the ballot, just over two weeks after launching. That kind of momentum doesn’t happen by accident. It’s happening because the people of Everett are ready to be heard. I’m honored by the support and proud of the diverse group of neighbors who made this possible. We’re just getting started.” The campaign’s surge of E grassroots energy was led by residents from all six wards of Everett. It reflects the city’s diversity, energy, and hunger for change. Volunteers went door to door, talked to family and friends, and helped gather signatures in every part of the city. Van Campen thanked all those who signed his nomination papers, calling them the “first wave of a movement for change in Everett.” “To everyone who added their name, thank you and welcome to the campaign,” he said. “I don’t take your trust lightly. I know what it means, and I’ll keep working-class family, he knows what it means to work hard and lead with integrity. His parents bought their first home in Everett, chasing the American Dream — a dream that now feels out of reach for too many. As a labor and municipal attorney and a long-time City Councilor, Robert has worked to make city government more transparent, effective, and accountable. He is running for Mayor to bring honest leadership, transparent governance, and real change that puts Everett residents first. If We Happen To Meet By Accident ... You’ll Be Glad You Found Us! There is a difference between the rest and the BEST! Robert Van Campen ing to earn it every step of the way.” Van Campen said his campaign will continue to focus on community engagement, transparent leadership, and delivering results for working families. “I f you’re ready to see change in Everett, I invite you to join us,” Van Campen said. “This campaign isn’t about power or politics. It’s about fixing what’s broken and putting the people of Everett back where they belong, at the center.” This fall, Everett voters will have a clear choice. Vote for change that puts Everett first. For more information, visit: www.vancampenforeverett. com. About Robert Van Campen Robert Van Campen has spent his adult life in Everett, raising a family, serving his neighbors, and standing up for honest government. The son of a father who retired after years of military service and the product of a workAdvocate Online: www.advocatenews.net Celebrating 46 Years In Business! TONY’S AUTO BODY Call or Visit 781-321-0032 34 Sharon Street Malden, MA 02148 TONYSAUTOBODYLLC.COM COME VISIT OUR STATE OF THE ART BODY SHOP • Computerized Paint Matching (State of the Art Spray Booth) • Computerized Frame Machines • P.P.G. Refinishing System • R134 + 1234yf A/C Machines Fully Insured -RS2415 Insurance Company Approval ALL OUR WORK IS GUARANTEED! TONY BARTOLO Owner 46 Years Let Us Handle Your Next Insurance Claim. Go With the BEST It Doesn’t Get BETTER! RENTAL CARS Available

Page 8 THE EVERETT ADVOCATE – THuRsDAy, July 3, 2025 CELEBRATES | FROM PAGE 1 and wagons respectively. In addition to the contest, there was no shortage of offerings and things to do. Elm Street was filled with activities like ring toss, axe throwing, a bouncy castle, face painting, balloon creations and a variety of other games. Food that was prepared and served by a dedicated team of volunteers was also available to anyone who was interested. Inside the park, attendees had the opportunity to partake in free slush and giveaways from local and state government offices and community organizations. The City of Everett stage was also the hub of the evening’s entertainment provided by local bands, the Fenway Brats, Whiskey 6 and Angelena Hightower and The Unit. For the grand finale, attendees gathered around Glendale Park to watch the spectacular fireworks show light up the night sky. “Coming together as a community is what it’s all about, and I’m happy we had this opportunity to do just that,” said CELEBRATES | SEE PAGE 10 Attendees showing off their new face paint. Thousands of attendees watch the fireworks display over Glendale Park. Marlene Westerman (left) and Mayor Carlo DeMaria (right). Mayor Carlo DeMaria and City staff volunteers handed out free items at the Mayor’s tent. City councillors Holly Garcia, Stephanie Smith, and John Hanlon alongside the finalists for the bike contest. City Councillors John Hanlon, Stephanie Smith, and Holly Garcia alongside the finalists for the doll carriage contest.

THE EVERETT ADVOCATE – THuRsDAy, July 3, 2025 Page 9 Mayor DeMaria Congratulates Everett High School Crimson Tide Percussion Ensemble on Winning World Championship The Crimson Tide Percussion Ensemble members and instructors gathered with Mayor DeMaria in the City Council chamber at City Hall Special to The Advocate M ayor Carlo DeMaria recently congratulated the Everett High School Crimson Tide Percussion Ensemble (CTPE) for finishing first place in the Concert A division at the 2025 WGI World Championships in Dayton, Ohio. Members of the CTPE, including the students and instructors, along with Superintendent William Hart and members of the City Council, joined Mayor DeMaria in the City Council chamber to congratulate the ensemble on this milestone. Following speaking with the Mayor about their achievement, everyone was invited to the Keverian Room for pizza and refreshments to celebrate. “From the students and instructors who work so hard to the dedicated and supportive parents of the students, it takes a tremendous effort from everyone involved to achieve this milestone,” said Mayor DeMaria. “We are so proud of the continued success of our percussion ensemble, and I’d like to thank them for joining me at City Hall to recognize their accomplishment.” Everett resident named to The University of Scranton’s Dean’s List E verett’s Luca F. Morelli was among more than 1,725 students named to The University of Scranton’s Dean’s List for the 2025 spring semester. The Dean’s List recognizes students for academic excellence. A student must have a grade point average of 3.5 or better with MCGONAGLE | FROM PAGE 1 Special to The Advocate L ast week State Representative Joe McGonagle visited and met top officials from Home Base in Charlestown to tour their facility and learn about their programs. Home Base, which was started in 2009 by the Red Sox Foundation, has served over 45,000 veterans and their families to heal invisible wounds through treatment, education and support services. Their Charlestown facility offers a wide range of services: two-week inpatient intensive treatment programs, outpatient therapy, fitness and pain management programs and much more. They have served veterans from all 50 states as well U.S. veterans living abroad in 13 countries. a minimum number of credit hours during the semester to make the Dean’s List. Morelli is a senior political science major in the University’s College of Arts and Sciences. The University of Scranton is a Jesuit university located in Northeastern Pennsylvania. “I was absolutely blown away by the facility, range of programs and quality of care presented at Home Base,” said McGonagle. “General Jack Hammond and his team, in partnership with the Red Sox and Mass General, are doing absolutely incredible work. They recognize that veterans of all ages and generations continue to struggle everyday and that receiving life changing and saving treatment isn’t always accessible. They’ve made the commitment to make this treatment as easy to get as possible. Their success rate is phenomenal and they continue to seek the newest innovations in treatment. I look forward to continuing to work with them and encourage any and all veterans to reach out to Home Base for their completely free program.” Mayor Carlo DeMaria was joined by Superintendent William Hart and members of the City Council to congratulate the students and instructors of the Everett High School Crimson Tide Percussion Ensemble on finishing first place in the Concert A division at the 2025 WGI World Championships in Dayton, Ohio.

