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THE EVERETT ADVOCATE – FRiDAy, JAnuARy 12, 2024 Page 19 OBITUARIES Albert “Al” Mastrocola friends on the courses of Massachusetts and at his Florida community of Countryside in Naples. Al’s happiest moments were those spent surrounded by family and friends. Funeral from Salvatore RocO f Everett and Naples, FL. On January 6, 2024, Albert passed away at the age of 83. He is survived by his wife of 60 wonderful years Victoria (Calo) of Everett. Loving father of the late Albie, Michael and his wife Stephanie of Peabody, and Anthony and his wife Lauren of Peabody. Al was the adoring Papa of Mykayla, Michael, Matthew, Mykenna, Anthony, and Elizabeth, who were his pride and joy. A beloved son of the late Daniel and Mary (Camerario) Mastrocola. The fi fth of six children, Al is the dear brother of the late Donald and his surviving wife Norma, the late Elizabeth (Peter) Vecchione, Richard, Jeannette, and Linda Mastrocola. He will be greatly missed by many cousins, nieces, nephews, and friends. He started working for his family’s company at a young age and later spent the majority of his career at the MBTA, before finishing his career with the City of Everett. He was a lifelong golfer who cherished his time with family and co & Sons Funeral Home, 331 Main Street, Everett on Friday, January 12th at 11:00 am. A Funeral Mass will be held in St. Immaculate Conception Church 489 Broadway in Everett at 12:00 am. Relatives and friends are kindly invited to attend. Visiting hours were held at the funeral home on Thursday. Interment in Woodlawn Cemetery, Everett. In lieu of fl owers, the family asks for memorial contributions to be made in his name to the Jimmy Fund 10 Brookline Place Brookline, MA 02445. Adriana G. (Giron) Meneses Relatives and friends are respectfully invited to attend Adriana’s visiting hours in the Cafasso & Sons Funeral Home, 65 Clark St. (Corner of Main St.) Everett, Saturday, January 13 from 4 p.m. to 6 p.m. Interment private. Parking with attendants on duty. Connie Penta Say nr Sa a y Senior Seni by Jim Miller Essential Topics You Need to Discuss with Your Aging Parents Dear Savvy Senior, My siblings and I don’t know much about our elderly parent’s fi nancial situation or their wishes if and when something happens to them. They are both in their mid-eighties. What’s the best way to handle this and what all should we know? Apprehensive Daughter Dear Apprehensive, Many adult children don’t know much about their elderO f Everett. Entered into eternal rest, Saturday, O f Everett. Entered into eternal rest on Monday, January 8, at home surrounded by her loving family. She was 83years old. Born in Manila, in the Philippines, Adriana lived in Everett for many years. She worked as a housekeeper with housekeeping services. Beloved wife of the late Eduardo M. Meneses, Sr. Dear and devoted mother of Eduardo M. Meneses, Jr. and his wife, Angeles, Edmund Meneses and his wife, Jacqueline, Edwin Meneses and his wife, Maria Theresa, Enrico Meneses and his wife, Jhoanna, Jocelyn Meneses and her husband, John Salaysay, Eliza Meneses and the late Elenita Bangibang and her husband, Edwin Bangibang. Adriana is survived by four siblings. Loving grandmother of Robin Meneses, Abby Bangibang, Edlyn Meneses, Jovie Meneses, Mico Meneses and Lester Salaysay and 3 great-grandchildren. January 6 in the Massachusetts General Hospital after being in failing health. She was 73 years old. Born in Sant’Angelo All’Esca, Italy, Connie made Everett her home. She had many occupations during her lifetime but the one most remembered by everyone was a school cafeteria worker for the Everett Public School system. Connie was the beloved wife of the late Peter for over 55 years prior to his passing. She is survived by her two sons Charles Penta and his wife, Melinda of Malden and Mike Penta of Revere; her siblings, Raff aele Penta, Lino Penta, Colomba Penta and the late Antoinetta Penta; and her two devoted grandsons, Michael and Anthony Penta. Relatives and friends were invited to attend Connie’s visiting hours in the Cafasso & Sons Funeral Home, 65 Clark St. (Corner of Main St.) Everett, Thursday, January 11. Her funeral will be from the funeral home on Friday at 12 