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THE MALDEN ADVOCATE–Friday, September 4, 2020 Page 17 OBITUARIES Eleanor Dalton Boermeester Passed away on August 31, 2020 at Sawtelle Family Hospice House after a short, intense illness. She was the loving wife of Connie Boermeester, who predeceased her in 2009. Born and raised in Winchester, she was the daughter of the late Andrew and Hazel Dalton. Eleanor graduated from Winchester High School and worked for The Phoenix Mutual Life Insurance Company for many years. She lived for over two decades on Mountain Avenue in Malden after marrying Connie. When Connie and Eleanor met and married, they became a duo that was beloved by many nieces and nephews. Their legacy will continue in the stories and fond memories shared by their nieces and nephews. Eleanor embraced life at every stage and made friends wherever she went. Many friends and family members were lucky enough to have traveled with Eleanor as she enjoyed adventurous trips to Bermuda, Europe and the Canadian Rockies over the years. Her personality always made people comfortable in her presence. She spent the last five years living at New Horizons in Woburn where she thrived and made friends with many residents and staff members. She was often referred to as “The Mayor” of New Horizons, always out walking around the grounds or in the building, talking and expressing kind words to everyone she encountered. Eleanor will be fondly remembered by her family and many friends including her two sisters: MaryLou Cournoyer of Woburn and Elizabeth Blackey of Bow, NH. She was predeceased by her sister Anne Marshall of Tucson, AZ and brothers Andrew and David of Winchester. Eleanor’s friendly spirit will be missed by her friends at New Horizons and her dear friend, Ellen Goodchild. In lieu of flowers, the family requests that you perform an act of kindness in Eleanor’s memory. A lifelong resident of Malden Michael G. Crotty passed away on Saturday, August 29, with his loving family by his side. Michael was born in Malden in 1958, the son of Thomas and Pauline Crotty. He was raised in Malden and graduated from Northeast Regional Vocational School with the ~ LEGAL NOTICE ~ M PUBLIC NOTICE CITY OF MALDEN LIQUOR LICENSING BOARD Notice is hereby given that a Public Hearing will be held before the Licensing Board for the City of Malden via Zoom Webinar on the 15th day of September, 2020 at 6:00 p.m. regarding the application of Evviva Trattoria Malden LLC (Name of Licensee) d/b/a Evviva Trattoria (Business Name) for an annual all-alcohol liquor license (Application Type) to sell alcoholic beverages as a Restaurant (Business Type i.e., Restaurant, Package Store) at 200 Exchange Street, Malden, MA. Application is being made for a 7 day license. All interested parties will be given an opportunity to be heard. You are invited to a Zoom webinar. When: Sep 15, 2020 06:00 PM Eastern Time (US and Canada) Topic: Liquor Board Public Hearing Please click the link below to join the webinar: https://zoom.us/j/91589219811?pwd=amZqTmwvNjFGSjdQdjI5QnZGc1EyZz09 Passcode: 115697 Or iPhone one-tap : US: +13017158592,,91589219811# or +13126266799,,91589219811# Or Telephone: Dial(for higher quality, dial a number based on your current location): US: +1 301 715 8592 or +1 312 626 6799 or +1 929 436 2866 or +1 253 215 8782 or +1 346 248 7799 or +1 669 900 6833 Webinar ID: 915 8921 9811 International numbers available: https://zoom.us/u/a272b8j7d Lee A. Kinnon, Chairman Andrew Zeiberg, Member Frances Lin, Member August 28 & September 4, 2020 assHealth is now using the Social Security Administration (SSA) Life Estate and Remainder Interest Tables to calculate the value of remainder interests and life estates. It no longer is going to use the IRS Book Aleph Life Estate and Remainder Interest Tables which provide for the utilization of the Internal Revenue Code Section 7520 interest rates in effect at the time of valuation. This may very well lead to litigation as virtually all of the elder lawyers in the Mass Chapter of The National Academy of Elder Law Attorneys believe MassHealth should not be using the SSA tables. The problem is that the SSA tables use a higher percentage allocable to the life estate than to the remainder interest. In the future, if the home of a MassHealth applicant/member is sold, more of the net sales proceeds will be allocated to the value of the life estate. As a result, the net sales proceeds are once again countable assets in the name of the applicant/member and will have to be spent down on nursing home care. Typically, a parent would be deeding the home to the children reserving a life estate in the class of 1976. He went on to become an electrician, before taking employment with the city of Malden as their wiring inspector. He worked for the city for 32 years until his recent retirement. In November of 2008, Michael married his sweetheart, Pei Y. Ruan, and the two settled down in Malden together. Michael loved being an electrician and working with his hands. He also loved working on and restoring cars, including mustangs, corvettes, and his favorite, the Old Goat. He is survived by his children, Cindy Y. Yung of Malden and David Yung of Malden, his brothers Barry Crotty of Oregon and Paul Crotty of Malden and his grandchildren, Maya and Maverick. Janine C. Donald A lifelong resident of Malden, passed away in her home on Friday, August 28, surrounded by her loving family. Janine was born in Malden in 1940, the daughter of Carmello and Janet Forti. She was raised in Malden and graduated from Malden High School with the Class of 1958. She went on to work in the banking industry, working and retiring from Metro Credit Union in their Operations MASSHEALTH ELIGIBILITY OPERATIONS MEMO 20-16 deed itself. If all parties agree to sell the house, a calculation would have to be made in order to determine the amount of net sales proceeds allocable to the life tenant/parent and the remainderman/children. As an example, if the applicant/member/life tenant/parent and the remaindermen/ children sold the home and netted $232,000, assuming the parent was 87 years old at the time of sale, MassHealth will calculate the disqualifying transfer as follows: $232,000 x .32262 equals $74,848. If the parent is given back the $74,848, the money would have to be spent on nursing home care as he or she would be over the $2,000 limit. If the money is not given back to the parent, MassHealth will simply use that figure in order to determine the penalty period wherein MassHealth simply will not pay for nursing home coverage for the member/applicant. This is a very high percentage allocated to a life estate for someone 87 years of age. If the Book Aleph table was used, the percentage would drop to 2.146%. In our example, the value of the life estate would then only be $4,979! The disqualifying transfer would only be $4,979. The reason for this is the September, 2020 IRS Section 7520 interest rate is now down to .40 percent. I am hopeful that this issue will be litigated as it is just another example of MassHealth’s continuing attack on the elderly. Joseph D. Cataldo is an Estate Planning/Elder Law Attorney, Certified Public Accountant, Certified Financial Planner, AICPA Personal Financial Specialist and holds a Master’s Degree in Taxation. Department. She was a Communicant of St. Joseph's Church in Malden. She enjoyed gardening, traveling, spending time with friends, and especially holidays with family. Her most precious times were spent with her grandchildren, making memories throughout their lives and always being there for all their milestones. She is survived by her children, D. Scott Donald and wife Kristen of Wakefield and Janet Donald of Saugus. Proud grandmother of Nicholas Puleio, Samantha and husband Sam McHenry, Ryan and Erin Donald, and she is also survived by her beloved dog Oreo. Joyce M. (D’Ortona) Fleischer A longtime resident of NH passed away at the Grace House in Windham, NH on Sunday, August 30. Joyce was born in Revere in 1937, the daughter of Domenic and Rose D’Ortona. She was raised and educated in Malden, graduating from Malden High School with the Class of 1955. After high school, she attended Boston City Hospital School of Nursing, and also studied nursOBITUARY| SEE PAGE 18

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