Page 10 THE EVERETT ADVOCATE – THuRsDAy, July 3, 2025 CELEBRATES | FROM PAGE 8 The fi reworks display over Glendale Park. Mayor Carlo DeMaria. “I’d like to thank the members of my team and everyone else who joined together to make this event another huge success.” To learn more about the City of Everett’s upcoming events, visit the events calendar on the Cit y website at cityofeverett. com/calendar/category/ events/list. The City’s offi cial social media pages can also be found on Facebook, Ins tagram and X (the platform formerly known as Twitter) to stay updated. Facebook: /cityofeverettma and /mayorcarlodemaria. Instagram: @cityofeverettma and @mayorcarlodemaria. X: @EverettGov_MA and @Mayor_ DeMaria. All are welcome to attend the upcoming events. From left: City Councillors Stephanie Smith, Holly Garcia, Robert Van Campen, and Michael Marchese. City staff volunteers grilled and served up hundreds of hamburgers and hot dogs to attendees. A rare opportunity for first-time homebuyers to own an affordable condo in Malden! own an affordable Affordable Homes for Sale in Malden! 5 Newly Built Affordable Condos Scan QR to apply APPLY ONLINE OR IN PERSON How to apply www.tndinc.org 4 Gerrish Ave Rear, Chelsea, MA 02150 Applications also available by mail or email. rdable Condos VAILABLE BYLOTTERY pply INFO SESSIONS Dates July 7, 2025 - October 2, 2025 Please note: Deadline: Must be postmarked by October 2, 2025 WHO CAN APPLY: First-Time Homebuyers Meet income & asset limits (see AMI chart) Assets must be under $75K for 80% AMI households. Assets must be under $150K for 100% AMI households. Restrictions Apply – Units have resale and use restrictions Questions or Accommodations? Call Winn Management: 617-884-0692 | TTY: 800-439-2370 CHECK INCOME LIMITS & PRICES BY HOUSEHOLD SIZE School Committee Chairperson Samantha Hurley alongside family and friends at the Independence Day Celebration. Where: Malden City Hall August 5, 2025 6PM September 4, 2025 6PM Lottery Date Thursday, October 16, 2025 (Attendance not required) AVAILABLE BY LOTTERY APPLICATION PERIOD: Attendees taking a photo with some of the characters at the Independence Day event. omes alden! From left: City Councillor Stephanie Smith, City Council President Stephanie Martins, City Councillor John Hanlon, and Legislative Aide Michael Mangan. 272 Cross Street LLC and Winn Management do not discriminate because of race, color, sex, sexual orientation, religion, age, handicap, disability, national origin, genetic information, ancestry, children, familial status, marital status or public assistance recipiency in the sale or transfer of apartment units, buildings, and related facilities, including land that they own or control. Visit Our Website for more info www.tndinc.org Equal Housing Opportunity Attendees enjoying the live musical performances.

THE EVERETT ADVOCATE – THuRsDAy, July 3, 2025 Page 11 Fourth Please Drive Safely! Happy Birthday, America! Mayor Carlo DeMaria & The Everett City Government Best Wishes For A Happy Fourth Mayor DeMaria, wife Stacy, Carlo III, Caroline & Alexandra Proud To Be American State Sal, Tricia, Matthew, and Sal DiDomenico Senator Sal DiDomenico and Family Representative Joseph McGonagle ly Ha of Ju ppy

Page 12 THE EVERETT ADVOCATE – THuRsDAy, July 3, 2025 Fourth Please Drive Safely! Councillor-at-Large John F. Hanlon & Family Candidate for Ward 6 City Councillor Alfred Lattanzi & Family EVERETT TAXI & MALDEN TRANS (617) 389-8100 (617) 389-1000 LESTER, PEGGY & DAVID MOROVITZ Rocco Longo & Staff at SABATINO/ MASTROCOLA INSURANCE AGENCY 519 Broadway, Everett 617-387-7466 www.sabatino-ins.com F.J. LaRovere Insurance Agency, Inc. 492 Broadway, Everett, MA 02149 617-387-9700 Open Mon-Fri: 8am-6pm, Sat: 9am-1pm ly Ha of Ju ppy

THE EVERETT ADVOCATE – THuRsDAy, July 3, 2025 Page 13 Fourth Please Drive Safely! Happy Birthday, America! Messinger Insurance Agency Wishing You a Safe & Happy July 4th! Everett / Medford / Winchester / Dorchester / Norwood / Plymouth memberspluscu.org SINCE 1921 475 Broadway, Everett, MA 02149 617-387-2700 Proud To Be American Ward 3 Councillor Anthony DiPierro America A a The Beautiful! Have a Safe & Happy Fourth! Ward 1 Councillor Wayne Matewsky A lifetime of commitment to the City of Everett God Bless America! ly Ha of Ju ppy

