Page 20 THE EVERETT ADVOCATE – FRiDAy, FEbRuARy 3, 2023 RESNEK | FROM PAGE 1 sex Superior Court, Utica National Insurance Company of Texas has filed a motion requesting the Court to enter an order that Utica “owes no duty to defend or indemnify Dorchester Publications LLC” – doing business as the Everett Leader LLC, Joshua Resnek, Matthew Philbin and Andrew Philbin, Sr. in connection with the claims filed against them by the mayor, city solicitor, assistant city solicitor and chief financial officer. The Utica National Insurance Company complaint cited a lawsuit filed by the city’s Chief Financial Offi cer, Eric Demas; Asst. City Solicitor Keith Slattery, Esq.; and City Solicitor Colleen Mejia, Esq., which was fi led in September of 2022. Utica, according to the complaint, issued a $1 million business owner’s policy eff ective from January 12, 2021, through Jan. 2022, which provides coverage for Philbin’s liability, and damages arising out of “personal and advertising injury.” The policy, according to the complaint, excludes coverage for such injury caused by or at the direction for the insured with knowledge that the act would violate the rights of another and would infl ict personal injury; or in this case, “oral or written publication, in any manner, or material that slanders or libels a person or organization.” Utica contends that “the coverage is not aff orded under the Policy because of the Everett Leader Defendants’ conduct allegedly committed intentionally, purposefully, fraudulently, maliciously and/ or knowingly so as to harm another person under the terms of the Policy.” In other words – the insurance company wants out given the damning testimony by their policy holders. Utica’s motion also cites the mayor’s amended complaint, one count of Conspiracy to Defame by the Philbins and Resnek, one count for Defamation against the three and one count of Defamation against City Clerk Sergio Cornelio. With respect to the Demas, Mejia and Slattery lawsuit, the three cite claims of Defamation; Mejia claims Intentional Interference with an Advantageous or Business Relationship against the Philbins and Resnek. As the ongoing depositions continue, most recently with - LEGAL NOTICE - COMMONWEALTH OF MASSACHUSETTS THE TRIAL COURT PROBATE AND FAMILY COURT Middlesex Probate and Family Court 10-U Commerce Way Woburn, MA 01801 (781) 865-4000 Docket No. MI23A0092D CITATION G.L.c.210, § 6 In the matter of: Jayden William Haley To: Peter Francois and any unnamed or unknown parent and persons interested in a petition for the adopiton of said child and to the the Department of Children and Families of said Commonwealth. A petition has been presented to said court by: Patricia Sahlas Charles Sahlas, Jr. of Everett, Ma of Everett, Ma requesting for leave to adopt said child and that the name of the child be changed to Jayden William Haley If you object this adoption you are entitled to the appoinment of an attorney if you are an indigent person. An indigent person is defined by SJC Rule 3:10. The definition includes but is not limited to persons receiving TAFDC, EACDC, poverty related veteran’s benefits, Medicaid, and SSI. The Court will determine if you are indigent. Contact an Assistant Judicial Case Manager or Adoption Clerk of the Court on or before the date listed below to obtain the necessary forms. IF YOU DESIRE TO OBJECT THERETO, YOU OR YOUR ATTORNEY MUST FILE A WRITTEN APPEARANCE IN SAID COURT AT: Woburn ON OR BEFORE TEN O’CLOCK IN THE MORNING (10:00 AM) ON 03/22/2023 WITNESS, Hon. Maureen H. Monks, First Justice of this Court. Date: January 25, 2023 TARA E. DeCRISTOFARO REGISTER OF PROBATE February 03, 10, 17, 2023 Matthew Philbin on January 18, Philbin admitted under oath to having no proof – whether notes, documentation, texts or emails – that the mayor had engaged in any criminal activity, but he, along with Resnek, published for years, from 2017 to 2021, to not only ruin DeMaria’s reelection chances but to destroy his personal and professional reputation. Utica’s complaint continues with their intention to retract legal representation by citing that Philbin and Resnek “allegedly acted knowingly, intentionally, with a particular purpose to harm Mayor DeMaria, while committing fraud, and/or without basic fact.” With respect to the Mejia and others’ complaint, the Plaintiffs contend that once the mayor was reelected the Everett Leader Herald defendants increased their inflammatory attacks on Mejia, Slattery and Demas “in both frequency, falsity, and outrageousness with the intent to harm the Plaintiffs’ respective reputations and, moreover, disable the administration.” The complaint points to Philbin and Resnek’s false and defamatory statements made with “actual malice,” knowing they were published in print and posted