Page 16 2018 HBA Homeowners’ Resource Guide So many reasons... That’s MY Bank! Reason #3 Super Easy Home Equity Loans Reason #8 Super Low Closing Costs! fnbwaterloo.com FINANCIAL SERVICES & MORTGAGE BROKERS 1st National Bank of Waterloo (618) 939-6194 www.fnbwaterloo.com Associated Bank Associated Bank (618) 622-4208 www.associatedbank.com/mwoodrome (618) 874-4931 www.associatedbank.com/rcoolbaugh BOS - Banking Center Metro East (618) 726-5626 www.bankwithbos.com BOS - Banking Center Metro East (618) 310-2555 www.bankwithbos.com BOS - Banking Center Metro East (618) 514-6001 www.bankwithbos.com FCB Banks www.fcbbanks.com First Integrity Mortgage Services www.rcox.fi rstintegrity.com Firstco Mortgage www.fi rstcomortgage.com First Mid-Illinois Bank & Trust Low Construction Loan Rates Reason #12 First Mid-Illinois Bank & Trust www.fi rstmid.com www.fi rstmidcom (618) 654-1111 Gershman Mortgage Guaranteed Rate (618) 222-1300 www.gershman.com (618) 698-1004 www.guaranteedrate.com (314) 878-7900 (618) 624-9808 (618) 655-7254 (618) 239-9000 Offering Excellence in Service, Programs, Convenience and Performance Deborah M. Carpenter Vice President 618-222-1300 618-973-8475 dcarpenter@gershman.com www.gershman.com 630 Pierce Blvd., Suite 100, O’Fallon, IL 62269 Illinois Residential Mortgage Licensee Company NMLS #138063 Deborah Carpenter NMLS #231563 Our Builder Best® Extended Rate Lock program can help protect your buyers from changing interest rates. With a required, non-refundable extended lock fee, your buyers can lock down a range of interest rates and focus on what really matters most — building their new home. Cherity Freeze, 618-420-3129 cherity.l.freeze@wellsfargo.com www.cherityfreeze.com NMLSR ID 400487 Shelly Leffler, 618-616-4555 shellyleffler@wellsfargo.com www.wfhm.com/shelly-leffler NMLSR ID 401981 Information is accurate as of date of printing and is subject to change without notice. Wells Fargo Home Mortgage is a division of Wells Fargo Bank, N.A. © 2016 Wells Fargo Bank, N.A. All rights reserved. NMLSR ID 399801. AS3936279 Expires 01/2018

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