Page 14 THE EVERETT ADVOCATE – THuRsDAy, July 3, 2025 Fourth Please Drive Safely! Candidate for Ward 1 Councillor 26 Garvey St., Everett 617-387-6877 Peter Napolitano On July 4, 1776, the 13 colonies claimed their independence from Great Britain, an event that eventually led to the formation of the United States. Let us celebrate this historic event. Thank you to the men and women who fought for our freedom. Sacro Plaza SACRO COMPANIES Whitney Lorenti House Glendale Court The Everett Advocate management and staff wishes all our readers a happy, safe Fourth of July ly Ha of Ju ppy

THE EVERETT ADVOCATE – THuRsDAy, July 3, 2025 Page 15 City of Everett Hosts Senior Summer Barbecue O Everett’s older adults gathered at the Connolly Center for a carnival-themed barbecue Special to Th e Advocate n Thursday, June 26, the City of Everett’s Council on Aging (COA) hosted Mayor DeMaria’s annual Senior Summer Barbecue at the Connolly Center. Over 300 Everett residents attended the event enjoying delicious traditional barbecue food like hamburgers and hot dogs prepared and served by the COA team and City employee volunteers. This year’s theme included a carnival theme, and a fun time was had by all in attendance. “I’m glad we were able to Everett’s older adults joined together at the Connolly Center for Mayor DeMaria’s annual Senior Summer BBQ. once again host the annual Senior Summer Barbecue to bring our community’s older adults together to have a wonderful time,” said Mayor DeMaria. “I want to thank the Council on Aging and the many volunteers who gave their time to cook, serve, clean and be sure that all of the attendees were taken care of in every way.” Everett Firefi ghter Deputy Chief Will Hurley leading the YMCA dance. City staff volunteers grilled and served hamburgers and hot dogs for attendees. Marlene Westerman attended the Senior Summer BBQ. The Council on Aging staff dressed in their carnival attire. There was plenty of dancing and fun to be had at the Senior Summer BBQ. Everett Firefi ghters were on hand for the festivities. From left: Director of Public Works Jerry Navarra, Code Enforcement Offi cer Peter Sikora, Police Chief Paul Strong, Code Enforcement Manager Mark Mayo, and ISD team member Ed Aliberti. City staff volunteers helped serve dessert at the Senior Summer BBQ. Attendees alongside City Councillor Holly Garcia.

Page 16 THE EVERETT ADVOCATE – THuRsDAy, July 3, 2025 Everett Little League Williamsport all-stars drop District 12 opener to Charlestown By Joe McConnell T he Everett Little League 11-12-year-old Williamsport all-star team dropped its first game in the District 12 portion of the tournament to Charlestown at Langone Field in the North End last Friday night (June 27), 7-1. It was a game, however, that could have gone either way, according to manager Kevin Blatt. Blatt’s team is made up of mostly 11-year-olds – eight to be exact – with the remaining four on the roster consisting of 12s. “We’re a little younger than the other teams in the district,” said Blatt. “But this team is capable of doing everything well. We have good pitching, hitting, defense and speed.” If there’s anything that can be said of the team’s youthfulness, the probable returnees for next year’s Williamsport roster will have that necessary experience to handle the pressures of this granddaddy of all youth baseball tournaments. Angel Baca (11), Logan Salie (11), Giovanni Blatt (11), Jason Oliveira, Jr. (12). Joshua (O’Neil) Santana (11), Denzel Reyes (12), Lorenzo Papa (11), Jovani Namey (11), Kayaki Battle (11), Albert Yan (12), Niko Kotsiopoulos (11) and Symon Golden (12) are this year’s Williamsport all-stars from Everett. Billy Kotsiopoulos and Jimmy Schaefer are Blatt’s assistant coaches. Oliveira, one of the team’s oldest players, was Monday night’s starting pitcher against Dorchester at Sacramone Park after press deadline. The Everett 12-yearold hurler was looking to lead his teammates into the win column to avoid being eliminated in two straight games. In the game against CharlesEverett Little League Williamsport all-star manager Kevin Blatt speaks to his team prior to the District 12 opener against Charlestown last Friday night (June 27) at Langone Field in the North End. (Courtesy photo) town, Blatt had nothing but praise for his team’s ability to never give up. “The kids really continued to fight throughout the entire game,” he said. Everett had runners on base in every inning, but didn’t break - LEGAL NOTICE OF PUBLIC SALE - Notice is hereby given by A.G. Quealy Towing, Inc., 26 Garvey St., Everett, MA,02149 pursuant to the provisions of G.L. c. 255, Section 39A, that on or after 7-12-2025 the following Motor Vehicles will be sold to satisfy the garage keeper’s lien thereon for storage, towing charges, care and expenses of notice and sale of said vehicles: P.O. Box 490558 Everett, MA 02149 YEAR 2005 2011 2008 2020 2013 2009 2018 2017 2009 2012 2017 2013 2019 2010 2007 MAKE Mercury Jeep Hyundai Suzuki Toyota Hyundai Dodge Ford Hyundai Toyota Nissan Lexus 2017 GMC Ducati MODEL Mariner Patriot Silver Mercedes-Benz E-Class Black Ford Escape Silver ELANTRA Red GSX-R 600 RAV4 ACCENT White Journey Explorer Gray ELANTRA Camry Altima Black RX 350 Black Sierra 1500 1098 S Red VIN# 4M2YU56Z85DJ21301 1J4NT4GB2BD142545 WDBUF87X68B245420 1FMCU9G67LUA43534 KMHDH4AE3DU714730 JS1GN7EA892102491 2T3BFREV3JW834339 KMHCT4AEXHU364092 3D4GG57V89T571201 1FMHK8D87CGA34018 KMHD84LF6HU428267 4T1BF1FK1DU657826 1N4BL4EV9KC228064 2T2BK1BA7AC031134 1GTV2NEC3HZ131897 ZDM1XBEW77B003165 Signed, Alan G. Quealy, owner A.G. Quealy Towing, Inc. June 27, July 3, 11, 2025 While standing in front of the American flag at Langone Field in the North End last Friday night (June 27), Everett Little League Williamsport all-star Jason Oliveira, Jr. is in the middle of warmups prior to the District 12 opener against Charlestown. (Courtesy photo) through until the bottom of the sixth, when Papa scored on a bases loaded walk. In that frame, Kotsiopoulos was robbed of a grand slam by the Charlestown centerfielder, who snared the SPORTS | SEE PAGE 19