p.m. followed by a funeral Mass in St. Anthony’s Church, 38 Oakes St., Everett, at 1 p.m. Burial will follow at the Woodlawn Cemetery, Everett. In lieu of fl owers, contributions in Connie’s memory to the American Liver Foundation (liverfoundation.org) or the National Kidney Foundation (kidney.org) would be sincerely appreciated. LIKE US ON FACEBOOK ADVOCATE NEWSPAPER FACEBOOK.COM/ ADVOCATE.NEWS.MA ly parent’s fi nancial situation or end-of-life plans, but they need to. Getting up to speed on their finances, insurance policies, long-term care plans and other information is important because some day you might have to help them handle their fi nancial affairs or care, or execute their estate plan after they die. Without this information, your job becomes much more diffi cult. Here are some tips that can help. Have the Conversation If you’re uncomfor table talking to your parents about this, use this column as a prompt or see TheConversationProject. org, which off ers free guides that can help you kick-start these discussions. It’s also a good idea to get all your siblings involved too. This can help you head off any possible hard feelings, plus, with others involved, your parents will know everyone is concerned. When you talk with your parents, you’ll need to collect some information, fi nd out where they keep key documents and how they want certain things handled when they die or if they become incapacitated. Here’s a checklist of areas to focus on. PERSONAL INFORMATION Contacts: Make a list of names and phone numbers of your parent’s doctors, lawyer, accountant, broker, tax preparer, insurance agent, etc. Medical information: Make a copy of their medical history and a list of medications they take. Personal documents: Find out where they keep their Social Security card, marriage license, military discharge papers, etc. Secured places: Make a list of places they keep under lock and key such as safe deposit boxes, safe combination, security alarms, etc. Digital assets: Make a list of their digital assets – everything from social media accounts to online banking. It should include usernames and passwords. Pets: If they have a pet, what are their instructions for the animal’s care? End of life: What are their wishes for organ or body donation, and their funeral instructions? If they’ve made pre-arrangements with a funeral home, get a copy of the agreement. LEGAL DOCUMENTS Will: Do they have an updated will or trust, and where is it located? Power of attorney: Do they have a power of attorney document that names someone to handle their fi nancial matters if they become incapacitated? Advance directives: Do they have a living will and a medical power of attorney that spells out their wishes regarding their end-of-life medical treatment? If they don’t have these documents prepared, now’s the time to make them. FINANCIAL RECORDS Financial accounts: Make a list of their bank accounts, brokerage and mutual fund accounts, and any other fi nancial assets they have. Debts and liabilities: Make a list of any loans, leases or debts they have – mortgages owed, car loans, student loans, medical bills, credit card debts. Also, make a list of all credit and charge cards, including the card numbers and contact information. Company benefi ts: Make a list of any retirement plans, pensions or benefi ts from their former employers including the contact information of the benefi ts administrator. Insurance: Make a list of the insurance policies they have (life, long-term care, home, auto, Medicare, etc.) including the policy numbers, agents and phone numbers. Property: Make a list of the real estate, vehicles or other properties they own, rent or lease and where they keep the deeds, titles and loan or lease agreements. Taxes: Find out where they keep copies of past year’s tax returns. You’re probably not going to get all this fi gured out in one gathering, so it’s important to keep the conversation going to ensure your parent’s wishes will be accurately executed. Send your senior questions to: Savvy Senior, P.O. Box 5443, Norman, OK 73070, or visit SavvySenior.org. Jim Miller is a contributor to the NBC Today show and author of “The Savvy Senior” book. nior ior

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