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Barnes Properties, Inc. - Villas of Braeswood From $179,900 404 Vancroft Place O’Fallon, IL Dawn Barnes (618) 781-3279  2/3 Bedrooms  2/3 Bathrooms  2 Car Front Entry Garage  Spacious Floor Plans  Vaulted Ceilings  Full Basement  Premium Lawn Care  Daylight and Regular Home Sites Directions from I-64E take Exit 19B onto North Scott-Troy Road Turn right onto Borchers Lane Turn left onto Vancroft Place #16 on Map www.barnespropertiesinc.com With Only 3.5% Down, Apply for your Home Loan Today! FHA loans are perfect for first-time buyers; low-to moderate income buyers; buyers with limited cash; and for those with minor credit problems. FHA Loans feature low down payments and attractive interest rates. We have more ways to say Yes! 618.234.9500 • my-mortgagecenter.com As an illustration, an FHA transaction with a $100K purchase with 3.5% down will create 360 monthly payments of $461.72 for a 30-year fixed rate loan. Its rate would be 3.88% creating an APR of 4.96% with estimated closing costs. Payment excludes taxes, insurance and mortgage insurance. Actual payment may be greater. Page 26 www.LocalBuilderEvents.com New Homes on Parade Event June 2016

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