THE EVERETT ADVOCATE – THuRsDAy, July 3, 2025 Page 17 Everett Public Libraries Calendar of Events Parlin Adult and Teens Dungeons and Dragons at the Library: Parlin Meeting Room, Monday, July 7, from 6-8:30 p.m. A new adventure awaits at the library! Join our party and embark on an epic quest with other adventurers. NOTE: This is a multi-session campaign. When signing up, please make sure you are available for all four sessions. Space is limited to six players. Registration is required. Podcasting Course: Parlin Meeting Room, Tuesday, July 1, from 3-4:30 p.m. This multiweek course will not only teach you about the art of podcasting and its history, but how to create your own! Recommended for ages 1216. Registration is required for this program and signing up secures your spot for all seven weeks of the course. Materials for this program have been generously provided by the Friends of the Everett Public Libraries. Classics & Crafts Movie Night: Parlin Meeting Room, Tuesday, July 8, at 6:30 p.m. Join us for a casual movie viewing where conversation is allowed and crafting is encouraged, featuring our favorite classic books on the big screen of the Parlin Meeting Room TV! BYO crafts and snacks or borrow craft supplies from our library clubs. We’ll be watching “Pride & Prejudice” (2005), and viewers are recommended to be 14 years of age or older. Connolly Center Book Group: Connolly Center Meeting Room, Thursday, July 10, at 12 p.m. In George Saunders “Lincoln in the Bardo,” it is February 1862. President Lincoln’s beloved son, Willie, dies. Newspapers report that a grief-stricken Lincoln returns, alone, to the crypt several times to hold his boy’s body. From that seed of historical truth comes the story of love, loss and a struggle over young Willie’s soul. See Kathleen for copies on her twice monthly visits or call the Parlin (617394-2300) or Shute (617-3942308) Libraries. Gardner Museum Ar t Heist: Parlin Meeting Room, Thursday, July 10, at 7 p.m. Come hear Pulitzer Prize- winning Boston Globe journalist Steve Kurkjian, author of “Master Thieves,” talk about the famous theft of priceless works of art from the Isabella Stewart Gardner Museum. The case is still unsolved, and the investigation included an FBI search of an Everett home. Silent Reads Society: Parlin Meeting Room, Saturday, July 12, from 12-2 p.m. Join the Silent Reads Society, a unique book club where we enjoy quiet reading. Settle into a cozy space with a book, or choose one from our selections, and enjoy an hour or two of uninterrupted reading alongside fellow book lovers. No pressure, no discussions — perfect for those seeking a peaceful escape or motivation to turn the next page. Cozy vibes and reads will be provided. All are welcome! Resume Writing: Parlin Information Desk; do you need help sprucing up an old resume or creating a new one? Sign up for a 30-minute session at the Parlin. By appointment only; to register, please call 617-394-2300 or email parlininfo@noblenet.org. Computer Basics 101: Parlin Information Desk; learn the basics: how to start up and shut down a computer, perform mouse and keyboard functions, use applications, navigate the Internet, set up an email account, and more! By appointment only; to register, please call 617-394-2300 or email parlininfo@noblenet.org. Parlin Children’s Mystery Craft Monday: Stop by the Parlin Children’s Room every Monday for a Grab and Go mystery craft — a self-directed arts and crafts program for children ages three to seven. Mystery crafts can be taken home or crafted with a friend or caregiver at our children’s tables. What will be in your mystery craft kit? No registration required, while supplies last. El Reino: A Bilingual Story Hour: Parlin Meeting Room, Monday, July 7, at 11 a.m.; join 12, at 12 p.m. Learn how to fold paper animals of all kinds! Open to all ages and abilities; paper and instruction will be provided. Shute Adult and Teens Golden Minds: Play, Creus for a fun and interactive bilingual program where we will use our imaginations to search for wild animals. Children will wear a safari outfit and look through binoculars as they learn about different animals. There will be singing, dancing, musical instruments and crafts. Don’t miss this fantastic opportunity to learn in English and Spanish. Lego Club: Parlin Children’s Room, Monday, July 7, from 3-5 p.m. Come to the Children’s Room after school on Mondays for some free Lego building fun. Open to all ages; children under six years old must be accompanied by an adult. No registration required. Storytime and Sing-along with Karen: Parlin Children’s Room, Wednesday, July 9, at 11 a.m. Join us for a fun-filled morning of singing and storytelling with Karen! Suggested ages: newborn to six. Drama Class: Parlin Children’s Room, Wednesday, July 9, at 3 p.m. Do you have a drama queen or king at home? Drama Class in the Parlin Children’s Department is the perfect opportunity for your child to put those acting skills to use with our drama coach! Suggested ages: six to 14. Story Time Adventures with Mrs. McAuliffe: Parlin Craft Room, Thursday and Friday, July 10 and 11, at 11 a.m. Join Mrs. McAuliffe for our enchanting Story Time! You will be whisked away on magical adventures through the pages of your favorite books. Bring a friend or make a new one in our circle of friends. Friday Family Movies: Parlin Meeting Room, Friday, July 11, at 3 p.m. Break out the popcorn! Come and watch “Despicable Me 4” with your friends and family. Origami Club: Parlin Children’s Room, Saturday, July ate, Connect: Shute Meeting Room, Monday, July 7, at 10 a.m. Join us for our monthly senior social at the Shute Library! Enjoy books, puzzles, crafts and games with friends in a fun and welcoming environment. Stay engaged and connect with your peers! No registration required. This event is open to ages 55-109! Games are generously supplied by the Council on Aging. Sketch Studio: Shute Meeting Room, Tuesday, July 8, at 4:30 p.m. Come hang with us at our Sketch Studio hour — a weekly drop-in art session! We’ve got sketchbooks (first come, first served), creative prompts, still life setups and a room full of fellow sketch artists. Drop in once a week and bring your creativity. For ages 14-18. No registration is required. This program is generously sponsored by the Friends of the Everett Public Libraries. Graphic Novel & Manga Book Club: Wednesday, July 9, at 4 p.m. Join our monthly teen book group focused on graphic novels & manga! We will be discussing “¡Ay, Mija!” by Christine Suggs. No registration is needed! For ages 14 to 18. We meet every second Wednesday at 4 p.m. unless otherwise noted on our calendar. Limited copies are available for borrowing from our circulation desk. Resume Writing: Shute Adult Department; book a one-on-one resume assistance appointment at the Shute Library and let a librarian help you craft a resume tailored to your strengths and aspirations. Sign up for a 30-minute session at the Shute Library. By appointment only; please email shuteinfo@noblenet.org or call 617-394-2308. Computer Basics 101: Shute Adult Department. Tech newbie? No problem! Learn to power up, click around, type like a pro, explore the digital world and even send your first email. Book your Friday adventure with technology today! By appointment only; please email shuteinfo@noblenet.org or call 617-394-2308. Shute Children’s Story to Screen: Book & Movie Club: Shute Meeting Room, Mondays at 2:30 p.m. It’s time for films and fun! Munch on popcorn and watch “Charlotte’s Web.” Can you answer the question “Which was better, the book or the movie?” Recommended for children eight and up. Miss Val’s Storytime Pals: Shute Children’s Room, Mondays at 10 a.m. and Tuesday at 12 p.m. What’s better than a good story? Sharing it with friends! Join Miss Val at the Shute Library for Fairytale Fun! Book Talk: Summer Reading Edition: Have you been keeping up with your summer reading? Drop in to share your opinions, get recommendations and find out what everyone else has been reading (and doing) during summer break! Registration is not required; open to children of all ages; parents and guardians are welcome to join in or have their own book discussion. Tune In: Music Class at the Library! Shute Meeting Room, Wednesday, July 9, from 2-3:30 p.m. Join us for a fun and interactive music class where you’ll learn to read music and sing! We’ll play games, try out cool exercises and have a great time making music together. No experience needed — just bring your voice and get ready to have fun! This program is recommended for ages 1014. Materials for this program have been generously provided by the Friends of the Everett Public Libraries. Master Builders: Lego Free-play: Shute Children’s Room, Thursdays from 3-5 p.m.; free-play session with Legos and other building blocks. Bring a buddy, or make a new one, as you explore your imagination brick by brick! We provide the space and the materials to let your vision take shape. What will you create?