on the newspaper’s website “either knowing the statements were false or in reckless disregard as to whether they were true or false.” The complaint also calls out Resnek’s demonstration of “intentional, cavalier, and reckless disregard for the truth in publishing false and defamatory statements,” which Resnek described as “BS” in his sworn testimony in 2022. Philbin testified that in the case of the real estate deal between Cornelio and the mayor he never, as the owner of the newspaper, followed up on any of the allegations written by Resnek, despite reading the drafts prior to publication stating the mayor was extorting money from Cornelio or was in conflict of interest. Resnek would admit in sworn testimony that he never had any notes or sought any legal documentation from the city clerk on the land deal, including his admission to fabricating and doctoring notes. It’s obvious to this writer that if the Court allows Utica National Insurance Co. to pull the plug on the $1 million coverage, the Philbins will have to cover the lawsuit out of their own pockets. It is unclear when the case will actually reach court. Sa nir Sa a y Senior Seni by Jim Miller How to Cover Dental Care in Retirement Dear Savvy Senior, I had dental insurance through my work for many years but lost it when I retired and joined Medicare. Where can retirees fi nd aff ordable dental care? Uninsured Al Dear Al, Unfortunately, about twothirds of U.S. retirees don’t have dental insurance today. Without coverage from traditional Medicare, and with private dental insurance typically costing too much to be feasible, most seniors are stuck paying full out-of-pocket prices every time they visit a dentist. While there’s no one simple solution to affordable dental care there are a variety of options that can help cut your costs. Here’s where to look. Medicare Advantage: While dental services are mostly excluded under original Medicare, many Medicare Advantage plans do provide coverage for dental care, but it’s usually very limited. Medicare Advantage plans are government approved health plans (usually HMOs and PPOs) sold by private insurance companies that you can choose in place of original Medicare. To shop and research Advantage plans in your area visit Medicare.gov/ plan-compare or call 800633-4227. Dental insurance: If you have gum problems and need extensive dental care, a dental insurance plan may be worth the costs versus paying for care yourself. Monthly premiums for individual plans range from about $20 to $80. A typical plan includes two or three cleanings and checkups per year, but these plans will likely have a waiting period – anywhere from a few months to a few years – before coverage for more expensive procedures kicks in. To fi nd dental plans in your area, see eHealthInsurance.com. Dental savings plans: While savings plans aren’t as comprehensive as insurance, they are a good option for those who don’t have dental insurance. How this works is you pay an annual membership fee – around $80 to $200 a year – in exchange for 10 to 60 percent discounts on service and treatments from participating dentists. To find a savings plan, go to DentalPlans.com (or 888632-5353) where you can search for plans and participating dentists, as well as get a breakdown of the discounts off ered. Veterans’ benefits: If you’re a veteran enrolled in the VA health care program or are a benefi ciary of the Civilian Health and Medical Program (CHAMPVA), the VA off ers a dental insurance program that gives you the option to buy dental insurance through Delta Dental and MetLife at a reduced cost. The VA also provides free dental care to vets who have dental problems resulting from service. To learn more about these options, visit VA.gov/dental or call 877-222-8387. Cheaper dental care: Because prices can vary by dentist, one way to ensure you get a good deal on your dental care is to call multiple provides and compare prices. To get an idea of what diff erent dental procedures cost in your area, see FairHealthConsumer.org. If you’re paying cash, it’s also perfectly reasonable to ask your dentist for a discount. There are also a number health centers and clinics that provide low-cost dental care to those in need. And all university dental schools and college dental hygiene programs off er dental care and cleanings for less than half of what you would pay at a dentist’s office. Students who are supervised by their professors provide the care. See TeethWisdom. org to search for a center, clinic or school near you. Send your senior questions to: Savvy Senior, P.O. Box 5443, Norman, OK 73070, or visit SavvySenior.org. Jim Miller is a contributor to the NBC Today show and author of “The Savvy Senior” book. nior ior
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