Page 18 THE EVERETT ADVOCATE – THuRsDAy, July 3, 2025 ~ Legal Notice ~ NOTICE OF MORTGAGEE’S SALE OF REAL ESTATE By virtue and in execution of the Power of Sale contained in a certain mortgage given by Hector Tumpson to Mortgage Electronic Registration Systems, Inc. as nominee for Intervale Mortgage Corporation, dated August 3, 2004 and recorded in the Middlesex County (Southern District) Registry of Deeds in Book 43478, Page 153, as modified by a certain modification agreement recorded on November 13, 2012, and recorded with said Middlesex County (Southern District) Registry of Deeds in Book 60465, Page 388, of which mortgage the undersigned is the present holder, by assignment from: Mortgage Electronic Registration Systems, Inc. (“MERS”) as nominee for Intervale Mortgage Corporation its successors and assigns to LaSalle Bank National Association, as Trustee for Certificateholders of Bear Stearns Asset Backed Securities I LLC Asset Backed Certificates, Series 2005-HE1, recorded on July 17, 2006, in Book No. 47811, at Page 343 Mortgage Electronic Registration Systems, Inc. (“MERS”) as nominee for Intervale Mortgage Corporation, its successors and assigns to JPMorgan Chase Bank, National Association, recorded on January 3, 2018, in Book No. 70467, at Page 14 JPMorgan Chase Bank, National Association to U.S. Bank National Association, as Trustee, successor in interest to Bank of America, National Association as Trustee as successor by merger to LaSalle Bank National Association, as Trustee for certificateholders of Bear Stearns Asset Backed Securities I LLC Asset Backed Certificates, Series 2005-HE, recorded on January 3, 2018, in Book No. 70467, at Page 18 JPMorgan Chase Bank, National Association to U.S. Bank, N.A., successor trustee to LaSalle Bank National Association, on behalf of the holders of Bear Stearns Asset Backed Securities I Trust 2005-HE1, Asset-Backed Certificates Series 2005-HE1, recorded on March 13, 2023, in Book No. 81322, at Page 297 U.S. Bank, N.A., successor trustee to LaSalle Bank National Association, on behalf of the holders of Bear Stearns Asset Backed Securities I Trust 2005-HE1, Asset-Backed Certificates Series 2005-HE1 to U.S. Bank Trust Company, National Association, as Trustee, as successor-in-interest to U.S. Bank National Association, successor trustee to LaSalle Bank National Association, on behalf of the holders of Bear Stearns Asset Backed Securities I Trust 2005-HE1, Asset-Backed Certificates Series 2005-HE1, recorded on August 15, 2023, in Book No. 81888, at Page 507 U.S. Bank Trust Company, National Association, as trustee, as successor-in-interest to U.S. Bank National Association, successor trustee to Bank of America, National Association, successor by merger to LaSalle Bank National Association, as Trustee for Certificate holders of Bear Stearns Asset Backed Securities I LLC, Asset Backed Certificates, Series 2005-HE1 to U.S. Bank Trust Company, National Association, as Trustee, as successor-in-interest to U.S. Bank National Association, successor trustee to LaSalle Bank National Association, on behalf of the holders of Bear Stearns Asset Backed Securities I Trust 2005-HE1, Asset-Backed Certificates Series 2005-HE1, recorded on March 14, 2024, in Book No. 82564, at Page 362 for breach of the conditions of said mortgage and for the purpose of foreclosing, the same will be sold at Public Auction at 12:00 PM on July 30, 2025, on the mortgaged premises located at 97 Irving Street, Everett, Middlesex County, Massachusetts, all and singular the premises described in said mortgage, TO WIT: The land in Everett, County of Middlesex, with the buildings thereon being lot number 142 on a Plan of Building Lots of the Nichols Farm Land Associates made by A.F. and N.N. Sargent, Surveyors, dated April 1882 and recorded with Middlesex South District Deeds in Book of Plans 38, Plan 12. Said Lot numbered 142 is further bounded and described as follows: NORTHWESTERLY by Irving Street, fifty (50) feet; NORTHEASTERLY by Lot 141 as shown on said plan, one hundred fifteen (115) feet; SOUTHEASTERLY by Lot 186 as shown on said plan, fifty (50) feet; and SOUTHWESTERLY by Lot 143 as shown on said plan, one hundred fifteen (115) feet. Containing, 5,750 square feet of land. For mortgagor’s(s’) title see deed recorded with Middlesex County (Southern District) Registry of Deeds in Book 43478, Page 151. These premises will be sold and conveyed subject to and with the benefit of all rights, rights of way, restrictions, easements, covenants, liens or claims in the nature of liens, improvements, public assessments, any and all unpaid taxes, tax titles, tax liens, water and sewer liens and any other municipal assessments or liens or existing encumbrances of record which are in force and are applicable, having priority over said mortgage, whether or not reference to such restrictions, easements, improvements, liens or encumbrances is made in the deed. TERMS OF SALE: A deposit of Fifteen Thousand ($15,000.00) Dollars by certified or bank check will be required to be paid by the purchaser at the time and place of sale. The balance is to be paid by certified or bank check at Harmon Law Offices, P.C., 150 California St., Newton, Massachusetts 02458, or by mail to P.O. Box 610389, Newton Highlands, Massachusetts 02461-0389, within thirty (30) days from the date of sale. Deed will be provided to purchaser for recording upon receipt in full of the purchase price. The description of the premises contained in said mortgage shall control in the event of an error in this publication. Other terms, if any, to be announced at the sale. U.S. BANK TRUST COMPANY, NATIONAL ASSOCIATION, AS TRUSTEE, AS SUCCESSOR-IN-INTEREST TO U.S. BANK NATIONAL ASSOCIATION, SUCCESSOR TRUSTEE TO LASALLE BANK NATIONAL ASSOCIATION, ON BEHALF OF THE HOLDERS OF BEAR STEARNS ASSET BACKED SECURITIES I TRUST 2005-HE1, ASSET-BACKED CERTIFICATES SERIES 2005-HE1 Present holder of said mortgage By its Attorneys, HARMON LAW OFFICES, P.C. 150 California St. Newton, MA 02458 (617)558-0500 10777 June 27, July 3, 11, 2025

Say nr Sa a y Senior Seni by Jim Miller What Is a Spousal IRA? Dear Savvy Senior, What can you tell me about spousal IRAs? My spouse and I are in our 50s and are looking for ways to boost our retirement savings. My wife is a homemaker and caregiver, and works part time too, but her income is very small. Need a Boost Dear Need, Saving for retirement can be very diffi cult for married spouses who stay home to care for family or otherwise have scant income. But there is a little-known tax break off ered by the Internal Revenue Service – known as a spousal IRA – that can help them, and their partner save for retirement. Spousal individual retirement accounts allow a working spouse to contribute to a nonworking or low-earning spouse’s retirement savings. They can be set up as a traditional IRA or Roth IRA, which allow couples to save for retirement on a tax-deferred or tax-free basis. How They Work A spousal IRA isn’t a unique type of IRA or a joint account, but instead it is a separate IRA opened and owned in the name of the nonworking or low-income earning spouse. This will not only help boost your family’s overall retirement savings, but it provides non-working/low-earning spouses access to their own funds in an unforeseen event like the death of their spouse, divorce, or illness. To qualify for a spousal IRA, spouses must fi le taxes jointly as a married couple, and the working spouse must have enough earned income (taxable income such as wages, salary, bonuses, commissions, and self-employment income) to cover contributions for both parties. The process of opening a spousal IRA is also no different from opening a regular IRA. Brokerage fi rms and many banks and other fi nancial institutions off er IRAs. In 2025, each spouse under age 50 can contribute up to $7,000 annually to an IRA, or $8,000 annually for those over age 50, but the total contribution can’t exceed the taxable earned income reported on the couple’s tax return. Otherwise, the IRS limits contributions based on their earned income. Roth or Traditional? Deciding whether to open a Roth or traditional IRA depends on your tax situation and fi nancial goals. Traditional IRA contributions typically are tax deductible the year in which they are made and are beneficial during high-income earning years. Contributions grow tax-free until they are withdrawn during retirement. Roth IRA contributions aren’t tax deductible the year in which they are made, but qualifi ed contributions plus any earnings grow taxfree and are withdrawn taxfree in retirement as long as the couple follows IRS rules. Among them: you must be 59½ and have held your Roth IRA for at least fi ve years before you withdraw investment earnings tax-free and penalty-free. There are also penalties for withdrawals on traditional IRAs before age 59½ unless the owner qualifies for an exception, and he or she must begin taking the annual withdrawals known as required minimum distributions (RMDs) from these plans the year he or she turns 73 (or 75 beginning in 2033). Roth IRAs don’t require RMDs until after the death of the owner. However, benefi ciaries of a Roth IRA generally will need to take RMDs to avoid penalties, although there is an exception for spouses. For more information on the IRS rules of both traditional and Roth IRAs see IRS. gov/retirement-plans/traditional-and-roth-iras. Send your questions or comments to questions@savvysenior.org, or to Savvy Senior, P.O. Box 5443, Norman, OK 73070. nior ior THE EVERETT ADVOCATE – THuRsDAy, July 3, 2025 SPORTS | FROM PAGE 16 ball as it was heading over the fence to end the game. “If (Kotsiopoulos) connected on that grand slam, we still would have been trailing by two, but we would have had the momentum on our side with the heart of the batting order coming up,” said Blatt. Battle, Salie and Kotsiopoulos all had hits for Everett against Charlestown. On the mound, Kotsiopoulos pitched five solid innings, throwing the requisite amount of 85 pitches – Little League pitch count rules. The Townies scored three runs each off Kotsiopoulos in the third and fi fth innings, while still fanning seven times against him. Baca followed him to the hill in the sixth inning, and struck out three sandwiched around a single and a run. The Everett boys showed off their speed in this game with fi ve stolen bases from the likes of Battle, Salie, Papa, Blatt and Yan. Everett had to beat Dorchester on Monday night to remain alive in the tournament, and if that was the case they were back on the diamond on July 2. Another win gives them a few days off to celebrate the Fourth of July holidays, before resuming the road to Williamsport on July 7. Opponents beyond Dorchester to be determined, as District 12 teams begin eliminating each other. O Page 19 OBITUARY Walter A. Lara f Everett . Passed away on June 23rd at 68 years of age. Walter was a native of San Vicente, El Salvador and immigrated to the United States in 1979 settling in California. He eventually came to Massachusetts where he met his wife Mabel. They made Chelsea their home and eventually they moved to Everett where they had been residing for the past 13 years. Walter was proud to become an accountant. He had the privilege of owning and operating his own business named Walter’s Financial Services for several years. Walter also had a deep devotion to his faith and his church. He became a Pastor at the First Baptist Church in Chelsea, and he recently celebrated his 10-year anniversary on June 18th. When he was younger, he spent his spare time enjoying music, playing soccer and he loved to spend time in the water, whether it be in a swimming pool or at the beach. He is the devoted husband of Mabel Bardales Lara of Everett. Beloved father of Blanca, Balkis, Walter Jr., Jacqueline, Oscar, Daniel, Irma, Jorge, James, Michelle and Janell. Cherished grandfather of 28 grandkids and 2 great grandchildren. He is the dear brother of Wilfredo, Esmeralda, Arely, Maria, Carlos and the late Cesar. He is also lovingly survived by many nieces, nephews and cousins. Family and friends were invited to attend Visiting Hours on Sunday, June 29th in the Vertuccio Smith & Vazza, Beechwood Home for Funerals, Revere. Funeral Services were held on Monday, June 30th in the First Baptist Church, Chelsea. Interment followed in Woodlawn Cemetery, Everett.

Page 20 THE EVERETT ADVOCATE – THuRsDAy, July 3, 2025 FURNISHED ROOM FOR RENT EVERETT Clean-Outs! We take and dispose from cellars, attics, garages, yards, etc. Call Robert at: 781-844-0472 1 bedroom, 1 bath furnished room for rent. $275. per week rent. Two week deposit plus 1 week rent required. ~ School Bus Drivers Wanted ~ 7D Licensed School Bus Drivers Malden Trans is looking for reliable drivers for the new school year. We provide ongoing training and support for licensing requirements. Applicant preferably lives local (Malden, Everett, Revere). Part-time positions available and based on AM & PM school hours....15-30 hours per week. Good driver history from Registry a MUST! If interested, please call David @ 781-322-9401. CDL SCHOOL BUS DRIVER WANTED Compensation: $28/hour School bus transportation company seeking active CDL drivers who live LOCALLY (Malden, Everett, Chelsea and immediate surrounding communities). - Applicant MUST have BOTH S and P endorsements as well as Massachusetts school bus certificate. Good driver history from Registry a MUST! - ADVOCATE Call now! 617-387-2200 ADVERTISE ON THE WEB AT WWW.ADVOCATENEWS.NET Part-time hours, BUT GUARANTEED 20-35 HOURS PER WEEK depending on experience. Contact David @ 781-322-9401. For Advertising with Results, call The Advocate Newspapers 617-387-2200 Call: 617-435-9047 - NO TEXT The Kid Does Clean Outs From 1 item to 1,000 * Basements * Homes * Backyards * Commercial Buildings The cheapest prices around! Call Eric: (857) 322-2854 CLASSIFIEDS

THE EVERETT ADVOCATE – THuRsDAy, July 3, 2025 Page 21 1. On July 4, 1974, the fi rst “1812 Overture” with fi reworks and cannons took place where? 2. In India what bird is being raised as a backup for modern communication methods? 3. What bottled beverage that gives “spunk” began in Lowell and was fi rst bottled in JP? 4. In what year did the Red Sox’ David Ortiz win the Home Run Derby: 2010, 2015 or 2020? 5. On July 5, 1937, what canned product advertised as “miracle meat” debuted? 6. In 1781 what state’s General Court resolved to make July 4 a day of “public rejoicing”? 7. July 6 is National Fried Chicken Day; how are a cockerel and a pullet diff erent? 8. In 1906 what company produced a special mailer advertising mail order tombstones? 9. How many leaning towers are there in Pisa: one, three or 11? 10. In 1889 what composer created “The Washington Post” march for that paper’s essay contest awards ceremony? 11. On July 7, 2019, what team defeated the Netherlands to win a fourth World Cup? 12. What film actor known as “Man of a Thousand Faces” wrote about makeup in an edition of “Encyclopædia Britannica”? 13. Windham, Connecticut, has the largest of what kind of July 4 parade without a band? 14. On July 8, 1949, what chef/restaurateur was born who has an animal’s name and a Shakespearean name in his name? 15. In Texas what Guinness World Record was created by stating “Happy 4th of July 2023”? 16. What kind of French pastry is known as part of an elephant? 17. On July 9, 1955, what hit by Bill Haley & His Comets became the fi rst Billboard number one rock-and-roll single? 18. Most advanced semiconductors are made on what island? 19. In what country are the next Olympic Games: France, Italy or USA? 20. On July 10, 1871, what French author of “Remembrance of Things Past” was born? ANSWERS Steps Stoops Rebuilt or Repaired Chimney Rebuilt or Repaired House Foundation Leaks Repaired All Basement Repairs Chimney Inspection Roofing & Siding Masonry Repairs Window Installation & Repairs Drywall & Carpentry Waterproofing Frank Berardino MA License 31811 • 24 - Hour Service • Emergency Repairs BERARDINO Plumbing & Heating Residential & Commercial Service Gas Fitting • Drain Service 617.699.9383 Senior Citizen Discount American Exterior and Window Corporation Contact us for all of your home improvement projects and necessities. Call Jeff or Bob Toll Free: 1-888-744-1756 617-699-1782 / www.americanexteriorma.com Windows, Siding, Roofing, Carpentry & More! All estimates, consultations or inspections completed by MA licensed supervisors. *Over 50 years experience. *Better Business Bureau Membership. Insured and Registered Complete Financing Available. No Money Down. C B& Landscaping, Inc. 781-233-0348 * Landscaping Maintenance * Mulch * Lawn Mowing & Dethatching * Spring & Fall Clean-ups * Owner-Operated FREE ESTIMATES * CANDBLANDSCAPINGINC.COM Licensed & Insured Free Estimates Carpentry * Kitchen & Bath * Roofs * Painting Decks * Siding * Carrijohomeimprovement.com Call 781-710-8918 * Saugus, MA General Contractor * Interior & Exterior We follow Social Distancing Guidelines! 1. The Hatch Shell on the Esplanade in Boston 2. Carrier pigeons (used by police traditionally and now being raised in case of disaster) 3. Moxie (The Moxieland factory was in JP; the beverage is now Maine’s state soft drink.) 4. 2010 5. Spam 6. Massachusetts 7. A cockerel is a young male domestic chicken and a pullet is a young hen; traditionally, young chickens are best for making fried chicken. 8. Sears, Roebuck, and Co. 9. Three (the Leaning Tower of Pisa and the bell towers of the church of St. Nicola and the church of St. Michele degli Scalzi) 10. John Philip Sousa (The new dance the “two-step” became identified with the march.) 11. USA women’s soccer 12. Lon Chaney 13. 40th annual Boom Box Parade, where a radio station plays marching band music 14. Wolfgang Puck 15. “largest aerial sentence formed by multirotors/drones” 16. Elephant ear (palmier) 17. “Rock Around the Clock” 18. Taiwan 19. Italy 20. Marcel Proust

Page 22 THE EVERETT ADVOCATE – THuRsDAy, July 3, 2025 REAL ESTATE TRANSAC TIONS Copyrighted material previously published in Banker & Tradesman/The Commercial Record, a weekly trade newspaper. It is reprinted with permission from the publisher, The Warren Group. For a searchable database of real estate transactions and property information visit: www.thewarrengroup.com. BUYER1 Argueta, Jose D Fernandez, Oscar Girard, Matthew Shapiro, Maya BUYER2 Argueta, Roxana C SELLER1 Mccarron, John R Dasilva, Anthony V Bullens, Jacqueline Guerriero, Mary SELLER2 Mccarron, Kathleen Dasilva, Miriam E ADDRESS 29-A Sammet St 19 K K Ter 11 Appleton Ter 120 Wyllis Ave #223 YOUR LOCAL NEWS & SPORTS IN SIX LANGUAGES. SUBSCRIBE TO THE ADVOCATE ONLINE BY SCANNING HERE! Happy 4th Of July Bold Stripes. Bright Stars. Brave Hearts. Joe Duggan, Broker/Owner Ronnie Puzon, Broker/Owner Lisa Smallwood Lori Johnson CITY Everett Everett Everett Everett DATE 06.13.25 06.11.25 06.13.25 06.12.25 PRICE 715000 670000 700000 467500 Dragana Vrankic Pat Torcivia Lucia Ponte Michelle Luong Dale Brousseau Dale B Annemarie Torcivia Michael Foulds Diane Horrigan rrigan Tenzing Rapgyal Joe Scibelli TRINITY REAL EST TRINITY R 781.231.9800 Francisco Sillero TRINITY REAL ESTATE | 321 MAIN STREET| SAUGUS, MA| VILLAGE PARK TrinityHomesRE.com | VILLAGE PARK

THE EVERETT ADVOCATE – THuRsDAy, July 3, 2025 Page 23

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